Digital Banking 2025 is a premier conference that brings together leaders from banks, fintechs, neobanks, and crypto companies to explore the future of financial services. Hosted by American Banker, the event focuses on the democratization of finance through open banking, artificial intelligence, decentralized finance, and Web3 technologies. Attendees will engage in insightful keynotes, one-on-one discussions with innovators, in-depth panel sessions, and hands-on demos that highlight the agility and innovation required to compete in today's financial landscape.
The conference will feature over 85 visionary speakers, including:
Key topics include AI and cloud computing, cyber risk and fraud, digital finance, fintech and crypto, customer experience, and leadership strategies.
A highlight of the event is the Digital Banking Demo Challenge, in partnership with NayaOne, where fintechs showcase their solutions to innovation leaders from top banks like Wells Fargo, Citi, Truist, U.S. Bank, Ally, BMO, and Navy Federal.
4:00 PM – 6:00 PM – DIGITAL BANKING Conference Registration Opens
6:00 PM – 8:00 PM – Kick-Off Reception
8:15 AM – 9:00 AM – Registration and Networking Breakfast
9:00 AM – 9:05 AM – Opening Remarks – Holly Sraeel
9:05 AM – 9:45 AM – Keynote Address: Why Every Bank Needs a Digital Asset Strategy – Nathan McCauley
9:45 AM – 10:30 AM – The Data-Driven Bank: How AI is Reshaping CX in Banking – Kerry Gross, Brianna Elsass, Erin Holloway
10:30 AM – 11:00 AM – Networking Break
11:00 AM – 11:40 AM – Fireside Chat: Interview with Raman Bhatia – Hugh Son, Raman Bhatia
11:40 AM – 12:20 PM – Fireside Chat: Interview with Brian Minick – Penny Crosman, Brian Minick
12:20 PM – 1:40 PM – Innovation Lunch: Future-Proofing Finance – Andrea Martone, Erin Crawford
12:20 PM – 1:40 PM – Innovation Lunch: Empowering Financial Wellness – Law Helie
12:20 PM – 1:40 PM – Experience Floor Luncheon
1:40 PM – 2:15 PM – The Power of Partnership – Mary Ellen Egan, Katharine Bohlmann, Sherry Graziano
1:40 PM – 2:15 PM – Darkness Visible: Preventing Synthetic Identity Fraud
1:40 PM – 2:15 PM – How Embedded Finance is Transforming the Office of the CFO – Chana Schoenberger, Dan Dall'Asta, Erica Dorfman
1:40 PM – 2:15 PM – Creating The Right Foundation for AI – Penny Crosman, Ned Carroll, John Ratzan
2:15 PM – 2:45 PM – AI in Financial Crime Compliance – Chris Brown, Tiffany Patrick
2:15 PM – 2:45 PM – Bank-Fintech Partnership: KeyBank and Qolo – Patricia Montesi, Diana Welch Howell
2:15 PM – 2:45 PM – New Fraud Trends Q&A – V. Venesulia Carr, James Klettheimer, Viral Parikh
2:45 PM – 3:15 PM – Networking Break in Bank of the Future
3:15 PM – 3:45 PM – Why Dynamic AI Modeling is a Game Changer
3:15 PM – 3:45 PM – Building Personalized Member Service – Jody Bhagat
3:15 PM – 3:45 PM – Finteching with Banks – Holly Sraeel, Paul LaRusso
3:15 PM – 3:45 PM – Fireside Chat: Jo Jagadish – Mary Ellen Egan, Jo Jagadish
3:50 PM – 4:20 PM – The Modern Credit Union Experience – Chana Schoenberger, Stacy Armijo, Grant Karsas
3:50 PM – 4:20 PM – Fireside Chat: Alejandro Perez – Penny Crosman, Alejandro Perez
3:50 PM – 4:20 PM – Cybersecurity and Fraud Panel – Carter Pape, Caleb Callahan, Jeff Newman
4:25 PM – 5:25 PM – Live Demos in Bank of the Future – Kian Sarreshteh, David Taliancich, James Hallacy, Kyle Kneubuhl
5:35 PM – 6:30 PM – Experience Floor Reception
6:30 PM – 9:00 PM – Innovator of the Year Celebration
08:00 AM - 08:45 AM – Breakfast Briefing: Driving Deposits in a Digital Marketplace – Mary Grace Roske, Howard Stein
08:15 AM - 09:00 AM – Registration and Networking Breakfast
09:00 AM - 09:30 AM – Prioritizing a Mobile-First Strategy – Mary Ellen Egan, Amanda Kreutziger, Rahul Kumar, Hish Salama
09:00 AM - 09:30 AM – The Future of Bank-Fintech Partnerships
09:00 AM - 09:30 AM – Case Study: CDW
09:35 AM - 10:05 AM – Case Study: Innovating with Intention – John Pitts, Lamont Young
09:35 AM - 10:05 AM – AI-Driven Compliance and Risk Management
09:35 AM - 10:05 AM – The Future of Bank–Fintech Collaboration – Jon Briggs, Drew Edwards, Will Sowell
09:35 AM - 10:05 AM – Combating Cybersecurity Threats – Ron Shevlin, Thomas Mazzaferro
10:05 AM - 11:05 AM – Demos and Networking Break in Bank of the Future
11:10 AM - 11:40 AM – Mobile-First Financial Wellness Strategies
11:10 AM - 11:40 AM – Enhancing Business Outcomes with GenAI
11:10 AM - 11:40 AM – Executive Cyber Risk Strategies
11:10 AM - 11:40 AM – Innovation at the Speed of Business
11:45 AM - 12:15 PM – Hyper-Personalized Future of Financial Services – Holly Sraeel, Erin Crawford, Rab Govil
11:45 AM - 12:15 PM – Fintech and Community Bank Modernization – Mary Ellen Egan, Gary Fan, Rodrigo Suarez
11:45 AM - 12:15 PM – Modeling GenAI Risk and Return
12:20 PM - 12:50 PM – GenAI Risk and Return
12:20 PM - 12:50 PM – Modeling the Risks and Returns of GenAI
12:20 PM - 12:50 PM – Third-Party Risk Management
12:20 PM - 12:50 PM – Regulatory Tension: Digital vs. In-Person
01:05 PM - 02:00 PM – Experience Floor Luncheon
02:00 PM - 02:45 PM – “Hot Takes” Debate – Jason Henrichs, Alex Johnson, Dara Tarkowski
02:45 PM - 03:30 PM – Future of On-Chain Finance – Bailey Reutzel, Danielle Davis, Tyler Spalding, Joanie Xie
03:30 PM - 04:00 PM – Networking Break in Bank of the Future
04:00 PM - 04:45 PM – Embedded Wage Access & Virtual Wallets – Holly Sraeel, Dan Loomis, Jack Rubin, Nico Simko
04:45 PM - 05:25 PM – Keynote Address Day 2
05:30 PM - 06:30 PM – Demo Awards & Experience Floor Reception
08:30 AM - 09:00 AM – Networking Breakfast
09:00 AM - 09:05 AM – Welcome Day 3 – Holly Sraeel
09:05 AM - 09:40 AM – Agentic AI and the Future of Digital Finance – Bailey Reutzel, Harrison Hines, Rajesh Iyer, Nicolas Morales
09:45 AM - 10:30 AM – Frictionless Fraud: Secure Customer Experiences – Janet King
10:30 AM - 11:15 AM – Ask the Experts: Future of Digital Finance – Stephanie Cherrin, Paul Neuner, Anthony Sharett
11:15 AM - 11:50 AM – Closing Keynote – Jason Lee