Lipad is a fintech and payments company founded by Geoffrey Maina and Nick Kigen, headquartered in Nairobi and active across Europe, the Middle East, and Africa. The platform enables businesses—from merchants and banks to fintechs—to manage and automate financial operations through a versatile, API‑driven payment gateway.
Core Capabilities
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Payment Collection – Lipad supports card, mobile money, and bank transfers via self-checkout UI, embeddable buttons, and hosted checkout pages for seamless customer experience.
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Payouts & Disbursements – Businesses can automate bulk or individual payouts such as salaries, airtime, vendor payments, and supplier disbursements, using Mobile Money and bank APIs.
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Wallet as a Service (WaaS) – Clients can deploy digital wallets with real-time balance tracking, transaction histories, FX capabilities, and full control over inflow and outflow.
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Finance Tools – The platform offers modules for invoice creation and tracking, expense management, petty cash control, and real-time analytics to improve financial oversight.
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Engagement Suite – Lipad includes customer engagement tools like email, bulk SMS, USSD, WhatsApp messaging, and voice campaigns, making it easy to reach and connect with customers directly.
Technical Edge
Lipad emphasizes rapid onboarding with minimal documentation and comprehensive sandbox testing. Its API-first architecture offers full automation, supported by SDKs in PHP, Python, Node.js, and Java, as well as a WooCommerce plugin. The platform offers multi-country coverage—including Kenya, Nigeria, Ghana, Tanzania, Egypt, and others—with local-currency support.
