Imagine you live in a country with rampant high inflation or significant political or financial instability. Now imagine that you are looking to provide for your family and save for their future - earning enough to send your children to school or university.
Without a reliable currency and somewhere safe to store your savings, it is very difficult to achieve this. For billions of people around the world this problem is a reality.
A stable cryptocurrency can enable people to save and plan for their future globally - beating inflation and out of reach of untrusted counterparties.
This is why we care passionately about ARC.
Why do we need a stablecoin?
Existing currencies have limitations when considered as a store of value or unit of measure.
National Currencies
National currencies are undermined by socio-economic factors and centralisation and are poor stores of value over the long run. Governments tend to adopt inflation management approaches to setting base rates, leading to poor returns with relatively high volatility.
Digital Currencies
Digital currencies such as Bitcoin and Ethereum are increasingly successful in their adoption. But, as a currency, they are a victim of their own speculation, resulting in a high degree of volatility.
Stablecoin
There have been a few attempts for a stablecoin to address certain limitations of existing currencies. But each has limitations which we feel can be improved upon.
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