L-pesa

L-pesa

Created using Figma
Created using Figma

Ultimo aggiornamento

20 apr 2018

L-Pesa è una piattaforma tecnologica finanziaria che fornisce nuovi strumenti finanziari ai consumatori e alle piccole imprese in Africa e in Asia. Permettiamo alle persone di creare opportunità per se stessi e le loro famiglie. I mutuatari della piattaforma L-Pesa utilizzano fondi per avviare o far crescere un'impresa, pagare per l'istruzione o altrimenti sostenere la loro ambizione nella vita. L'uso di un token dedicato sulla blockchain significa che tutti gli investitori possono beneficiare del guadagno in conto capitale causato dall'effetto rete. Le monete sono finite in offerta, e come L-Pesa espande le persone possono rimborsare i loro prestiti con le monete. Le persone saranno anche in grado di utilizzare per acquistare beni e servizi LPK.
  • Mercato
    Paio
    Prezzo
    Volume 24H
    24 ore (prezzo)
    24 ore (volume)
  • Altilly
    LPK/XQR un'ora fa
    $ 0.0003
    $ 0.0056
    0.31%
    -33.13%
  • Altilly
    LPK/BTC % count% hours ago
    $ 0.0003
    $ 0.9706
    -
    -
  • Altilly
    LPK/ETH one day ago
    $ 0.0002
    $ 0.5782
    -
    -
  • BitMart
    LPK/ETH 2 days ago
    $ 0.00004821
    $ 0.3499
    -
    -
  • BitMart
    LPK/BTC 2 days ago
    $ 0.0001
    $ 2.88
    -
    -
  • BitMart
    LPK/BMX 11 days ago
    $ 0.0001
    $ 39.61
    -
    -
  • Altilly
    LPK/LTC un mese fa
    $ 0.0048
    $ 2.42
    -
    -
  • CryptalDash
    LPK/BTC % count% months ago
    $ 0.0270
    -
    -
    -
  • CryptalDash
    LPK/ETH % count% months ago
    $ 0.0324
    -
    -
    -
  • Instant Bitex
    LPK/ETH % count% months ago
    $ 0.0013
    -
    -
    -
  • Instant Bitex
    LPK/USDT % count% months ago
    -
    -
    -
    -
  • Instant Bitex
    LPK/USDC % count% months ago
    -
    -
    -
    -
  • Instant Bitex
    LPK/BTC % count% months ago
    $ 0.0001
    -
    -
    -
  • BitMart
    LPK/BMX % count% months ago
    $ 0.0001
    -
    -
    -
  • OOOBTC
    LPK/ETH one year ago
    $ 0.0001
    -
    -
    -
  • OOOBTC
    LPK/BTC one year ago
    $ 0.0001
    -
    -
    -
  • BITKER
    LPK/USDT one year ago
    $ 0.0003
    -
    -
    -
Public sale
10 apr 2018
10 mag 2018
100% completato
$20 800 000
40% hard cap completato
Hard cap 52 000 000.00 USD
past
Pre-sale
18 mar 2018
10 apr 2018
100% completato
Fondi raccolti - nessun dato
past
  • 1 LPK
    =
    0.04 USD
Dettagli del token
telescrivente
LPK
Valute accettate
ETH, BTC, LTC, DASH
Dettagli della Compagnia
Paese registrato
Gibraltar
dettagli aggiuntivi
piattaforma
Ethereum
categorie
piattaforma, criptovaluta

Di L-pesa

L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans.

The loss ratio on loans runs below 10% while return on loans is
approximately 25%.

The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling:

  • Big Data, Artificial Intelligence & Blockchain
  • Alternative Credit Data
  • Mobile Technology
  • Biometric Identity

L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa.

Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India.

L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4
experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing.
L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify.

L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN.

L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of
$1.00.

The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017.

Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its
leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population.

Caratteristiche

TOKEN L-PESA
Il token L-Pesa è costruito sulla blockchain di Ethereum che consente ai detentori di utilizzare gli strumenti finanziari L-Pesa a costi ridotti.

PIATTAFORMA
L-Pesa è una piattaforma tecnologica finanziaria che fornisce nuovi strumenti finanziari ai consumatori e alle piccole imprese in Africa e in Asia.

MICROLOANS
Microloans, il primo strumento sulla piattaforma L-Pesa, consente agli utenti di avviare o far crescere un'impresa, pagare per l'istruzione o comunque supportare le loro ambizioni nella vita.

% name% Roadmap

  • January 2014

  • L-pesa Microfinance was launched in January 2014. The idea was finally put into practice.
  • 2016 - Tanzania Operation Launch

  • Tanzania operation launched, registered as L-pesa Microfinance.
  • 2017 - Launch of Kenya Operation

  • Kenya operation launched in August 2017.
    The company operates as "L-pesa Loans and credit limited.
  • 2018 - Launch of Uganda Operation

  • Uganda operation launched in February 2018.
    The company operates as "L-pesa Microfinance Ltd.
  • Leggi di più
  • 2018 - Launch of India Operation

  • Indie operation expected to launch June 2018.
    The company operates as "L-pesa Microfinance".
  • 2020

  • L-Pesa expected to reach 100,000,000 customers

Attività

Attività:
205
HIGH
Merito:
100
MEDIUM
Messaggi:
1 222
VERY HIGH
Visualizzazioni:
10 062
VERY HIGH
utenti:
396
HIGH

L-pesa Squadra

verificata 94%

Attenzione. C'è il rischio che i membri non verificati non siano effettivamente membri del team

