Vernam

Vernam

Created using Figma
Created using Figma
Vernam’s function representation is based on the disruption of non-life assurance apportionment chains, therefore our investigation does not take into account life insurance , where the largest European markets are UK (€181bn of existence indemnity premiums in 2015), France (€136bn), Italy(€115bn), Germany(€93bn),Switzerland(€30bn),Sweden(€27bn),andSpain(€26bn).
MAIN SALE
20 авг. 2018 г.
20 сент. 2018 г.
100% completed
$2 400 000
100% кепка completed
Кепка 2 400 000 USD
past
PRE SALE
15 мая 2018 г.
3 июн. 2018 г.
100% completed
$2 400 000
100% кепка completed
Кепка 2 400 000 USD
past
Token Details
Ticker
VRN
Accepted Currencies
ETH, BTC, FIAT
Company Details
Registered Country
Bulgaria
Additional Details
MVP/Prototype
Yes
KYC
Yes
Categories
Платформа, криптовалюта, Бизнес-услуги, Программного обеспечения, Умный договор

Около Vernam

Our goal is nothing less, but to revolutionize the insurance industry! We are the first company in the world ready to implement a high-end technological solution which will dramatically lower the cost of insurance services while making the business way more efficient and friendly for all parties-from End Clients to major Insurance Companies!

For this purpose we developed Vernam! A decentralized platform, based on blockchain technology, connecting various stakeholders in the insurance industry – customers, brokers, and insurance companies, which will use blockchain technology to make the insurance process less costly, fully transparent and much more convenient.

An unexpected reality? Insurance is one of the largest global industries ($ 4.73 trillion in 2016), but its business model has not changed significantly over the last several centuries, while its technologies have long become outdated. That is why our plan is to make the next evolutionary step and digitalize the industry.

The status quo today: Big insurance companies depend on brokers to bring their products to end customers. In exchange, brokers receive generous compensation up to 30% of the policy premium – for performing relatively low value-added services.  Imagine if End Clients don’t need to cover the broker’s commission and instead they receive his reward straight into their pocket? Vernam is about to make this possible.

Our Solution: The use of a shared ledger will prevent any possibility for data manipulation, increasing transparency and minimizing transaction costs. Besides the engine, a proprietary off-chain marketplace will use the Vernam token (VRN), an Ethereum-based ERC20 standard crypto token to take full advantage of the platform functionality.

Here’s how: Clients, purchasing conventional insurance through the Vernam platform will receive a reward in VRN tokens, equal to a typical broker’s commission (up to 30% of the premium price). Tokens can be sold on an exchange or used for the purchase of conventional and crypto insurance products.

And there is even more! “CryptoSafe”, a crypto product, only available through the  Vernam platform. Each platform user will be able to purchase the “CryptoSafe”, which is a type of a smart contract, guaranteeing that when a defined set of events occurs, the client will be compensated with a certain amount of VRN. An intelligent way to create even safer environment.

Would you like to participate in the future of insurance NOW? In total 1 billion Vernam tokens will be created and 50% will be sold at the token sale event. The proceeds will be used to develop the blockchain platform and to implement the platform on key markets, depending on size of the funds raised.

We unite the best of both worlds. Vernam platform users will be able to make conventional insurance through our own network of brokers, including Vernam company itself, and/or to purchase “CryptoSafe”, the newest and most innovative blockchain based insurance product that Vernam will introduce.

Vernam Roadmap

  • 2017

  • Founders joined efforts to change the insurance industry and started building the Vernam concept.
  • January, 2018

  • Concept was validated by experienced InsurTech executives, who later joined the team.
  • February, 2018

  • Angel investment received, start of platform development.
  • March, 2018

  • Start of the preparation for a token sale.
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  • Q3, 2018

  • Listed on an exchange.
  • Q4, 2018

  • Vernam platform MVP launch and testing.
  • Q1, 2019

  • Vernam broker starting operation in several markets.
  • Q2, 2019

  • First CryptoSafe smart contracts signed. Vernam mobile app launch.
  • Q3, 2018

  • Development of additional smart contract insurance products.
  • 2020

  • Operating on 8+ key European markets.

Мероприятия

Мероприятия:
812
VERY HIGH
Сообщений:
679
HIGH
Просмотры:
3 800
LOW
Activity:
812
VERY HIGH
Merit:
664
VERY HIGH
Posts:
798
HIGH
Views:
26 894
VERY HIGH
Users:
377
HIGH
Сообщений:
170
MEDIUM
Читают:
37 201
VERY HIGH
Нравится:
35 658
VERY HIGH
Рейтинг:
4.90
VERY HIGH
члены:
14 900
VERY HIGH
Investors Detected:
3.58%
30 Days Growth:
-1334
Alexa

Ранг:
7 063 697
VERY LOW
дельта:
6 282 537
Year commits:
74
Watchers:
3
Stars:
1
Forks:
0
Open issues:
0

команда

проверенный 31%

Внимание. Существует риск того, что непроверенные члены на самом деле не являются членами команды

CEO, Co-founder
проверенный
COO, Co-founder
проверенный
CBDO, Co-founder
проверенный
Business Developer
проверенный
René Rosenberg
German Operations
непроверенный
Alexander Shirletov
Financial Expert
непроверенный
CMO
проверенный
Blockchain & Crypto Expert and Developer
непроверенный
Blockchain & Crypto Expert and Developer
непроверенный
Blockchain & Crypto Expert and Developer
непроверенный

Советники

проверенный 0%

Внимание. Существует риск того, что непроверенные члены на самом деле не являются членами команды

Vernam Interviews

Roman Angelov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm CEO of VERNAM project. Our project is for zero commission insurance products by online platform based on blockchain
Ivan Georgiev
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am in charge of all the important operations of the company and our ICO campaign. Of course, as co-founder and part of the team I firmly believe in the huge potential of our project to shake the insurance industry and introduce a revolutionary new business model.
Dimitar Mitrev
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Development of the insurance platform and development of the international markets.
Borislav Stefanov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
My role in the Vernam project is to help the team formulate and accomplish its strategic goals
Nadya Kaloyanova
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the CMO, responsible for overseeing implementation of the Marketing strategy. Very excited to be part of such a talented and motivated team, that is dedicated to making an impact on the insurance industry.

Last News

4.05
positive
5.0 15
Профиль ICO Видение Мероприятия Потенциал Продукт Команда

Vernam Reviews

thetechinsider.org
reviews

Summary

Vernam is trying their best to simplify the complicated insurance marketplace. Through connecting insurance providers with their customers, they can help to ensure that both parties have clearly defined terms set forth in smart contracts, and that premiums will be cheaper. Although they don’t have a working beta version out to judge the platform off of, they have a well-written whitepaper and a solid team who has the experience they need to make the project succeed.

Positives
Vernam seeks to make purchasing insurance easier than ever
Smart contracts guarantee insurance terms and provide a quick payout
Premiums will be cheaper with the need for brokers eliminated
Negatives
No beta platform released yet
Major insurance providers already have a strong online presence, so there is a question to how much Vernam will be able to compete

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bitcoinexchangeguide.com
News, reviews

As for the platform, Vernam is on point. The team is highly successful, and the platform is being well put together. This is an excellent system that makes a tremendous amount of sense because the nature of insurance and the blockchain. It will protect the customers while helping to make the agent highly-successful, also keeping him/her in check at all times.

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