Hero

HERO

This platform that promotes financial inclusion, transparency and efficiency with the aim of making credit readily available and affordable for the unbanked and under bank in Southeast Asia.

PROS:

• Easy transfer: The platform creates a profitable transfer of digital currency and fiat currency to enable  individuals access loans  and funds easily for investments and education
• Transparency: The project use of block chain and smart contract ensures that the individuals have efficient and transparent access to financial services all over Southeast Asia. All the information on the borrower token are available in the platform
• Lower fees: The people are able to access financial services easily hence eliminating the exploitation from the local financial institution
• Security: This ensures that the token holders information is well protected against fraud. Further  all the changes on the hero oracle are only effected  by multiparty  signature   and algorithm with different necessary keys distributed  across the servers involved
• The token holders are given pro-rata rights in the first offering  of funds on the Hero  Capital Market platform
• Efficiency: The workflow of the project facilitate the efficient distribution of resources and efforts of the participants enabling all the parties to co-operate  and contribute to the borrower token issuance
• Tradability: All the borrower tokens issued are  tradable among the heroes  from  the issuance of the  token  through its settlement

CONS:

• The token holders have no ownership  and control over the project  and are not entitled to any benefit
• The tem involved is missing

SUGGESTIONS:

• Include the team involved in the white paper
• Empower the token holders  with more rights  and involvement in the project decision marking