L-pesa

L-pesa

Created using Figma
Created using Figma

最后更新

2018年4月20日

L-Pesa是一个金融技术平台,为非洲和亚洲的消费者和小企业提供新的金融工具。我们允许人们为自己和家人创造机会。 L-Pesa平台上的借款人使用资金开办或发展业务,支付教育费用或以其他方式支持他们的人生抱负。在区块链上使用专用令牌意味着所有投资者都可以从网络效应带来的资本收益中获益。硬币供应有限,随着L-Pesa的扩张,人们可以用硬币偿还贷款。人们也可以使用LPK购买商品和服务。
  • 市场
    价钱
    第24H卷
    24H(价格)
    24H(体积)
  • BitMart
    LPK/BTC ] 1,Inf [%count%个月前
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    $ 18.96
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Public sale
2018年4月10日
2018年5月10日
100% 完成
$20 800 000
40% 硬帽子 完成
硬帽子 52 000 000.00 USD
past
Pre-sale
2018年3月18日
2018年4月10日
100% 完成
募集资金 - 无数据
past
  • 1 LPK
    =
    0.04 USD
令牌详细信息
断续器
LPK
接受的货币
ETH, BTC, LTC, DASH
公司详情
注册国家
Gibraltar
额外细节
平台
Ethereum
分类
平台, Cryptocurrency

关于 L-pesa

L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans.

The loss ratio on loans runs below 10% while return on loans is
approximately 25%.

The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling:

  • Big Data, Artificial Intelligence & Blockchain
  • Alternative Credit Data
  • Mobile Technology
  • Biometric Identity

L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa.

Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India.

L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4
experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing.
L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify.

L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN.

L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of
$1.00.

The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017.

Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its
leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population.

特征

L-PESA TOKEN
L-Pesa令牌基于以太坊区块链,允许持有者以更低的成本使用L-Pesa金融工具。

PLATFORM
L-Pesa是一个金融技术平台,为非洲和亚洲的消费者和小企业提供新的金融工具。

MICROLOANS
Microloans是L-Pesa平台上的第一个工具,它允许用户开始或发展业务,支付教育费用或以其他方式支持他们的人生抱负。

%name%Roadmap

  • January 2014

  • L-pesa Microfinance was launched in January 2014. The idea was finally put into practice.
  • 2016 - Tanzania Operation Launch

  • Tanzania operation launched, registered as L-pesa Microfinance.
  • 2017 - Launch of Kenya Operation

  • Kenya operation launched in August 2017.
    The company operates as "L-pesa Loans and credit limited.
  • 2018 - Launch of Uganda Operation

  • Uganda operation launched in February 2018.
    The company operates as "L-pesa Microfinance Ltd.
  • 阅读更多
  • 2018 - Launch of India Operation

  • Indie operation expected to launch June 2018.
    The company operates as "L-pesa Microfinance".
  • 2020

  • L-Pesa expected to reach 100,000,000 customers

活动

活动:
1 148
VERY HIGH
帖子:
81
VERY LOW
查看:
17 788
VERY HIGH
活动:
378
HIGH
值得:
100
MEDIUM
帖子:
1 216
VERY HIGH
查看:
10 282
VERY HIGH
用户:
396
HIGH
会员:
2 615
MEDIUM
30天成长:
-116
年提交:
0
看守:
2
明星:
2
福克斯:
1
开放式问题:
0

L-pesa 球队

验证 94%

注意。未经证实的成员实际上可能不是团队成员

Ron Ezra Tuval
Founder & CEO
验证

3 ICO

$23 300 000

Jordan Balindo
Country Manager, Tanzania
验证

3 ICO

$23 300 000

Andrew Langat
Country Manager, Kenya
验证
Dominic Gichomo
Country Manager, Uganda
验证

3 ICO

$23 300 000

Amitabh Roy
Project Manager
验证

3 ICO

$23 300 000

Angualia Daniel
Legal Counsel, Uganda
验证
Khaya Maloney
Operations Manager, South Africa
验证

