FINOVATESPRING

8:00 am - 9:00 am 60 mins
Registration, Breakfast & Networking
9:00 am - 9:10 am 10 mins
Welcome remarks
Greg Palmer - Vice President, Finovate
9:10 am - 9:55 am 45 mins
Analyst All Stars - Fintech: What's Hot
Leading fintech research analysts take the stage for 7 minutes each to present key opportunities for banks and other financial services providers.
The Analysts are Up & the Pressure is On - Read more about the session
Shane Hubbell - Managing Director, Alkali Partners
Jacob Jegher - Senior Vice President, Banking and Head of Strategy, Javelin Strategy & Research
Daniel Latimore - Senior Vice President, Banking Group, Celent
Tiffani Montez - Retail Banking Senior Analyst, Aite Group
Ron Shevlin - Director of Research, Cornerstone Advisors
Jerry Silva - Global Retail Banking Research Director, IDC Financial Insights
9:55 am - 10:35 am 40 mins
Keynote Address: How Blockchain will revolutionise the industry
Bettina Warburg - Blockchain Researcher, Entrepreneur and Educator, Animal Ventures
10:35 am - 10:55 am 20 mins
Strategy Session: Is the future digital interface voice activated?
Mark Schwanhausser - Director Digital Banking, Javelin Strategy
Theodora (Theo) Lau - Innovator Technologist and Connector, Unconventional Ventures
Windsor Tanner - VP, Voice Biometrics for Real-Time Authentication, Nice
10:55 am - 11:30 am 35 mins
Refreshments and Networking Break
11:30 am - 12:00 pm 30 mins
Panel Discussion: Open Banking, APIs & Regulation - shifting sands of the US banking industry
Jacob Jegher - Senior Vice President, Banking and Head of Strategy, Javelin Strategy & Research
Kerry Warwicker - Head of Research & Intelligence, Digital Cash Products - Global Transaction Banking, Deutsche Bank
Dan Quan - Head of Catalyst, Consumer Financial Protection Bureau (CFPB)
Oded Shoshany - CEO, CeleritiFinTech
12:00 pm - 12:20 pm 20 mins
Question Time: Customer Acquisition and Retention Models - New technologies and ideas being used to sell to and service client accounts in order to increase growth and profits
Our electronic polling app will enable the audience to vote for the questions they want the panel to be asked.

Steven Ramirez - CEO, Beyond the Arc
Mahima Chawla - Growth Lead at Square Capital, Square
Vaduvur Bharghavan - CEO, Ondot Systems
12:20 pm - 1:00 pm 40 mins
Thriving in an Era of Digital Disruption
JP Nicols - Managing Director, Fintech Forge
1:00 pm - 2:00 pm 60 mins
Lunch and Networking
2:00 pm - 2:05 pm 5 mins
BANKING & PAYMENTS SUMMIT
Chairman's Opening Remarks
Jim Van Dyke - Founder & CEO, Futurion
2:00 pm - 2:05 pm 5 mins
DIGITAL LENDING SUMMIT
Chairman's Opening Remarks
Jim Bruene - Founder, Finovate / BUX Advisors
2:00 pm - 2:05 pm 5 mins
CUSTOMER EXPERIENCE SUMMIT
Chairman's Opening Remarks
Steven Ramirez - CEO, Beyond the Arc
2:00 pm - 2:05 pm 5 mins
CYBER SECURITY SUMMIT
Chairman's Opening Remarks
Al Pascual - Senior VP of Research, Head of Fraud & Security, Javelin Strategy & Research
2:05 pm - 2:35 pm 30 mins
BANKING & PAYMENTS SUMMIT
Innovator Insight: Speeding up the time to market for new products and services
Jim Van Dyke - Founder & CEO, Futurion
Alejandro (Alex) Carriles - Executive Vice President, Director of Mobile and Online Banking, BBVA
Thelton McMillian - Founder & CEO, Comrade
Marco De Freitas - Managing Director, Head of Retail Strategy, Product, & Digital Client Experience, TD Ameritrade
2:05 pm - 2:35 pm 30 mins
DIGITAL LENDING SUMMIT
Special Address: America's Financial Health Crisis - Helping consumers Kick their Debt Addiction
Scott Sanborn - CEO, LendingClub
2:05 pm - 2:35 pm 30 mins
CUSTOMER EXPERIENCE SUMMIT
Special Address: Anticipating customer needs to increase customer satisfaction and retention
Suresh Ramamurthi - Chairman, CBW Bank
2:05 pm - 2:35 pm 30 mins
CYBER SECURITY SUMMIT
Strategy Session: Digital identity schemes - if banks don't create a working system, someone else will.
