Januar

Januar is the financial infrastructure partner for crypto businesses. The company enables seamless and compliant money flows by offering fiat business accounts and payment services together with its instant settlement payment network JIN (Januar Instant Network). Januar holds a payment institution license with the Danish FSA (Financial Supervisory Authorities) and serves customers across all EEA markets.

Januar is building infrastructure to support a more open and collaborative financial system. It provides critical IBAN infrastructure for crypto businesses so they can conduct their payments and operational transactions through a trustworthy and reliable fiat partner, maintaining full compliance and stable business operations.

The name Januar derives from the Roman God Janus. Janus is the God of beginnings, gates, transitions, time, duality, doorways, passages, frames, and endings. He is usually depicted as having two faces. One looking to the past and one looking to the future.

Roman myth says that Janus was the first (among the gods or humans) to mint coins. We thought that was a pretty good name for what we set out to build with Januar.

Businesses operating within the digital asset space have had an extremely difficult time getting one of the most fundamental assets to business operations: a bank account.

Januar is not a bank, but solves this problem by offering IBAN business accounts to crypto businesses in Europe by use of its Payment Institution License, thereby bringing traditional fiat financial services to crypto companies.

It is no longer a question of if, but a question of when. Digital assets and decentralised transaction systems are faster, better, and cheaper, changing the way value moves between people and businesses globally. Europe, at the moment, is a suppressed and underserved market. Januar is changing that by offering crypto-friendly financial services for businesses across EEA.