OFERTA INICIAL DE COIN
Uma oferta inicial de moedas (ICO) é a venda de uma nova cryptocurrency ou token criado por uma empresa o mais cedo possível adoptantes, em troca de financiamento para o desenvolvimento futuro. É um maneira sofisticada e democrática de arrecadar fundos, onde cada investidor - grande ou pequeno - pode participar.
MISSÃO
Na Change, estamos construindo o primeiro banco global, fornecendo um Serviço revolucionário para pessoas de todo o mundo. Nosso A missão é remover fronteiras no setor financeiro e garantir que todos os cidadãos tenham acesso a serviços financeiros alternativos, acabando finalmente com o monopólio artificial criado pelos reguladores locais e bancos tradicionais.
PORQUÊ UM ICO
Como somos um banco para as pessoas, nós mantém nossa comunidade em alto que diz respeito. Convidamos humildemente qualquer pessoa que compartilhe nossa visão para se juntar ao nosso mova e crie a mudança.
AMOUNT RAISED
A mudança está aumentando um total de 250,000 éter. Os investidores podem usar Ether para entrar no ICO.
Investimento mínimo: 0,5 ETH.
125 milhões de moedas de mudança serão emitidas, com taxa de câmbio de 1ETH = 500CAG.
PROGRAMA DE CATEGORIA
Somos membros gratificantes da comunidade Change que ajudam a espalhar a palavra de nossa OIC. Um total de 15% de todas as Moedas de Mudança serão alocado para comunidade, R e D, e recompensas.
PÁSSAROS ANTERIORES
Os primeiros investidores serão recompensados com descontos e exclusivos acesso a um status de Change Maker e um premium Change Black cartão.
Os primeiros 500 investidores receberão um desconto de 30%, com outros descontos pré-venda a serem anunciados.
A mudança permite gastar criptografia em qualquer lugar com um prémio cartão de débito e ganhe recompensas pagando com Change Coin.
Fornece a entrada para o Universal Change Marketplace e acesso para uma infinidade de oportunidades de investimento e serviços.
Uma vasta rede de empresas FinTech promissoras em todo o mundo, superando consistentemente os resultados dos bancos.
Alterar a tecnologia de blocos de estado da arte para fornecer máxima privacidade e segurança para seus usuários.
Março de 2016
Junho de 2016
Setembro de 2017
Janeiro de 2018
Verificado 0%
Atenção. Existe o risco de os membros não verificados não serem realmente membros da equipe
Verificado 0%
Atenção. Existe o risco de os membros não verificados não serem realmente membros da equipe
Opportunities:
Change has a strong team with experience working in Fintech companies. It also has a number of legit advisors, including the former CEO of DHL Global Forwarding.
Although it doesn’t benefit Change’s business directly, Change has an official partnership with a sovereign government, Estonia. This is going to provide validation to Change’s concept and put it steps ahead of many other blockchain projects.
Change has a very ambitious goal of providing pretty much all the services that a traditional bank provides. If successful, the upside to the business and token value can be substantial. It also allows many financial services to be paid using cryptocurrency.
Concerns:
Most members of the team are working on Change and other startups at the same time, meaning they are not working in Change fulltime. It is unclear how they are going to allocate their time between different ventures.
CAG tokens are not necessarily for purchases in the Change Marketplace, at least in the beginning. Users can use all major cryptocurrencies. This is going to reduce the need for CAG as a utility token.
Competition – there are a number of blockchain projects in similar space as Change
Debit card – Tenx, Monaco, Tokencard, Xapo, Mobi, Centra.
Wallet – Metal, Status, Everex, Omise GO, Pillar.
The roadmap is vague. In the white paper, the only milestone after ICO is “delivery of first Change crypto cards; beta for marketplace launched”. This may indicate the lack of detailed planning for the team in terms of the execution and carrying out the game plan for the project.
Conclusion:
Overall, we are neutral about both the ICO’s short- and long-term potential. Our thoughts of the tokens for short term and long term are as follows:
For short-term holding:
Neutral. On one hand, the project has good awareness with the partnership with the Estonia government and strong team of advisors.
On the other hand, presale is stalled at around 30,000 ETH. With a minimum contribution amount of just 10 ETH, there is not much to prevent small contributors from participating, so the pre-sale is essentially a public crowdsale. It seems to us that the project doesn’t have enough demand to fill the hard cap, especially in this market environment.
However, the crypto market can change very quickly and given the 1-month crowdsale period, Change has plenty of time to raise funding, hence the neutral rating.
For long-term holding:
Neutral. We believe the team underestimates the challenges with legal and regulatory issues. With the lack of details in the white paper, we are unsure of the execution abilities of the team.
What’s likely going to happen is that Change will realize there are a lot more legal hurdles than they initially thought. They will need to expand slowly, country by country after getting all the relevant licenses in each jurisdiction. Therefore, it may take a long time to realize the team's vision.
Change also has a very ambitious goal of providing many different kinds of services under one umbrella. Generally, the more ambitious goal a project has, the more likely it will fail. Therefore, we believe Change is more of a high-risk high-return play.
Change aims to create an international crypto bank that offers card-based spending, seamless international transfers, and other banking services. The bank’s ecosystem revolves around the use of Change Coin (CAG).
