Bankera

Bankera

Created using Figma
Created using Figma
Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become a one-stop store for all financial services, in the same way traditional brick and mortar banks are now, while using technology to reduce the number of counterparties and thus lowering the cost of banking for the end consumer. The adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.
  • Market
    Pair
    Price
    Volume 24H
    24H (price)
    24H (volume)
  • HitBTC
    BNK/ETH 28 minutes ago
    $ 0.0021
    $ 1.834 K
    -0.56%
    813.57%
  • HitBTC
    BNK/BTC 40 minutes ago
    $ 0.0021
    $ 7.201 K
    0.11%
    -1.77%
  • Bankera
    BNK/USDT one hour ago
    $ 0.0021
    $ 158.24
    0.10%
    73.64%
  • Bankera
    BNK/BTC one hour ago
    $ 0.0021
    $ 2.162 K
    8.02%
    -21.00%
  • Bankera
    BNK/ETH 2 hours ago
    $ 0.0018
    $ 58.66
    -12.91%
    -90.71%
  • HitBTC
    BNK/USD 3 hours ago
    $ 0.0021
    $ 2.878 K
    6.92%
    -43.49%
  • HitBTC
    BNK/MOBI 3 months ago
    $ 0.0024
    $ 751.92
    -
    -
  • HitBTC
    BNK/ROK 3 months ago
    $ 0.0025
    $ 151.42
    -
    -
Nov 26, 2017
Feb 28, 2018
100% completed
$151 800 000
68% cap completed
Cap 221 400 000.00 USD
past
Token Details
Ticker
BNK
Accepted Currencies
ETH, XEM
Company Details
Registered Country
Lithuania
Additional Details
Platform
SpectroCoin

About Bankera

Digital technology has changed the face of finance. Most notably, perhaps, the birth of Blockhain has enabled us to digitalize money via cryptocurrencies such as Bitcoin. There have been many attempts to apply Blockchain technology to revolutionize other finance sectors. However, so far, most FinTech companies have been focusing only on a certain niche (e.g. remittances or lending) as they cannot take advantage of economies of scale enjoyed by traditional banks. Traditional banks, although have the funds, are not as fast at adopting new technologies as they are held up by legacy systems.

Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become one-stop store for all financial services, in the same way traditional bricks and mortar banks are now, while using technology to reduce the number of counterparties, thus lowering the cost of banking for the end consumer. Adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.

Services
Bankera will offer three core lines of services:

  • Payments including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates and payment processing. All services will support both traditional fiat currencies as well as cryptocurrencies such as Bitcoin, Ether, DASH, XEM, ERC20 compliant tokens and others. In the long term, Bankera will implement innovative solutions as gross-domestic-product (GDP) linked currencies or use equity traded funds as a substitute for money.
  • Loans and deposits will be a key competitive edge as well as core service of Bankera. Not only saving, but also current deposits will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers' cash flows as most loans will be given to business clients of payment processing solution.
  • Investments solution will consist of low-cost investment products such as equity traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens) as well as roboadvisory solutions for wealth management. Later on, Bankera will offer investment banking services including financing corporate strategies of our business clients.

Status Quo of Bankera

Bankera will be operational and will have significant IT infrastructure in place prior to the initial coin offering (ICO).

Bankera already has the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can accept and make payments in the Single Euro Payments Area (SEPA). Bankera also offers competitive foreign currency exchange rates, quick and cost effective international bank wires as well as having the “Bankera Payment Card” linked to cardholder’s payment account.

All of these services can be tested at SpectroCoin, cryptocurrency exchange, e-wallet, debit card and payment processor provider of which Bankera will be an operational fork. What has been developed so far will serve as a minimum viable product for Bankera to begin operations. However, to achieve its goal to become a fully operational bank service, Bankera needs to obtain capital.

Features

Bankera is building a digital bank to last, the focus will be on the scale, elimination of counterparties and offering core banking services such as savings and loans accounts.
To achieve these goals, Bankera will apply for additional banking licenses in key jurisdictions to be able to operate in a spectrum of different fiat currencies and facilitate cross-border transactions without the need for counterparties.