Ron Ezra Tuval
Founder & CEO
verificata

3 ICO

$23 300 000

Jordan Balindo
Country Manager, Tanzania
verificata

3 ICO

$23 300 000

Andrew Langat
Country Manager, Kenya
verificata
Dominic Gichomo
Country Manager, Uganda
verificata

3 ICO

$23 300 000

Amitabh Roy
Project Manager
verificata

3 ICO

$23 300 000

Angualia Daniel
Legal Counsel, Uganda
verificata
Khaya Maloney
Operations Manager, South Africa
verificata

3 ICO

$23 300 000

Malcolm Ngugi
Legal Counsel, Kenya
verificata
Bernard Kipkurui
Support
verificata

3 ICO

$23 300 000

Mselem Said
Director, Tanzania
verificata

4 ICO

$27 800 000

Leonard Jackson
Marketing support
verificata

3 ICO

$23 300 000

Yunia Warioba
Support, Tanzania
verificata

3 ICO

$23 300 000

Analisa Mtetemela
Support, Tanzania
non verificato

3 ICO

$23 300 000

Sandipan Paul
Accountant
verificata

3 ICO

$23 300 000

Riaz Laskar
Developer
verificata

3 ICO

$23 300 000

Somsubhra Saha
Developer
verificata

3 ICO

$23 300 000

Uttam Kumar Karmakar
Designer
verificata
Athumani Athumani
Support
verificata

Advisors

verificata 100%

Kevin Donovan
ICO Advisor
verificata
Tamir Hodorov
Advisor
verificata

33 ICOs

$84 507 304

Bogdan Fiedur
Advisor
verificata
John Petersen
Advisor
verificata

Ex membri

2 ICO

$44 009 956

Paulii Good
Advisor

5 ICO

$21 262 845

Steve Good
Advisor

3 ICO

$23 300 000

Bo Henriksen
Owner, CMO

3 ICO

$23 300 000

Desiree Domo
Copywriter & PR
Shaun Saunders
PR ICO Advisor

L-pesa Interviste

Kevin Donovan
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisment on platform and product.
Paulii Good
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am a strategic ICO advisor for Social Media and Marketing. I love the idea of the project and believe that this will be a great success. L-pesa is an existing business and there is a need for expansion. That's the reason we are doing an ICO - to take the people #toKripton
Tamir Hodorov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Legal counsel of the L-Pesa ICO
Bogdan Fiedur
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisor
John Petersen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Advisor
Steve Good
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Its not everyday you find a successful and running business that decides to shift their entire business into the blockchain and make significant changes to grow the business.

The whole company focusses on microfinance loans to a range of people around the world. The company's roots are in Africa where they have a huge following and success. Now they are taking this to the world! Its an amazing story.
Ron Ezra Tuval
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Founder, CEO
Jordan Balindo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am Country Manager for Tanzania. The Idea behind Kripton is massive as, after years of finding out how real cryptocurrencies can be in making people rich, Kripton gives a second chance to those who learnt late about the opportunity, and therefore feel to have been left behind as values of some of currencies that they were studying have gone up, out of their reach. Here comes Kripton that gives them a chance to invest at small value for them to earn massive profits, starting from a very near future from now.
Andrew Langat
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm the Country Managing Director for Kenya. I oversee all L-pesa activities in Kenya. I report to the Managing director, Ron Tuval.
Dominic Gichomo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
The L-pesa ICO is a game changer in creating greater outreach to finance for the unbanked and undeserved communities. I am most proud for playing a role in the process to ensure that communities access quick and cheap financing.
Amitabh Roy
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Keeping the platform up and running is my job!
Angualia Daniel
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Legal Counsel - Uganda
Khaya Maloney
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
LPesa South Africa Operations Manger
Bo Henriksen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm a co/founder of L-Pesa group and currently have the CMO/CTO role.
Malcolm Ngugi
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
L-Pesa is a fantastic new project that will definitely improve the lives of thousands across the Kenya and the continent of Africa.
Bernard Kipkurui
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
As client support we make sure that solutions to all the problems that come up are provided as quickly as possible and with the satisfaction on the client being the priority. L-Pesa is a financial solution to many people and it offers a possibility through Kripton to make the most out of their investment
Mselem Said
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
As a Director L-Peaa Tanzania, responsible for all management activities and supervising operations activities. L-Peaa is a leading microfinance provider in East Africa.
Leonard Jackson
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I serve in marketing and bounty functions for this Project. Thrilled to be part of such a promising platform! Adoption in this territory is only just beginning, and LPK will be at the forefront of said wave.
Yunia Warioba
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Loan Officer
Sandipan Paul
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
This is a great investment which is based on a real business.
Riaz Laskar
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
my role is to make sure the backend runs smoothly, and handle all the backend technical stuff.
Somsubhra Saha
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the member of the development team.
Uttam Kumar Karmakar
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the member of the Design team.
Athumani Athumani
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Am here to support from Tanzania. As i am responsible, investment ptocess issues are going through with ease. With this project we are gonna change lives of many as this Kripton is one of its kind with the best ICO ever.
$ 0.0003
0.76%
Coin Stats
Daily, %:
0.76%
Weekly, %:
309.62%
Monthly, %:
177.40%
Market Info
Market Cap:
$ 194.41 K
Volume 24h:
$ 0.0056
Circ. Supply:
691.31 M LPK
Ticker:
LPK
ICO profit
X 0.0141
ICO Price~$0.0200
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