NABU KYC

The core of NABU’s product suite includes modular tools such as an API Orchestrator that unifies multiple data sources, a Merchant‑Category‑Code (MCC) Analyzer to correctly classify merchants, a VOP (Verification‑of‑Payout) check to instantly confirm if an IBAN matches the account holder, and an automated UBO (Ultimate Beneficial Owner) check to reveal who actually controls a business. There is also an ecommerce‑compliance analyzer for vetting online shops, and a “Merchant Monitor” that continuously watches merchants or clients and alerts compliance teams when relevant changes occur — instead of requiring repetitive manual reviews.

By combining data from official registries, financial records, sanctions and watch-lists with unstructured data — such as online presence, websites, and social reviews — and applying explainable AI for risk scoring, NABU provides compliance professionals with a transparent, audit-ready overview of risk. This helps companies make fast yet compliant decisions without cutting corners.

NABU Tech’s solution is especially relevant for businesses in payments, fintech, or e‑commerce where compliance burden and risk are high. It helps save time, reduce manual workload, avoid paperwork delays, and lower onboarding friction — without sacrificing compliance quality or audit readiness. For many clients, it turns compliance from a bottleneck into a competitive advantage.