SkyNet is a decentralized application (“DAPP”) bridging the gap between lenders and borrowers of fiat and digital currencies. SkyNet will employ SkyNet Smart Contracts for transactions initiated on the SkyNet Platform. Just as similarities and differences exist between digital and fiat currency, a closer examination of SkyNet compared to the traditional banking system reveals both converging and diverging characteristics. A notable similarity is that the SkyNet Platform, by putting potential borrowers in direct contact with potential lenders, empowers users to borrow, lend, and transfer currencies throughout a global network. But, unlike banks, the SkyNet Platform will provide a more efficient, cost effective and secure service for all users. The first DAPP to run on the Tezos blockchain, a self-amending crypto-ledger, the SkyNet Platform has inherent advantages when compared to other competitors in the bazaar. As mentioned, the SkyNet Platform is decentralized. Our aim is to make this market driven platform conducive for crypto and fiat loyalists alike. Billons of people globally do not have access to banks. The SkyNet Platform provides them with an opportunity to take advantage of this global network of lenders and borrowers from the convenience of their own desktop computer or smartphone. A sound banking system mobilizes the small and scattered savings of the community and makes them available for investment in productive enterprises. The question of institutional accountability speaks directly to another promise of cryptocurrency. With its capacity for programmability, a blockchain can enforce smart financial contracts. Recently, and into the future, blockchain technology such as the SkyNet Platform will solve issues of collateral management and guarantee compliance with capital requirements.
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