Sikoba is a decentralised money platform based on peer-to-peer IOUs and built on blockchain technology. Participants who know and trust each other in real life grant each other credit lines in the Sikoba system. They can then pay each other without using fiat money. These peer-to-peer credit relationships are governed by contracts with specific conditions, fee structures and repayment rules. Using credit conversion, a kind of configurable rippling, payments between participants who do not trust each other become possible. Fiat money or cryptocurrencies are used when there are no credit links between participants, or to repay outstanding balances when needed.
Sikoba was created by the founder of New Money Hub, a think tank focused on monetary theory and stable economic systems.
The token presale is over, our newly expanded team is now reshaping our strategy and gearing up for our next exciting move. Stay tuned...
With P2P lending growing at 50% p.a., we see the market of P2P IOUs as the next frontier of finance, and the ultimate distributed finance application.
Attention. There is a risk that unverified members are not actually members of the team
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