The Digital Reserve

The Digital Reserve

Created using Figma
Created using Figma
With $2 Trillion dollars in unmet financing need and the growing power of elective economies, the Digital Reserve offers a inclusive Peer to Peer payment, lending system and responsive monetary policy. The Digital Reserve is the first distributed ledger application to integrate unsecured lending into the base protocol. This economic system is designed to maximize its economic value through the active balancing of incentives. The Digital Reserve Network’s native currency is the Denarii. The Digital Reserve Network (DRN) uses a Cost-Based Proof of Stake system to secure the network. This system alleviates provides a strong incentive for honest network participation and a reserve to back loans. This functionality represents a robust solution that helps to alleviate financial accessibility and provide a methodology for evaluating network productivity
Public Issuance
May 20, 2019
Jun 19, 2020
0% completed
Raised funds - no Data
Goal 50 000 000 USD
upcoming
  • 1 DRN
    =
    0.01 USD
Presale of Denarii: Tokens as a Debt Payable Asset
Jul 23, 2018
Aug 20, 2018
100% completed
Raised funds - no Data
Goal 1 400 000 USD
Cap 2 000 000 USD
past
  • 1 DRN
    =
    0.01 USD
Token Details
Ticker
DRN
Company Details
Registered Country
United States
Additional Details
MVP/Prototype
Yes
Platform
Building a new One
KYC
Yes
Categories
Platform, Cryptocurrency, Business services, Smart Contract, Artificial Intelligence

About The Digital Reserve

With $2 Trillion dollars in unmet financing need and the growing power of elective economies, the Digital Reserve offers a inclusive Peer to Peer payment, lending system and responsive monetary policy. The Digital Reserve is the first distributed ledger application to integrate unsecured lending into the base protocol. This economic system is designed to maximize its economic value through the active balancing of incentives.

The Digital Reserve Network’s native currency is the Denarii. The Digital Reserve Network (DRN) uses a Cost-Based Proof of Stake system to secure the network. This system alleviates provides a strong incentive for honest network participation and a reserve to back loans. This functionality represents a robust solution that helps to alleviate financial accessibility and provide a methodology for evaluating network productivity
.
The DRN is an open-source financial services suite. Our goal is to launch the DRN and Denarii as a platform for novel financial products, financial literacy,
and lending. The DRN is designed to create a sustainable model for financial inclusion while producing economic incentives for network stakeholders by turning traditional "store of value" into a working asset.

The Digital Reserve currently has a partnership with a United Nation's sponsored credit union in Liberia and is establishing a relationship with a series of Non-profit organizations in Pittsburgh, PA to utilize the network for achieving their mission. To assist with the development of the platform, the Digital Reserve is selling 5% of the initial 6 Billion Denarii tokens of the Genesis to accredited investors using Tokens as a Debt Payable Asset.

The network will be developed using the base directed acyclic graph (DAG) architecture from DagLabs Official's Spectre and Phantom Protocol. In addition, the Digital Reserve Network will also integrate post-quantum cryptographic signatures. Currently the option of Zk-Starks and Winternitz OTS+ are the primary options.

Features

Overall Features

  • Cost-Based Proof of Stake
  • A responsive monetary protocol
    • Stablizing features through interest feedback rule
  • Quantum Resistant 
  • Unsecured microlending at the protocol level
  • Directed Acyclic Graph Architecture (Iteration of Daglab Officials Phantom and Spectre Protocol)

The Denarii Wallet is the most basic account available to users of the Digital Reserve Network. The Denarii wallet is a pseudo-anonymous accounts/wallet that enables users to participate in transactions with other users of the network. These transactions will be unrestricted and allow fast secure transactions anywhere in the world.

  • No overdraft or maintenance fees
  • Elimination of Intermediaries
  • Transaction confirmations in approximately 10 seconds.
  • Asset Class recognition
  • Recurring transactions

The Denarii Vault is the most comprehensive account available to users of the Digital Reserve Network. Denarii Vaults are responsible for executing the lending protocol and the staking protocol. A Denarii Vault account enables users to participate in staking and a chance to increase their denarii holdings by
competing for block rewards. Denarii Vault accounts also enables users to participate in the Digital Reserve Network lending pool.

  • Basic Denarii Wallet Functionality
  • Staking participation
  • Lending
  • Block Reward Payments

The Denarii ID account is the last account type used in the Digital Reserve Network. These accounts are responsible connected to authenticated identities through a system of oracles and validating protocols. The purpose of these accounts are to have accounts/wallets that can be used to build credit reputation over time. This credit reputation or creditworthiness rating can then be used to access the Digital Reserve Network’s lending pool for short-term micro-financing from 1 wampum (1/10th of a denarii) to 20,000 denarii.

  • Basic Denarii Wallet functionality
  • Borrowing
  • Credit reputation
  • Digital Identity

 

The Digital Reserve Roadmap

  • Late June - Early July 2018

  • First Major UX Interface.
  • September 2018

  • Testnet V1.
  • December-January 2019

  • Testnet V2.
  • February 2019

  • Institutional Plugins.
  • Read More
  • April-May 2019

  • MainNet Launch and Denarii Issuance/Distribution.
  • October 2019

  • Multi-Signature CryptoWallet Insurance Pools.
  • February 2020

  • Lending Daps.
  • July 2020

  • Lending Wallet Dapps.
  • 2021

  • Integration with Institutions and Interoperability Applications.
  • 2022

  • Upgrade of Post Quantum Signatures – Scheduled Hard Fork.

Activity

Posts:
116
MEDIUM
Followers:
151
VERY LOW
Likes:
146
VERY LOW
Rating:
5
VERY HIGH
Followers:
268
VERY LOW
Tweets:
1 028
VERY HIGH
30 Days Growth:
3
Members:
208
VERY LOW
Investors Detected:
5.77%
30 Days Growth:
63
Alexa
Rank:
3 212 068
VERY LOW
Delta:
-5 094 232

Team

Verified 0%

Attention. There is a risk that unverified members are not actually members of the team

Blockchain Developer
unverified
Blockchain Developer
unverified
Blockchain Developer
unverified

Last News

  • Because there may be time differences in information updates, accurate information about each ICO project should be verified through its official website or other communication channels.
  • This information is not a suggestion or advice on investing in ICO funding. Please thoroughly investigate the relevant information yourself and decide on ICO participation.
  • If you think there are issues or problems to be corrected on this content, or if you would like to submit your own ICO project to be listed, Please email us.
Please read the disclaimer and risk warning. Show disclaimer and risk warning.
Planning an ICO? We can help with a wide range of support for all stages of your ICO