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截至2017年12月7日，Hada DBank的管理层决定立即停止所有Pre-ICO的销售和活动。＆nbsp; 少数投资者和风险投资者表现出了兴趣，目前管理层正在与双方就可能的合作以及合作进行谈判。 我们很快就会恢复我们的Pre-ICO的销售。 2017年12月16日（美国东部标准时间）不久将公布新的和/或更新条款的准确日期。
＆NBSP;
我们渴望成为一个“公正”金融行业的组织。 2007年至2008年的金融危机提醒人们，几个不负责任的行为者可能会把整个行业推翻，使数百万人陷入财政危机。伊斯兰银行业务由于其透明度，盈利和损失分享的概念，将最大限度地减少市场操纵，并消除另一个多米诺骨牌效应。
伊斯兰银行比其同行风险较小，他们的银行资本要求和调动存款。与传统银行相比，伊斯兰银行存款人有权获知银行用他们的钱做什么。他们也有发言权，应该在哪里投资。伊斯兰银行也努力避免对各种金融交易的兴趣，促进贷方和借方之间的风险分享。
伊斯兰银行有两个基本原则。一个是分享利润和损失;二是显着地禁止贷款人和投资者收取和支付利息。伊斯兰法律不允许收集利息或“Riba”。在利润的情况下，银行和客户都按预先约定的比例分摊。在亏损的情况下，所有的经济损失将由贷方承担。除此之外，伊斯兰银行不能在没有货物和服务的情况下创造债务（即物理资产，包括机器，设备和库存）。因此，我们DBANK的储蓄，存款和投资将得到贵重金属和宝石等实物资产的支持。
A total of 500 Million HADACoins will be issued. 295 Million coins will be offered for sale. Out of the 295 Million coins, 20 million will be allocated for private investors and institutional buyers. 50 Million of the 275 Million coins will be released during PRE-ICO exercise and the remaining 225 Million coins will be released in our ICO exercise in the near future. 10 Million coins will be allocated for the bounty campaign.
Price of HADACoins during Pre-ICO
HADACoins
0-10,000,000 > 1 HADACoin = 0.000500 ETH / 1 ETH = 2,000 HADACoins
10,000,001-20,000,000 > 1 HADACoin = 0.000525 ETH / 1 ETH = 1,900 HADACoins
20,000,001-30,000,000 > 1 HADACoin = 0.000555 ETH / 1 ETH = 1,800 HADACoins
30,000,001-40,000,000 > 1 HADACoin = 0.000588 ETH / 1 ETH = 1,700 HADACoins
40,000,001-50,000,000 > 1 HADACoin = 0.000625 ETH / 1 ETH = 1,600 HADACoins
35% of the capital raised through our PRE-ICO exercise will be allocated for R&D (Research & Development). 7 labs will be established in 5 years in which the 1st and 2nd lab will be based in Switzerland and Estonia respectively.
OPEX (Operation Expenditure) will make up 30% of the budget. Hiring of management executives will be our main activity under this sector, to ensure that the best partners and talents from related industries join HADA DBANK management and operations
CAPEX (Capital Expenditure) will receive 20% of the capital raised. Among activities will be the acquiring of necessary business assets, and precious metals & gemstones (gold, silver and diamonds), to be used as collateral for future customers’ savings, investments and HADACoin’s value.
The final 15% will be kept as RESERVE. This Reserve will not be used unless for utmost necessity and strict rules will be set. The decision to utilize this reserve will be determined by the top management collectively and unanimously, to ensure there is no mismanagement and excess usage of the Reserve. We will increase HADA DBANK’s Reserve to 30% of the total capital, in the nearest future in accordance to Islamic Financial Laws.
2017年
2018年第一季度
Q2 2018年
第三季度2018年
Q4 2018年
2019
2020
