Particula

Particula is a Munich-based fintech company specializing in AI-driven risk intelligence and analytics for digital assets. Founded by a team with over 50 years of experience in digital assets, rating, and AI, Particula aims to bring order and transparency to the token economy.

The company's platform offers comprehensive solutions for identifying, evaluating, and scoring tokenized assets. It utilizes the Particula Token Identification Number (PTIN) and the Particula Digital Asset Classification System (PDACS) to uniquely identify and classify tokens across blockchains, enhancing transparency and reducing operational risks.

Particula's analytics platform provides real-time risk assessments, leveraging both on-chain and off-chain data to offer insights into the transparency, compliance, economic viability, technological integrity, and environmental impact of tokenized assets. This approach enables investors to make informed decisions and manage risks effectively.

In April 2025, Particula raised $5.5 million in a funding round led by several venture capital firms and high-profile angel investors.

Particula's platform serves a wide range of clients, including asset managers, banks, credit rating agencies, custody providers, and trading facilities, helping them navigate the complexities of the digital asset landscape with confidence and clarity.