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Konsumen membeli produk atau mengkonsumsi layanan dari pedagang menggunakan salah satu produk kami. Misalnya, pelanggan memesan makanan di restoran dengan menggunakan Aplikasi Edisi Layanan BELUGA & rsquo;
Konsumen melakukan pembayaran untuk produk atau layanan menggunakan Mata Uang Fiat (misal $ USD) atau mata uang Crypto (Bitcoin, Eter atau BBI).
Jika pembayaran dilakukan dengan menggunakan kartu kredit di Fiat Currency, pedagang dapat memutuskan untuk menggunakan token BBI untuk menerima Instant Merchant Deposit * daripada harus menunggu dua hari kerja biasa agar penyelesaian terjadi. < / p>
Jika pembayaran dilakukan dengan menggunakan kriptocurrency, proses penyelesaian dimulai dan pembayaran ke pedagang dalam bentuk kriptocurrency masing-masing ditransfer seketika.
Poin loyalitas terakumulasi bagi konsumen pada setiap pembelian produk dan layanan. Poin loyalitas untuk pedagang terakumulasi di setiap penjualan produk dan layanan.
Poin loyalitas dapat ditebus saat konsumen atau pedagang mengumpulkan cukup banyak poin. Loyalitas poin ditukarkan dalam bentuk mata uang Fiat atau mata uang kripto BBI atau kripto yang lain.
Rasio poin dengan mata uang dihitung menggunakan congurator bawaan dan Oracles berdasarkan dinamika pasar.
Beluga memungkinkan pedagang untuk menerima VISA, Mastercard, dan semua cryptocurrency utama.
Metrik waktu nyata memungkinkan pedagang untuk mengontrol & nbsp; bisnis mereka secara waktu nyata.
Monitor dan kelola transaksi tunai, kartu, dan crypto & nbsp;.
Winter 2014
Fall 2015
Summer 2016
Summer 2017
September 26, 2017
December 1, 2017
January 14, 2018
January 15, 2018
February 14, 2018
March 1, 2018
Summer 2018
Diverifikasi 25%
Perhatian. Ada risiko bahwa anggota yang tidak diverifikasi sebenarnya bukan anggota tim
Diverifikasi 0%
Perhatian. Ada risiko bahwa anggota yang tidak diverifikasi sebenarnya bukan anggota tim
Summary
Overall, Beluga has stiff competition when it comes to creating the next decentralized banking app. However, its ability to help merchants receive better pay will help small businesses and companies grow. We hope to see more from this ICO as it continues to help non bank owners and smaller companies gain the financial freedom they need.
Positives
Merchant Incentives: Beluga is made for merchants who want to receive both crypto and fiat money for their services. With Beluga, they can receive both forms of currency instantly.
Decentralized Banking: Users without bank accounts can easily make an account with Beluga and start buying products and services. This helps increase the global economy.
Better Infrastructure: With Beluga, you can expect lower transaction fees, faster speeds, and a better way to obtain money without having to use a traditional bank account.
Negatives
Competition: There are already ICO projects that provide the same service. Such high competition could make it hard for this project to increase in value over time.
Protection: While Beluga does help in creating a decentralized banking app, we wonder how it will help when solving disputes.
Beluga Pay has benefits to business and consumers using the products to make payment. One is able to pay for products and services using cryptocurrency. They can also send money to all parts of the world under an improved storage of funds. There has been an increased opportunity to earn from the BBI ICO where one earns 0.5% of the system fees applied from all transactions. There has been a significant growth in the ability to process cryptocurrency to Fiat for a stable financial performance in the market.
