Hada DBank

Hada DBank

Created using Figma
Created using Figma
Here at Hada DBank, we aim to be different from conventional banking. In fact, we are the First Digital Bank to fuse Islamic Banking Module with Blockchain Technology. Islamic Banking is not just for Muslims. It’s for everyone. It represents something – Transparency and Risk sharing.
Pre-Initial Coin Offering
Dec 29, 2017
Feb 28, 2018
100% completed
$3 010 732
cap
goal
51% cap completed
Goal 5 000 ETH
Cap 20 000 ETH
past
  • 700 HADA
    =
    1 ETH
Token Details
Ticker
HADA
Accepted Currencies
ETH
Additional Details
Platform
Ethereum
Company Details
Registered Country
Malaysia

About Hada DBank

 

About Hada DBank

We aspire to be a ‘just’ organization in the financial industry. The financial crisis of 2007-2008 serves as a grim reminder how several irresponsible players can capsize an entire industry, putting millions in financial ruins. Islamic banking, due to its transparency, profit and loss sharing concept, will minimize market manipulation and eliminate another domino crash.

Islamic Banks are less risky and more resilient than their counterparts, due to the aspects of their bank capital requirements and mobilisation of deposits. As opposed to Conventional Banking, depositors to Islamic Banks are entitled to be informed about what the bank does with their money. They also have a say in where their money should be invested. Islamic banks also strive to avoid interest at all levels of financial transactions and promote risk-sharing between the lender and borrower.

There are two basic principles in Islamic banking. One is the sharing of profit and loss; and two, significantly, the prohibition of the collection and payment of interest by lenders and investors. Collecting interest or "Riba" is not permitted under Islamic law. In the case of profit, both the bank and its customer share in a pre-agreed proportion. In the case of a loss, all financial losses will then be borne by the lender. In addition to this, Islamic bank cannot create debt without goods and services to back it (i.e. physical assets including machinery, equipment, and inventory). Hence savings, deposits and investments with our DBank will be backed by physical assets such as precious metals and gemstones.

Features

A total of 500 Million HADACoins will be issued. 295 Million coins will be offered for sale. Out of the 295 Million coins, 20 million will be allocated for private investors and institutional buyers. 50 Million of the 275 Million coins will be released during PRE-ICO exercise and the remaining 225 Million coins will be released in our ICO exercise in the near future. 10 Million coins will be allocated for the bounty campaign.

Price of HADACoins during Pre-ICO

HADACoins

0-10,000,000 > 1 HADACoin = 0.000500 ETH / 1 ETH = 2,000 HADACoins

10,000,001-20,000,000 > 1 HADACoin = 0.000525 ETH / 1 ETH = 1,900 HADACoins

20,000,001-30,000,000 > 1 HADACoin = 0.000555 ETH / 1 ETH = 1,800 HADACoins

30,000,001-40,000,000 > 1 HADACoin = 0.000588 ETH / 1 ETH = 1,700 HADACoins

40,000,001-50,000,000 > 1 HADACoin = 0.000625 ETH / 1 ETH = 1,600 HADACoins

 

35% of the capital raised through our PRE-ICO exercise will be allocated for R&D (Research & Development). 7 labs will be established in 5 years in which the 1st and 2nd lab will be based in Switzerland and Estonia respectively.

OPEX (Operation Expenditure) will make up 30% of the budget. Hiring of management executives will be our main activity under this sector, to ensure that the best partners and talents from related industries join HADA DBANK management and operations

CAPEX (Capital Expenditure) will receive 20% of the capital raised. Among activities will be the acquiring of necessary business assets, and precious metals & gemstones (gold, silver and diamonds), to be used as collateral for future customers’ savings, investments and HADACoin’s value.

The final 15% will be kept as RESERVE. This Reserve will not be used unless for utmost necessity and strict rules will be set. The decision to utilize this reserve will be determined by the top management collectively and unanimously, to ensure there is no mismanagement and excess usage of the Reserve. We will increase HADA DBANK’s Reserve to 30% of the total capital, in the nearest future in accordance to Islamic Financial Laws.

Roadmap

  • 2017

  • NOVEMBER Pre-ICO launches DECEMBER Pre-ICO ends
  • Q1 2018

  • Final Development & Testing for E-Money. Beta E-Money Functions Launch. ICO Launch
  • Q2 2018

  • ICO Ends. Official E-Money Functions release. Final development and testing for Banking Services.
  • Q3 2018

  • Banking Services Launch. IT Labs to be setup in EU and MENA.
  • Read More
  • Q4 2018

  • Unsecured Loan Launch. Development of a new open-source blockchain for SME begins.
  • 2019

  • OFFICIAL LAUNCH IN SOUTH EAST ASIA Setting up of 1st Regional HQ to focus on ASEAN market. Setup of IT Labs in South East Asia. LAUNCH : Term Loan. Investment Solutions. Beta AI Advisor.
  • 2020

  • HADA DBANK EXPANSION Expanding to other relevant markets. SERVICES & SOLUTIONS Islamic Insurance/Takaful. SME Solutions. Official AI Advisor Release (HADI) Additional Lab Setups LAUNCH : Investment Banking

Activity

Status:
Jr. Member Copper Member
LOW
Activity:
41
VERY LOW
Merit:
0
VERY LOW
Posts:
103
LOW
Views:
2 342
LOW
Status:
Legendary Copper Member
VERY HIGH
Activity:
1 050
VERY HIGH
Merit:
1 019
VERY HIGH
Posts:
1 803
VERY HIGH
Views:
21 914
VERY HIGH
Users:
628
VERY HIGH
Posts:
177
MEDIUM
Followers:
1 081
LOW
Likes:
1 026
LOW
Rating:
5
VERY HIGH
Reviews:
45
LOW
Followers:
1 011
LOW
Tweets:
358
HIGH
Alexa
Rank:
5 479 932
VERY LOW
Delta:
1 600 394

Team

Verified 83%

Attention. There is a risk that unverified members are not actually members of the team

Risk Management & Consultant
verified
Marcos Macias
COO
unverified
CEO / CFO
verified
CTO
verified
CMO
verified
PR & SPOKEPERSON
verified

Former members

ADVISOR, ISLAMIC BANKING & FINANCE
ADVISOR, RISK & DATA SCIENTIST
ADVISOR, LEGAL
Loc Hamaka Nawi
ADVISOR, SECURITY
ADVISOR, BANKING INNOVATION
ADVISOR, BLOCKCHAIN ECONOMY EXPERT
ADVISOR, INVESTMENT & ASSET MANAGEMENT
ADVISOR, MARKETING & CRYPTOCURRENCY
Barjoyai Bardai
As a team member, сan you tell us about your role in the project? What do you think about idea? Thank you!)
I will be advising on the Islamic Banking and Finance aspect
Yousuf Ikram
...
We are living in the age of technology and era of extreme innovation; with every passing day we are harnessing the new possibilities and existing opportunities using technology. HADA DBANK will be the world’s first Blockchain-based Digital Bank to fuse Islamic Banking Module with Blockchain Technology and aims to change the normal conventional banking to make it easy and simple for everyone to perform banking activities from anywhere regardless of their social status.
The holder of HADACoin will be able to use their exclusive feature and advantages to perform banking transactions, within their banking platform or other merchants globally.
In my opinion with their determination for innovation and to make banking easy and accessible to all will take HADA DBANK very successful. And especially with the attitude of no compromise on the safeguarding of customer and their interest.

Last News

3.73

stable
5.0 11
ICO Profile Vision Activity Potential Product Team
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