DeFi For You.™ — A new decentralized P2P loan economy and the first-ever P2P NFT trading platform built on the Binance Smart Chain, powered by the $DFY smart contract token.
Traditional loans are inflexible and inaccessible to most people in 2021. DeFi has proven there is a working use-case in decentralizing such financial services.
However, blockchain comes with anonymity and removes trusted third-parties, which limits the types of loans that can be issued. Why? Because some people are more likely to pay back a loan than others.
Trust and reputation still matters when issuing loans.
DeFi For You solves this by building an irrefutable, verifiable reputation system onto the blockchain and tying it together with decentralized finance services.
The result is a peer-to-peer loan economy, whereby lenders can trivially repossess collateral via smart contracts.
Now, for the first time, P2P loans can be issued to anyone, regardless of their reputation.
Collateralized loans
Offer or receive loans using cryptocurrency, NFTs, and other assets as collateral. Terms and interest are negotiated directly between lenders and borrows and stored in irrefutable smart contracts.
You can use your NFTs as collateral, allowing you to finance them without having to sell them. This means you can earn from your NFTs, instead of having them just sit there gathering digital dust.
You can buy and sell NFTs on our platform as well, including any that you obtain through liquidated collateral. This opens a uniquely competitive market where you can potentially buy NFTs below their usual market value.
Users will be able to buy, sell, rent and pawn goods and services on the platform using fiat cash or cryptocurrency as payment, in accordance with local laws and regulations.
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