Vernam

Vernam

Created using Figma
Created using Figma
La rappresentazione della funzione di Vernam si basa sull'interruzione delle catene di ripartizione dell'assicurazione non vita, pertanto la nostra indagine non tiene conto dell'assicurazione sulla vita, dove i maggiori mercati europei sono il Regno Unito (€ 181 miliardi di premi di indennità di esistenza nel 2015), Francia (€ 136 miliardi) , Italia (115 miliardi di euro), Germania (93 miliardi di euro), Svizzera (30 miliardi di euro), Svezia (27 miliardi di euro) e Spagna (26 miliardi di euro).
MAIN SALE
20 ago 2018
20 set 2018
100% completato
$2 400 000
100% berretto completato
berretto 2 400 000.00 USD
past
PRE SALE
15 mag 2018
3 giu 2018
100% completato
$2 400 000
100% berretto completato
berretto 2 400 000.00 USD
past
Dettagli del token
telescrivente
VRN
Valute accettate
ETH, BTC, FIAT
Dettagli della Compagnia
Paese registrato
Bulgaria
dettagli aggiuntivi
MVP / Prototipo
KYC
categorie
piattaforma, criptovaluta, Servizi per gli affari, Software, Contratto intelligente

Di Vernam

Our goal is nothing less, but to revolutionize the insurance industry! We are the first company in the world ready to implement a high-end technological solution which will dramatically lower the cost of insurance services while making the business way more efficient and friendly for all parties-from End Clients to major Insurance Companies!

For this purpose we developed Vernam! A decentralized platform, based on blockchain technology, connecting various stakeholders in the insurance industry – customers, brokers, and insurance companies, which will use blockchain technology to make the insurance process less costly, fully transparent and much more convenient.

An unexpected reality? Insurance is one of the largest global industries ($ 4.73 trillion in 2016), but its business model has not changed significantly over the last several centuries, while its technologies have long become outdated. That is why our plan is to make the next evolutionary step and digitalize the industry.

The status quo today: Big insurance companies depend on brokers to bring their products to end customers. In exchange, brokers receive generous compensation up to 30% of the policy premium – for performing relatively low value-added services.  Imagine if End Clients don’t need to cover the broker’s commission and instead they receive his reward straight into their pocket? Vernam is about to make this possible.

Our Solution: The use of a shared ledger will prevent any possibility for data manipulation, increasing transparency and minimizing transaction costs. Besides the engine, a proprietary off-chain marketplace will use the Vernam token (VRN), an Ethereum-based ERC20 standard crypto token to take full advantage of the platform functionality.

Here’s how: Clients, purchasing conventional insurance through the Vernam platform will receive a reward in VRN tokens, equal to a typical broker’s commission (up to 30% of the premium price). Tokens can be sold on an exchange or used for the purchase of conventional and crypto insurance products.

And there is even more! “CryptoSafe”, a crypto product, only available through the  Vernam platform. Each platform user will be able to purchase the “CryptoSafe”, which is a type of a smart contract, guaranteeing that when a defined set of events occurs, the client will be compensated with a certain amount of VRN. An intelligent way to create even safer environment.

Would you like to participate in the future of insurance NOW? In total 1 billion Vernam tokens will be created and 50% will be sold at the token sale event. The proceeds will be used to develop the blockchain platform and to implement the platform on key markets, depending on size of the funds raised.

We unite the best of both worlds. Vernam platform users will be able to make conventional insurance through our own network of brokers, including Vernam company itself, and/or to purchase “CryptoSafe”, the newest and most innovative blockchain based insurance product that Vernam will introduce.

% name% Roadmap

  • 2017

  • Founders joined efforts to change the insurance industry and started building the Vernam concept.
  • January, 2018

  • Concept was validated by experienced InsurTech executives, who later joined the team.
  • February, 2018

  • Angel investment received, start of platform development.
  • March, 2018

  • Start of the preparation for a token sale.
  • Leggi di più
  • Q3, 2018

  • Listed on an exchange.
  • Q4, 2018

  • Vernam platform MVP launch and testing.
  • Q1, 2019

  • Vernam broker starting operation in several markets.
  • Q2, 2019

  • First CryptoSafe smart contracts signed. Vernam mobile app launch.
  • Q3, 2018

  • Development of additional smart contract insurance products.
  • 2020

  • Operating on 8+ key European markets.

