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LATOKEN
LATOKEN
TokenJar
Our SGPay Token is built on the Ethereum blockchain in accordance with the ERC-20 standard. The SGPay Token (or SGP in short) is built as a utility token to be used on our primary platform SGPay. It will be adopted by our technology partners and affiliated merchants.
We chose to build SGP on the Ethereum blockchain because it brings advantages such as decentralization, security, transparency and lower transaction costs. It is also the preferred blockchain network of many large corporations such as Microsoft and UBS who are part of the Enterprise Ethereum Alliance.
Our primary platform SGPay is a 3rd generation e-wallet and e-payment mobile application that allows users to buy and sell cryptocurrencies, or make purchases using both cryptocurrencies and fiat currencies. Our objective is to make SGPay the leading e-wallet and e-payments mobile application for everyone living in Singapore and the region. Customers will be able to pay for their groceries, purchase movie tickets, book flights and more with SGPay. They will also be able to select their preferred mode of payment, either in fiat currency or cryptocurrency at selected merchants.
Singapore makes a good launch pad for the development and execution of the functionalities of SGPay. Many payment providers have ignored Singapore as a potential market due to its relatively small market size. However, they fail to recognize Singapore's capacity to quickly adopt innovative technology due to its highly educated workforce as well as tech savvy population. Singapore is also a leading financial center in Asia with one of the highest GDP per capita in the world. The Singapore government has recently advocated a national push towards e-payments which will increase the chances of investments and acquisitions in this sector.
After establishing our presence in Singapore, we will transition to nearby overseas markets such as Malaysia and Indonesia. Indonesia is the 4th most populous country in the world and the South East Asia region is poised to see tremendous growth. E-commerce and e-payments are also growing at an increasing rate in the region, posing a great opportunity for FinTech firms.
To encourage further adoption of SGPay, we will also be creating additional business platforms to support the use of our token. These include SGReward that will tie in with our SGPay platform to offer monetized reward points as well as SGFund that will help to financially support the expansion of small and medium enterprises (SMEs).
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注意。未经证实的成员实际上可能不是团队成员
Summary
To conclude, we believe that SGPay is a good ICO due to its decentralized network that allows users to hold both cryptocurrency and fiat money with no issue. Thus, we can expect more from this team as they continue to bring more value into the crypto community.
Positives
Seamless Management: SGPay allows users to manage both fiat and cryptocurrency in one simple platform.
Faster Processing Times: Transactions done on SGPay’s platform is instant and require a little fee to complete.
QR Code Payments: This feature makes it easier for everyone to use SGPay and send payments the easy way.
Negatives
Direct Competition: While SGPay is an innovative platform, there is already high competition in the E-payments field.
Is this a good investment for you? SGPay does seem somewhat interesting, so maybe yes, this can be a good investment for you. If you are interested in the services provided by the company, there is a level of success that you can get if you decide to invest in this platform by buying its tokens during the ICO, when they will certainly cost less than they would if you waited more time.
On the other hand, if you do not want to use the services of SGPay, maybe this will not be such a great business. You will still be able to sell the tokens later but we are not completely sure about the price that these tokens will have in the future, so you might want to think twice before investing.
In the end, the decision is up to you because this can profitable but there is a risk that it will be not as profitable as you might like. If you want to invest in other companies, you can always browse our blog, in which you will find many other options for investment that might suit you better.
