Last Update
Aug 13, 2018
A. Problem(s): Costly remittance systems
o Solutions: Laccoin is an easy way to send international remittances to other Laccoin wallet holders.
B. Problem(s): Reaching the Underbanked
o Solution(s):Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will result in a more significant penetration rate than banks.
C. Problem(s): International and domestic aid to LAC region
o Solution(s): The speed of aid is essential in critical situations. With widespread mobile penetration, aid can be received efficiently.
D. Problem(s): Inability to invest or spend within the LAC region
o Solution(s): To enable and empower citizens in the area to become a part of thenew digital economy through the use of LAC
tokens within the LAC region.
E. Problem(s): Inability to access loans through traditional financing mechanisms to start business projects or personal projects.
o Solution(s): To enable and empower citizens in the region to access micro-finance \ through nontraditional means by creating a
credit score through their Laccoin wallet.
F. Problem(s): Unbanked and underbanked do not have access to complex financial vehicles to help build wealth.
o Solution(s): A Union Wealth Fund will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem.
Laccoin will use the Ethereum blockchain technology as its backbone. Our developers could have made our blockchain however, the security issues arising from forming a new blockchain would have hampered eff orts to get Laccoin underway in the region. A trusted blockchain such
as Ethereum with established protocols would better allow for future expansion and scalability without comprising security. However, it is not outside the realm of possibility for our team to develop our own blockchain in the future.
Another fact is that technology and numbers are widely aff ected by people’s perceptions. The decimal places of existing cryptocurrencies put users of that currency in a position where it is entirely possible to see someone getting paid a weekly wage equal to 0. However, when further
broken down into decimals, the fi gure could actually be .00043306. The psychology of getting paid less than one unit has a dramatic eff ect on how people will perceive themselves in relation to the new currency and the chances of it being adopted or being trusted. For this reason, the supply will be set at 700,000,000 million coins with the coins having two decimal places.
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