Own Your Capital
UMC is built on the UMC network. The UMC network carries an unspecified amount of UMC to handle benefits payouts. This pool acts as float. Traditional insurance companies take money from premiums and immediately invest it. UMC allows you to own a stake in the network float and be involved in the payout process.
Claims and Benefits
UMC will pay you a benefit during specific life events to ease the burden of financial hardships. This includes items such as deductibles, co-pays, and co-insurance. Claims are paid out from the existing float. Extensive measures will be taken to ensure coin holder safety including mature dates, maximum payouts, and voting on fraudulent claims.
Peace of Mind
At the end of the day, your insurance should be there to help you get through tough times, while still letting you enjoy the good times. UMC's next-generation platform to engage the community and crowdfund benefits packages gives you peace of mind that, in case of emergency, you will be taken care of.
Community involvement provides low fee alternative to traditional insurance while filling existing gaps in coverage.
Attention. There is a risk that unverified members are not actually members of the team
$12 945 753
We admire the fact that Umbrella Coin is differentiating itself from other insurance blockchain projects. After reading their whitepaper, analyzing their concept and going over their web site we were impressed. The concept they have put together makes logical sense and we can definitely see the modern day use in it. Another positive note is that Umbrella Coin had a prototype built before their official crowdsale, which gives us the confidence that they are in it for building an actual product, instead of just asking for money. Overall this coin could be great. Investment wise, we wouldn't personally invest much (if anything) in the project as the concept isn't up our alley nor does it overly appeal to our type of investment. Having said that, the product could still do very well and bring in a great return on investment for someone who understands the industry and concept well enough.
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