unFederalReserve

We understand that the term "DeFi" gives rise to apprehension because anonymous lenders and borrowers engage in digital trading whose only concern is to leverage their existing positions in the crypto-verse.

UnFederalReseve has selected premium elements of the crypto ecosystem and wrapped it in a best-in-class regulatory framework that delivers its middle-market clients a B2B lending, cash reporting, and overnight lending/borrowing utility tool. We offer the security of immutable records, near an instantaneous settlement, and encryption well beyond what the largest global banks currently use.

Any major DeFi protocol relies on democratized systems so that any borrower (represented by the boats) can transact with any lender (represented by the ports). The challenge, then, from the perspective of the DeFi community, is the engagement of sophisticated borrowers (e.g., Treasurers at middle-market companies). Without proper sophistication, individual lenders cannot perform proper risk-based pricing, and discrepancies in experience can lead to arbitrage that can harm the entire community. Metaphorically speaking, the open ocean of DeFi is not a place where sailboats should approach large container ships.