MediShares

Mutual aid may be effected by entities or individuals with homogeneous risk profile and demands, by becoming a user of a mutual aid program by complying with certain rules, and paying certain charges to establish a pool of mutual aid money, which will be used to discharge mutual aid liability for any and all loss caused or incurred by or arising from or in connection with occurrence of defined event(s) set out in such rules (e.g. death, disability or disease of the participating user, or reaching certain age and validity terms). For example, a new user may be required to recharge ¥10 for the first time, and maintain the balance in his/her account at not less than ¥0 hereafter, to be entitled for ¥300,000 mutual aid amount in the event of serious illness, to establish "self-help by helping others" type of mutual aid based on complying with mutual aid program rules among all users. Users may exit at any time he/she wishes.