Holvi

We founded Holvi in 2011, in Helsinki. As self-employed people wading through oceans of paperwork, we noticed something funny going on – traditional banks were giving us the cold shoulder. Why not help ourselves? We asked. And so, with time and effort (and lots of coffee), we mastered small business finance – and Holvi was born.

Eliminate the distractions of financial admin and simplify work life, because running a business is hard enough. You shouldn’t have to worry about spreadsheets and lost receipts.

And self-employment is too. One that’s not limited to the standard 9–5. Strategy, marketing, tech, ops, finance – you need to know it all. Plus be your own personal HR manager and somehow find time for a life outside of work. Because your small business might be your livelihood, but it’s not your whole life.