Payments International

Wednesday, 27 November 2019

07:30 - 08:30
Breakfast Briefing - Disruption in Payments - By Invitation Only
7.30-8.am Registration
8am-8.45am Session
Nick Ogden - Founder, ClearBank
08:30 - 09:00
Registration & Refreshments
09:00 - 09:15
Chair's Opening Remarks
Ruth Wandhöfer - Independent Payments & Banking Expert, -
09:15 - 09:55
How to Make Instant Payments the Success Story of Europe - Interoperability, Regulation and New Use Cases
Dag-Inge Flatraaker - Senior Vice President, Group Payments Infrastructure, DNB Bank
Massimo Battistella - Manager of Accounts Receivables, Telecom Italia
09:55 - 10:35
Payments Ecosystems of the Future: How to Excel in the New World
Abdulla Mashaal - Managing Consultant, Payments Practice Lead, BCS Consulting
10:35 - 11:15
Innovation and Renewal in Payments Architecture
Becky Clements - Director, Payments, UK Finance
11:15 - 11:35
Refreshments & Networking Break
11:35 - 12:05
Data Access and Use in Finance – Regulatory Considerations
Monica Monaco - Founder & Managing Director, TrustEU Affairs
12:05 - 12:35
RTGS Renewal: Now and Next
Why is the Bank updating RTGS?
Focus on ISO20022; what’s changing and how will we get there?
APIs; the thinking so far
Facing the Future; what will the new platform enable?
William Lovell - Head of Future Technology, Bank of England
12:35 - 13:35
Lunch
13:35 - 14:15
Making the Most of Open Banking and PSD2 – Transforming Systems and Business Models
Nilixa Devlukia - Head of Regulatory, Open Banking Implementation Entity (OBIE)
Rik Coeckelbergs - Founder, The Banking Scene
Javier Orejas - Head of Banking EMEA, the Americas and IATA Pay leader, IATA
Benjamin Madjar - EMEA Head Cash Management Structuring, Deutsche Bank
14:15 - 14:55
Where Next for the API Ecosystem Model? - Digital Identity, Premium APIs and Beyond
Michael Salmony - Executive Adviser, Payments, Various European Decision Making Bodies
Huw Davies - Head of Premium APIs, Open Banking Implementation Entity (OBIE)
Sampsa Laine - Executive Vice President, Head of Digital Banking CBB, Nordea
14:55 - 15:15
Refreshments & Networking Break
15:15 - 15:55
DLT Applications for Banking and Payments - Promise vs Reality
Lisa Biesenbach - DLT Customer Journey Expert, ING
Gabrielle Patrick - CEO, Knabu
Swen Werner - Managing Director, Digital Product Development and Innovation, State Street
15:55 - 16:35
Understanding the Evolving Role of Non-Traditional Payment Means – Spotlight on Stablecoins
Peter Chapman - Partner, Clifford Chance
Tony McLaughlin - Emerging Payments & Business Development, Citi
Marten Nelson - Co-Founder & CMO, Token
Olaf Ransome - Chief Commercial Officer, Fnality International
16:35 - 17:05
Leadership in Payments - Navigating Change
Stanley Skoglund - Executive Board Member, European Women Payments Network
17:05 - 17:15
Chair's Closing Remarks
17:15 - 18:15
Drinks Reception

Thursday, 28 November 2019

08:30 - 09:00
Registration & Refreshments
09:00 - 09:15
Chair's Opening Remarks
Siobhan Moore - Global Head of Cards & Payments, Locke Lord
09:15 - 10:00
Progress Update on PSD2
Implementation of the RTS on SCA & CSC;
Authorisation of PI and AI providers across the EU;
Q&As
EBA Working Group on APIs under PSD2
Dirk Haubrich - Head of Conduct, Payments and Consumers, European Banking Authority (EBA)
10:00 - 10:50
Strong Customer Authentication – Regulatory Developments, Practical Challenges and Evolving Best Practice
Alain Hiltgen - Head of Business Security Advice, Executive Director, UBS AG
Chris Higham - Head of Strategy & Change - Payments, Virgin Money
Sami Karhunen - Innovation Lead, OP Lab, OP Financial Group
Dimitrios Markakis - Senior Consultant, Electronic Money Association
10:50 - 11:10
Networking & Refreshments
11:10 - 11:50
Global Regulators Roundtable
Heike Winter - Director, Retail Payments Policy, Bundesbank
Ruta Merkevičiūtė - Head of Division, E-money and payment institutions supervision, Bank of Lithuania
11:50 - 12:20
Interchange Fee Regulation – What You Need to Know
The EU Interchange Fee Regulation (IFR) was adopted in 2015, and contained a series of measures impacting card schemes, issuers, acquirers, merchants and cardholders – including of course the capping of interchange fees for consumer cards. In June 2019, the EC should have published a report on the impact of the IFR on the market, however that report is only expected to be published by the EC around mid-2020.
Merchants, merchant associations and consultancies advising merchants are already starting to "make noise" around the fact that the IFR would not have achieved the objectives that the EU legislator had in mind, e.g. perhaps due to a migration from consumer cards to commercial cards (which are not subject to interchange fee caps)? Perhaps due to an increase in the fees charged by cards schemes to acquirers? Perhaps for lack of compliance by acquirers with their transparency obligations vis-à-vis merchants? Has the IFR ensure a level-playing between three-party and four-party schemes? Has the separation of scheme and processing influenced competition in the processing space? What, if anything, changes should IFR2 bring about?
Scott McInnes - Partner, Bird & Bird
12:20 - 13:20
Lunch
13:20 - 13:50
Conduct in Payments - Regulatory Focus and Potential Pitfalls
Jonathan Rogers - Partner, White & Case
13:50 - 14:30
Brexit and Payments – Where Are We Now?
14:30 - 14:50
Refreshments & Networking Break
14:50 - 15:30
Combatting Fraud in Payments
Siobhan Moore - Global Head of Cards & Payments, Locke Lord
Tony Craddock - Director General, Emerging Payments Association
15:30 - 16:10
AML & Payments – Evolving Compliance Challenges and Best Practice
Siobhan Moore - Global Head of Cards & Payments, Locke Lord
Thomas Ball - Head of AML & AFC, N26
16:10 - 16:20
Chair's Closing Remarks