Attività

Attività:
994
VERY HIGH
Merito:
667
VERY HIGH
Messaggi:
794
HIGH
Visualizzazioni:
27 099
VERY HIGH
utenti:
377
HIGH

Vernam Squadra

verificata 31%

Attenzione. C'è il rischio che i membri non verificati non siano effettivamente membri del team

Roman Angelov
CEO, Co-founder
verificata
Ivan Georgiev
COO, Co-founder
verificata
Dimitar Mitrev
CBDO, Co-founder
verificata
Borislav Stefanov
Business Developer
verificata
Vesselin Zahariev
Financial Expert
non verificato
Boris Cuchran
Insurance Expert
non verificato
Zhelyo Hristozov
Insurance Expert
non verificato
René Rosenberg
German Operations
non verificato
George Matev
General Legal Counsel
non verificato
Alexander Shirletov
Financial Expert
non verificato
Nadya Kaloyanova
CMO
verificata
Ivan Manchev
Marketing Expert
non verificato
Venimir Petkov
Blockchain & Crypto Expert and Developer
non verificato
Sevgin Mustafov
Blockchain & Crypto Expert and Developer
non verificato
George Spasov
Blockchain & Crypto Expert and Developer
non verificato
Nick Todorov
Blockchain & Crypto Expert
non verificato

Advisors

verificata 0%

Attenzione. C'è il rischio che i membri non verificati non siano effettivamente membri del team

19 ICOs

$66 042 917

Nathan Christian
Advisor
non verificato

37 ICOs

$73 090 784

Jason Hung
Advisor
non verificato

80 ICOs

$134 962 879

Simon Cocking
Advisor
non verificato
Theodor Tamvakidis
Advisor
non verificato

Vernam Interviste

Roman Angelov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm CEO of VERNAM project. Our project is for zero commission insurance products by online platform based on blockchain
Ivan Georgiev
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am in charge of all the important operations of the company and our ICO campaign. Of course, as co-founder and part of the team I firmly believe in the huge potential of our project to shake the insurance industry and introduce a revolutionary new business model.
Dimitar Mitrev
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Development of the insurance platform and development of the international markets.
Borislav Stefanov
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
My role in the Vernam project is to help the team formulate and accomplish its strategic goals
Nadya Kaloyanova
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am the CMO, responsible for overseeing implementation of the Marketing strategy. Very excited to be part of such a talented and motivated team, that is dedicated to making an impact on the insurance industry.
4.03
positive
5.0 17
ICO Profilo Visione Attività Potenziale Prodotto Squadra

% name% Recensioni

thetechinsider.org
reviews

Summary

Vernam is trying their best to simplify the complicated insurance marketplace. Through connecting insurance providers with their customers, they can help to ensure that both parties have clearly defined terms set forth in smart contracts, and that premiums will be cheaper. Although they don’t have a working beta version out to judge the platform off of, they have a well-written whitepaper and a solid team who has the experience they need to make the project succeed.

Positives
Vernam seeks to make purchasing insurance easier than ever
Smart contracts guarantee insurance terms and provide a quick payout
Premiums will be cheaper with the need for brokers eliminated
Negatives
No beta platform released yet
Major insurance providers already have a strong online presence, so there is a question to how much Vernam will be able to compete

Leggi di più
bitcoinexchangeguide.com
News, reviews

As for the platform, Vernam is on point. The team is highly successful, and the platform is being well put together. This is an excellent system that makes a tremendous amount of sense because the nature of insurance and the blockchain. It will protect the customers while helping to make the agent highly-successful, also keeping him/her in check at all times.

Leggi di più
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