Last Update
Apr 24, 2018
PumaPay is a crypto payment solution for businesses that provides a suite of services aimed at revolutionizing how merchants accept cryptocurrency payments and making cryptocurrencies more accessible than ever before. The main goal of PumaPay is to provide a more accessible crypto-payment system that is faster, cheaper and overall more efficient than competing payment gateways.
It’s important to note that transactions on PumaPay’s protocol are free besides the Ethereum gas fees. Thanks to the use of blockchain, every transaction is immutable, and chargebacks are impossible, giving merchants peace of mind when accepting crypto payments.
Decentralization also plays a big part in the platform’s ambitions. Since customers can directly interact with businesses without the need for another third-party or middleman, this can help keep costs down by removing unnecessary platform fees and payment processor charges.
The project was created in 2017 and held an initial coin offering (ICO) in May 2018, raising ~$117 million by selling a total of 78 billion PMA tokens. The PMA token itself is used to provide quick and cheap transactions via PumaPay's PullPayment protocol, enabling subscription-based payments, micro-transactions and shared payments to maximize flexibility for customers and retailers.
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