OFERTA DE MONEDAS INICIALES
Una Oferta Inicial de Monedas (ICO) es la venta de un nuevo criptomoneda o token creado por una empresa a su primera adoptantes, a cambio de financiación para un mayor desarrollo. Es un forma sofisticada y democrática de recaudar fondos, donde cada inversor, grande o pequeño, puede participar.
MISIÓN
En Change, estamos construyendo el primer banco global, proporcionando un servicio revolucionario a personas de todo el mundo. Nuestra misión es eliminar las fronteras en el sector financiero y garantizar que cada ciudadano tiene acceso a servicios financieros alternativos, finalmente poniendo fin al monopolio artificial creado por los reguladores locales y bancos tradicionales.
POR QUÉ UN ICO
Como somos un banco para las personas, tenemos a nuestra comunidad en alto considerar. Humildemente, invitamos a cualquier persona que comparta nuestra visión a unirse a nuestro movimiento y crea Cambio.
AMOUNT RAISED
El cambio aumenta un total de 250,000 Ether. Los inversores pueden usar Ether para ingresar al ICO.
Inversión mínima: 0.5 ETH.
Se emitirán 125 millones de cambio de moneda, con un tipo de cambio de 1ETH = 500CAG.
PROGRAMA BOUNTY
Estamos premiando a los miembros de la comunidad de Change que ayudan a difundir la palabra de nuestra ICO. Un total del 15% de todas las monedas de cambio serán asignado a la comunidad, R & amp; D y recompensas.
AVES TEMPRANAS
Los primeros inversores serán recompensados con descuentos y exclusivos acceder a un estado de Change Maker y un Premium Change Black tarjeta.
Los primeros 500 inversores recibirán un descuento del 30%, con otros descuentos de preventa a ser anunciados.
El cambio permite gastar criptomonedas en cualquier lugar con una prima tarjeta de débito y gane recompensas pagando con Change Coin.
Proporciona la entrada al Mercado de cambio universal y acceso a una multitud de oportunidades de inversión y financiera servicios.
Una amplia red de empresas FinTech prometedoras en todo el mundo, constantemente superando los resultados de los bancos.
Change usa tecnología de blockchain de vanguardia para proporcionar máxima privacidad y seguridad para sus usuarios.
Marzo de 2016
Junio de 2016
Septiembre de 2017
Enero de 2018
Verificado 0%
Atención. Existe el riesgo de que los miembros no verificados no sean realmente miembros del equipo
Verificado 0%
Atención. Existe el riesgo de que los miembros no verificados no sean realmente miembros del equipo
Opportunities:
Change has a strong team with experience working in Fintech companies. It also has a number of legit advisors, including the former CEO of DHL Global Forwarding.
Although it doesn’t benefit Change’s business directly, Change has an official partnership with a sovereign government, Estonia. This is going to provide validation to Change’s concept and put it steps ahead of many other blockchain projects.
Change has a very ambitious goal of providing pretty much all the services that a traditional bank provides. If successful, the upside to the business and token value can be substantial. It also allows many financial services to be paid using cryptocurrency.
Concerns:
Most members of the team are working on Change and other startups at the same time, meaning they are not working in Change fulltime. It is unclear how they are going to allocate their time between different ventures.
CAG tokens are not necessarily for purchases in the Change Marketplace, at least in the beginning. Users can use all major cryptocurrencies. This is going to reduce the need for CAG as a utility token.
Competition – there are a number of blockchain projects in similar space as Change
Debit card – Tenx, Monaco, Tokencard, Xapo, Mobi, Centra.
Wallet – Metal, Status, Everex, Omise GO, Pillar.
The roadmap is vague. In the white paper, the only milestone after ICO is “delivery of first Change crypto cards; beta for marketplace launched”. This may indicate the lack of detailed planning for the team in terms of the execution and carrying out the game plan for the project.
Conclusion:
Overall, we are neutral about both the ICO’s short- and long-term potential. Our thoughts of the tokens for short term and long term are as follows:
For short-term holding:
Neutral. On one hand, the project has good awareness with the partnership with the Estonia government and strong team of advisors.
On the other hand, presale is stalled at around 30,000 ETH. With a minimum contribution amount of just 10 ETH, there is not much to prevent small contributors from participating, so the pre-sale is essentially a public crowdsale. It seems to us that the project doesn’t have enough demand to fill the hard cap, especially in this market environment.
However, the crypto market can change very quickly and given the 1-month crowdsale period, Change has plenty of time to raise funding, hence the neutral rating.
For long-term holding:
Neutral. We believe the team underestimates the challenges with legal and regulatory issues. With the lack of details in the white paper, we are unsure of the execution abilities of the team.
What’s likely going to happen is that Change will realize there are a lot more legal hurdles than they initially thought. They will need to expand slowly, country by country after getting all the relevant licenses in each jurisdiction. Therefore, it may take a long time to realize the team's vision.
Change also has a very ambitious goal of providing many different kinds of services under one umbrella. Generally, the more ambitious goal a project has, the more likely it will fail. Therefore, we believe Change is more of a high-risk high-return play.
Change aims to create an international crypto bank that offers card-based spending, seamless international transfers, and other banking services. The bank’s ecosystem revolves around the use of Change Coin (CAG).