3 ICO

$23 300 000

Malcolm Ngugi
Legal Counsel, Kenya
验证
Bernard Kipkurui
Support
验证

3 ICO

$23 300 000

Mselem Said
Director, Tanzania
验证

4 ICO

$27 800 000

Leonard Jackson
Marketing support
验证

3 ICO

$23 300 000

Yunia Warioba
Support, Tanzania
验证

3 ICO

$23 300 000

Analisa Mtetemela
Support, Tanzania
未验证

3 ICO

$23 300 000

Sandipan Paul
Accountant
验证

3 ICO

$23 300 000

Riaz Laskar
Developer
验证

3 ICO

$23 300 000

Somsubhra Saha
Developer
验证

3 ICO

$23 300 000

Uttam Kumar Karmakar
Designer
验证
Athumani Athumani
Support
验证

顾问

验证 100%

Kevin Donovan
ICO Advisor
验证
Tamir Hodorov
Advisor
验证

33 ICOs

$112 204 829

Bogdan Fiedur
Advisor
验证
John Petersen
Advisor
验证

前成员

2 ICO

$44 009 956

Paulii Good
Advisor

5 ICO

$21 262 845

Steve Good
Advisor

3 ICO

$23 300 000

Bo Henriksen
Owner, CMO

3 ICO

$23 300 000

Desiree Domo
Copywriter & PR
Shaun Saunders
PR ICO Advisor

L-pesa 面试

Kevin Donovan
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisment on platform and product.
Paulii Good
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am a strategic ICO advisor for Social Media and Marketing. I love the idea of the project and believe that this will be a great success. L-pesa is an existing business and there is a need for expansion. That's the reason we are doing an ICO - to take the people #toKripton
Tamir Hodorov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Legal counsel of the L-Pesa ICO
Bogdan Fiedur
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisor
John Petersen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisor
Steve Good
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Its not everyday you find a successful and running business that decides to shift their entire business into the blockchain and make significant changes to grow the business.

The whole company focusses on microfinance loans to a range of people around the world. The company's roots are in Africa where they have a huge following and success. Now they are taking this to the world! Its an amazing story.
Ron Ezra Tuval
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Founder, CEO
Jordan Balindo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am Country Manager for Tanzania. The Idea behind Kripton is massive as, after years of finding out how real cryptocurrencies can be in making people rich, Kripton gives a second chance to those who learnt late about the opportunity, and therefore feel to have been left behind as values of some of currencies that they were studying have gone up, out of their reach. Here comes Kripton that gives them a chance to invest at small value for them to earn massive profits, starting from a very near future from now.
Andrew Langat
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm the Country Managing Director for Kenya. I oversee all L-pesa activities in Kenya. I report to the Managing director, Ron Tuval.
Dominic Gichomo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
The L-pesa ICO is a game changer in creating greater outreach to finance for the unbanked and undeserved communities. I am most proud for playing a role in the process to ensure that communities access quick and cheap financing.
Amitabh Roy
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Keeping the platform up and running is my job!
Angualia Daniel
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Legal Counsel - Uganda
Khaya Maloney
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
LPesa South Africa Operations Manger
Bo Henriksen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm a co/founder of L-Pesa group and currently have the CMO/CTO role.
Malcolm Ngugi
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
L-Pesa is a fantastic new project that will definitely improve the lives of thousands across the Kenya and the continent of Africa.
Bernard Kipkurui
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
As client support we make sure that solutions to all the problems that come up are provided as quickly as possible and with the satisfaction on the client being the priority. L-Pesa is a financial solution to many people and it offers a possibility through Kripton to make the most out of their investment
Mselem Said
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
As a Director L-Peaa Tanzania, responsible for all management activities and supervising operations activities. L-Peaa is a leading microfinance provider in East Africa.
Leonard Jackson
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I serve in marketing and bounty functions for this Project. Thrilled to be part of such a promising platform! Adoption in this territory is only just beginning, and LPK will be at the forefront of said wave.
Yunia Warioba
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Loan Officer
Sandipan Paul
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
This is a great investment which is based on a real business.
Riaz Laskar
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
my role is to make sure the backend runs smoothly, and handle all the backend technical stuff.
Somsubhra Saha
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the member of the development team.
Uttam Kumar Karmakar
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the member of the Design team.
Athumani Athumani
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Am here to support from Tanzania. As i am responsible, investment ptocess issues are going through with ease. With this project we are gonna change lives of many as this Kripton is one of its kind with the best ICO ever.
$ 0.0002
Crypto Stats
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Market Info
Market Cap:
$ 105.662 K
Volume 24h:
$ 204.02
Circ. Supply:
660.445 M LPK
Ticker:
LPK
ICO profit
X 0.0084
ICO Price~$0.0200
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