Technical Info

Technical details:  The core elements of Bankera’s current technology include modules for SWIFT messaging, SEPA payments, payment cards integration, bank’s ledger, Bitcoin, Ethereum, DASH, NEM modules, fraud analytics and more. The source code:  The code is not available. Proof of developer:  Public Team

Bankera Roadmap

  • DEVELOPMENT OF IT INFRASTRUCTURE

  • The required IT infrastructure to facilitate payment processing and issue personal IBANs or payment cards have already been developed and are available as a minimal viable product (MVP) in the form of SpectroCoin.
  • PRE-ICO - August 28th - September 28th

  • 10% of the tokens will be distributed to determine the price of the ICO.
  • E-MONEY CAPABILITY - September-October

  • Support of full P2P transfers, mobile wallets and the start of membership application of the major payment networks such as card schemes and remittance networks.
  • INITIAL COIN OFFERING - mid-October

  • 30% of the tokens will be distributed to solve the capital issue so that we can build a successful bank for the blockchain era.
  • Read More
  • BANKING CAPABILITY - early 2019

  • After the ICO, a banking license will be obtained. This will allow us to offer loans and deposit services.
  • INVESTMENT SOLUTIONS - late 2019

  • The launch of services related to low-cost investment solutions such as equity traded funds (ETFs), cryptocurrency and crypto token funds as well as robo advising.
  • NEW TYPES OF MONEY - 2020

  • The synergy between investment and payment products will offer new types of money such as economic growth linked currency or usage of ETFs as a medium of exchange.

Activity

Activity:
644
VERY HIGH
Posts:
5 850
VERY HIGH
Views:
140 122
VERY HIGH
Activity:
644
VERY HIGH
Merit:
106
MEDIUM
Posts:
41
VERY LOW
Views:
2 629
LOW
Users:
20
LOW
Followers:
24 538
VERY HIGH
Tweets:
2 683
VERY HIGH
30 Days Growth:
-159
Members:
14 776
VERY HIGH
30 Days Growth:
-370
Year commits:
0
Watchers:
8
Stars:
16
Forks:
10
Open issues:
1

Bankera Team

Verified 0%

Attention. There is a risk that unverified members are not actually members of the team

Vytautas Karaleviciu...
CEO
unverified
Mantas Mockevicius
CCO
unverified
Justas Dobiliauskas
CTO
unverified
Craig Grant
VP for Business Development
unverified
Egle Eidimtaite
VP for Business Development
unverified
Ruta Cizinauskaite
VP for Marketing
unverified
Tse
Hsin Lu - VP for Communication
unverified

Advisors

Verified 0%

Attention. There is a risk that unverified members are not actually members of the team

3 ICO

$151 800 000

Antanas Guoga
ADVISOR
unverified

2 ICO

$151 800 000

Eva Kaili
ADVISOR
unverified
Modestas Kaseliauska...
ADVISOR
unverified

11 ICOs

$181 702 066

Marc Kenigsberg
ADVISOR
unverified
Prof. Jochen De Weer...
ADVISOR
unverified
Damon Rasheed
ADVISOR
unverified
Warren Lush
ADVISOR
unverified
Dr. Eugene Dubossars...
ADVISOR
unverified

5 ICO

$290 621 589

Lon Wong
ADVISOR
unverified

Bankera Last News

$ 0.0021
1.45%
Coin Stats
Daily, %:
1.45%
Weekly, %:
-3.19%
Monthly, %:
5.63%
Market Info
Market Cap:
$ 22.791 M
Volume 24h:
$ 14.296 K
Circ. Supply:
10.924 B BNK
Ticker:
BNK

Bankera Reviews

Samson Owiti
Cryptotrader, Crypto investor, Blockchain business expert

BANKERA is banking for the block chain era which tends to revolutionize financial services.

PROS:

  1. Allows for service provision using the traditional fiat and other crypto currencies
  2. Lowers investments cots on products
  3. Improves cash flow by extending the finance for payment process
  4. Provides relevant retailers in developing countries
  5. Reduced fraud through Know  Your Client(KYC) propriety  and adequate screening
  6. Good team

CONS:

  1. Subjected to change as all the planned services are offered with an exception of offering deposits and investments
  2. Lacks Electronic Money Institution (EMI) hindering it from depositing and issuing loans

SUGGESTIONS:

  1. Acquire all the necessary licenses for the effective application of the project by the users
  2. The services offered to the users should be satisfactory with no restrictions
Read More
thetokeninvestor.com
reviews

The world of finance has been changed by the growth of technology. For example, the Blockchain technology has brought about digital money through cryptocurrency. So many efforts have been undertaken to apply this technology in transforming other sectors of finance. However, the efforts have been concentrated at specific niches like lending or payments. This is because the current FinTech companies don’t exploit economies of scale that the traditional banks have been enjoying.

On the other hand, the traditional banks are not implementing new technologies despite having funds. This is because they have been hindered by the legal systems. Bankeras aims at closing on this gap – Work like a traditional bank but use the technology.

Read More
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