At its core, Paynovate provides acquiring services, allowing merchants to accept payments online, in-store, or via payment terminals, supporting major card schemes like Visa, Mastercard, China Union Pay, and Bancontact/Payconiq. For e-commerce businesses, in-app shops, or retail outlets, Paynovate delivers card and account-to-account payment processing in over 150 currencies with centralized settlement and payout options.
In addition to acquiring, Paynovate offers issuing services, including physical, virtual, and tokenized debit, prepaid, or credit cards. Their issuance platform covers over a million cards in circulation, operating across 150+ countries, enabling businesses to provide payment cards to customers or employees worldwide.
Complementing cards and acquiring, Paynovate provides IBAN-based banking with European IBAN accounts that support SWIFT, SEPA transfers (standard and instant), direct debits, and bank-to-bank transfers. Through the integrated dashboard, clients can manage their funds, track transactions in real time, reconcile payments, and configure security and fraud-prevention parameters.
From its beginnings as a payment-processing contractor, Paynovate has evolved into a full-featured acquirer, now processing over €200 million in transactions per month. By combining compliance, security, transparency, and flexibility, Paynovate aims to meet the needs of modern businesses, whether retail stores, e-commerce shops, or international companies.
