Meanwhile

Meanwhile is the world’s first and only life insurance company fully denominated in Bitcoin. Founded in 2022, it offers innovative solutions for long-term wealth planning by allowing cryptocurrency holders to integrate their assets into traditional financial instruments. The company is licensed by the Bermuda Monetary Authority and operates within the BMA Innovation Sandbox, confirming its compliance with strict international standards.

Products and Technology

The company’s main product is BTC Whole Life Insurance, a life insurance policy fully denominated in Bitcoin. Premiums and payouts are made in cryptocurrency, which provides tax advantages and simplifies the process of wealth transfer between generations. In addition, the company actively uses artificial intelligence to automate underwriting, application processing and payouts, which significantly increases the efficiency and transparency of processes.

Funding and Support

In 2023, Meanwhile raised approximately $19 million in two seed rounds. Investors include Sam Altman (CEO of OpenAI), Laci Groom (former head of Stripe Issuing), Gradient Ventures, and others. In April 2025, the company closed its Series A round, raising an additional $40 million from Fulgur Ventures, Framework Ventures, and other strategic investors, including Wences Casares, founder of crypto bank Xapo.