Last Update
May 16, 2018
Payportal Services Private Limited (hereinafter referred to as “Payportal”) is a privately-owned company that has been established in 2011 under the laws of India by international experts who have been in the payment services industry since 1996.
The business area of our Company is Delhi where we successfully manage 80 distributors and 2300 retailers. The Payportal team has grown to over 20 people with the most in sales.
A wallet number is linked to a mobile number of the owner.
The project's goal is to provide a solution to Customers to tackle the following challenges: regular visitings of different offices to pay monthly bills, cash collectors stealing, expensive and risky cross-border remittances, staying in a bank queues, wide geography logistics, non-professional service support and assistance, etc.
The platform is utilizing the advantages of personal computers and smart phones. Customers and Retailers can access wallet services through the standard web browsers or benefit IOS and Android applications available at App Store and Google Play.
The use of blockchain technologies is one of the most important tasks for the further successful development of the platform. Server decentralization will keep wallets data safe in case of hardware failure or hackers attack. Implementing a cross border money transfers service between Indian migrants living abroad and their families in home country. As the Payportal has advanced experience in domestic money transfers, we plan to realize this part of the project based on the own blockchain and crypto currency PPTL Coin. PPTL coins will be acceptable as a means of payment and will be convertible into Indian rupees for the final leg of transaction. All fees will be applicable in PPTL coins.
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PAYPORTAL is a processing platform which creates relations between service providers and their customers by processing on-line charges, bill payments and domestic money transfers in the most secure and convenient manner
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The platform enables the customers to easily access various quality services through the pay portal wallet hence eliminating the exploitative services from the retailers which are expensive. This makes the project viable promoting me to invest in it.
The aims of this ICO are relatively modest for an outfit which has already won a local network of customers. Raised funds will primarily be used to replicate the model in other Indian cities in an ambitious, but by no means unachievable, expansion plan.
The case for a blockchain-based solution in their business modelling is not compelling. However, blockchain tech could allow for international transactions and access to the enormous remittances market. There is considerable competition for this space, though perhaps going local and recruiting recipient users in a particular place, in this case Delhi (which, after all, has a population of 20 million people) is enough of a differentiator to capture a market niche.
Payportal’s marketing materials are light on technological details, so there are no assurances that this kind of solution could not be introduced by multiple competitors. However, Payportal already has a market presence and a working product which fulfils a consumer need. Its network of retailers and distributors will be vital in embedding the use of its new services and securing its market position.
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