IMCoin has at the same time a project to build a stable and profitable business model employing cryptocurrencies as a security deposit, besides an investment asset. Our model aims to make easy access to credit for IMC holders backed by encryption guarantees, based on the security and transparency of Blockchain technology. Platforms that attempt to be a dealer for crypto-backed loans between individual, institutional lenders and borrowers generally fail to provide a solid risk management service to their clients; the volatility prices produce a substantial risk for both parties, lender and borrower. At the other case of the spectrum, most established credit channels are unwilling to accept volatile assets, like as cryptocurrency, as collateral.
