IUNO

We envision a world where traditional banks have become obsolete. Banking is provided as a service on top of a decentralized wallet, allowing individuals to have complete control of their assets. Individuals lend to each other, individuals invest in each other, individuals transact with each other - directly - without the need for intermediaries.

We are building a revolutionary peer-to-peer banking ecosystem on top of a distributed blockchain platform secured by a bulletproof identity management system. The stability and liquidity in our ecosystem is guaranteed by fiat-backed tokens. Our AI-based risk and compliance tools protect the individuals and the integrity of our environment.

IUNO is banking as a service built on top of a multi-currency wallet that resides on a blockchain. It provides access to all kind of financial services to the users of the IUNO wallet: payments can be sent to other users instantaneously all over the world, funds can be held in the wallet or can be invested and earn interest, debit cards can draw funds from the wallet, and users can obtain loans.

IUNO uses a binary structure to operate its marketplace. Two classes of tokens work in parallel: a stable asset-backed token as the currency of choice for the in-network transactions and a utility token to pay for any interactions with the outside world.

We believe that businesses should focus on providing outstanding service to their clients instead of navigating the turbulent waters of the financial system. Our goal is to equip merchants that have been left out of the mainstream financial system with the most cutting-edge technology tools to eliminate chargebacks, mitigate compliance risk and reduce transaction costs.

The integration of IUNO’s AI risk mitigation umbrella with our identity management solution - a tool that enable individuals and companies to control their digital identity and safely interact in the digital world - will mitigate the risk of identity theft, fraudulent transactions and money laundering. An auditable -but encrypted - immutable record of transactions that guarantee a safe environment for all participants in the network.