Traditional loans are inflexible and inaccessible to most people in 2021. DeFi has proven there is a working use-case in decentralizing such financial services.
However, blockchain comes with anonymity and removes trusted third-parties, which limits the types of loans that can be issued. Why? Because some people are more likely to pay back a loan than others.
Trust and reputation still matters when issuing loans.
DeFi For You solves this by building an irrefutable, verifiable reputation system onto the blockchain and tying it together with decentralized finance services.
The result is a peer-to-peer loan economy, whereby lenders can trivially repossess collateral via smart contracts.
Now, for the first time, P2P loans can be issued to anyone, regardless of their reputation.
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