Digital technology has changed the face of finance. Most notably, perhaps, the birth of Blockhain has enabled us to digitalize money via cryptocurrencies such as Bitcoin. There have been many attempts to apply Blockchain technology to revolutionize other finance sectors. However, so far, most FinTech companies have been focusing only on a certain niche (e.g. remittances or lending) as they cannot take advantage of economies of scale enjoyed by traditional banks. Traditional banks, although have the funds, are not as fast at adopting new technologies as they are held up by legacy systems.
Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become one-stop store for all financial services, in the same way traditional bricks and mortar banks are now, while using technology to reduce the number of counterparties, thus lowering the cost of banking for the end consumer. Adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.
Services
Bankera will offer three core lines of services:
Status Quo of Bankera
Bankera will be operational and will have significant IT infrastructure in place prior to the initial coin offering (ICO).
Bankera already has the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can accept and make payments in the Single Euro Payments Area (SEPA). Bankera also offers competitive foreign currency exchange rates, quick and cost effective international bank wires as well as having the “Bankera Payment Card” linked to cardholder’s payment account.
All of these services can be tested at SpectroCoin, cryptocurrency exchange, e-wallet, debit card and payment processor provider of which Bankera will be an operational fork. What has been developed so far will serve as a minimum viable product for Bankera to begin operations. However, to achieve its goal to become a fully operational bank service, Bankera needs to obtain capital.
Bankera está construyendo un banco digital para que dure, se enfocará en la escala, la eliminación de contrapartes y la oferta de servicios bancarios centrales, como cuentas de ahorro y préstamos.
Para lograr estos objetivos, Bankera solicitará una banca adicional licencias en jurisdicciones clave para poder operar en un espectro de diferentes monedas fiduciarias y facilitar transacciones transfronterizas sin la necesidad de contrapartes.
DESARROLLO DE LA INFRAESTRUCTURA DE TI
PRE-ICO - 28 de agosto - 28 de septiembre
CAPACIDAD DE DINERO ELECTRÓNICO - Septiembre-Octubre
OFERTA DE MONEDAS INICIALES - mediados de octubre
CAPACIDAD BANCARIA - principios de 2019
SOLUCIONES DE INVERSIÓN - finales de 2019
NUEVOS TIPOS DE DINERO - 2020
Verificado 0%
Atención. Existe el riesgo de que los miembros no verificados no sean realmente miembros del equipo
BANKERA is banking for the block chain era which tends to revolutionize financial services.
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The world of finance has been changed by the growth of technology. For example, the Blockchain technology has brought about digital money through cryptocurrency. So many efforts have been undertaken to apply this technology in transforming other sectors of finance. However, the efforts have been concentrated at specific niches like lending or payments. This is because the current FinTech companies don’t exploit economies of scale that the traditional banks have been enjoying.
On the other hand, the traditional banks are not implementing new technologies despite having funds. This is because they have been hindered by the legal systems. Bankeras aims at closing on this gap – Work like a traditional bank but use the technology.
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