ABLE

ABLE is a crypto currency specific banking platform that provides crypto currency financial products through person- person loan matching system and decentralized exchanges.

PROS:

• The platform directly links the users primarily through an account enabling them to access a variety of banking activities based on smart contract  solving the problem of  managers morale hazards and  hacking of central servers
• The platform enables sharing of its value to the active participants while eliminating unnecessary in the given business models. The borrowers and the depositors are linked on a peer to peer basis allowing them to share the actual value and participate in the process of determining  the rates
• The  use of block chain  and smart contract enables the users files and personal data to be securely stored in the platform account through encryption so that the users can invest on ICO and on the ABLE accounts
• The platform prepares payroll and credit score loans  which easily supports the users enabling them to acquire loans easily
• The simplified payments and remittance services  enables the users to preserve remittance  and as well as cancel remittance at any time before the reserved time making the project use user friendly
• The direct link of the users and the depositors through the account enables them  to make their own agreement  and decide on the rates  hence receiving higher deposits returns with lower interest rates
• The platform has a good team with relative experience  with the guidance of  the CEO M.S Kim  who is a professional asset manager with prowess in analysis and investments in block chain businesses

CONS:

• The whitepaper missing the involved team
• The commonly used  crypto  currency within the ABLE accounts is not specified
• The users of the platform have no warranties on their legal use of the platform token with no legal rights

SUGGESTIONS:

• The whitepaper should equally contain the team involved in the project
• The platform should clearly indicate the total expected funds that are required for the project implementation and ways of generating the funds
• The platform token holders should be granted more legal entities of the token use