Al Pascual - Senior VP of Research, Head of Fraud & Security, Javelin Strategy & Research
Matthew Thompson - Director of Business Development - Digital, Capital One
Ori Eisen - Founder & CEO, Trusona
Michael Chang - Digital Consultant, Wells Fargo
2:35 pm - 2:55 pm 20 mins
BANKING & PAYMENTS SUMMIT
Fireside Chat: Payment insights - As the payment ecosystem transforms FIs must reassess their payment solution strategy
Steven Ramirez - CEO, Beyond the Arc
Carolyn Criscitiello - Head of Digital Payments, HSBC
2:35 pm - 2:55 pm 20 mins
DIGITAL LENDING SUMMIT
Fireside Chat: The Road to Re-engineering the Mortgage Industry
Jim Bruene - Founder, Finovate / BUX Advisors
Erin Collard - CFO & Co-Founder, Blend
Laura Roedel - Vice President of Retail Marketing, Flagstar Bank
2:35 pm - 2:55 pm 20 mins
CUSTOMER EXPERIENCE SUMMIT
Fireside Chat: What is the role of humans, if any, in the future of digital customer service?
Lisa Gold Schier - Group Senior Vice President, American Bankers Association (ABA)
Greg Boudreaux - Vice President of Business Analysis for Digital Channels, First Republic Bank
Bradley Leimer - Managing Director and Head of Fintech Strategy, Explorer Advisory & Capital
2:35 pm - 2:55 pm 20 mins
CYBER SECURITY SUMMIT
Fireside chat: Innovation in Security - cutting edge start ups discuss what's new in cyber security
Sean Sposito - Analyst Cybersecurity, Javelin Strategy & Research
Ben Johnson - CTO & Co-Founder, Obsidian Security
Rob Fry - VP, Engineering, Jask
2:55 pm - 3:25 pm 30 mins
BANKING & PAYMENTS SUMMIT
Payment Innovation - What do you need to know about emerging technologies
Jim Van Dyke - Founder & CEO, Futurion
Alex Jimenez - Vice President Senior Strategist, Zions Bancorporation
Mary Ann Francis - Global Head of Strategy and Product for Payments, Treasury and Blockchain, CeleritiFinTech
Greg Smith - Managing Director, FT Partners
2:55 pm - 3:25 pm 30 mins
DIGITAL LENDING SUMMIT
Financial Inclusion: How to profitably serve the unbanked and underbanked market using new technology, alternative data and risk management
Jim Bruene - Founder, Finovate / BUX Advisors
Sally Taylor-Shoff - Scores Vice President, FICO
Mark Greene - Director, SafetyNet | CUNA Mutual Group
Juan Tavares - Co-Founder and Chief Strategy Officer, LendingPoint
Anu Shultes - General Manager, Lendup
2:55 pm - 3:25 pm 30 mins
CUSTOMER EXPERIENCE SUMMIT
Off the record with Apple: Drive a high-caliber experience for employees and customers
Todd Scholfield - Worldwide Industry Lead for Financial Services, Apple
2:55 pm - 3:25 pm 30 mins
CYBER SECURITY SUMMIT
Fireside Chat: Managing your KYC obligations from on board and throughout your customer life cycle
Verifying through biometrics and predicting through machine learning
Kedar Samant - Co-Founder and Chief Technology Officer, Simility
Elizabeth Vogelsang - Director of Risk Management, Chime
Al Pascual - Senior VP of Research, Head of Fraud & Security, Javelin Strategy & Research
3:25 pm - 4:00 pm 35 mins
Afternoon Coffee & Networking Break
4:00 pm - 4:30 pm 30 mins
BANKING & PAYMENTS SUMMIT
Strategy Session: The platformification of banking, providing customers more choices
Jim Van Dyke - Founder & CEO, Futurion
Nate Wehunt - Senior Vice President and Head of Digital, City National Bank
Alex Jimenez - Vice President Senior Strategist, Zions Bancorporation
Michael Cerda - Head of Product, Marcus by Goldman Sachs
4:00 pm - 4:30 pm 30 mins
DIGITAL LENDING SUMMIT
Strategy Session: Expanding the use of data & analytics – big data, AI, advanced analytics & cognitive computing
Jim Bruene - Founder, Finovate / BUX Advisors
Emil Matsakh - Chief Analytics Officer, Commonwealth Bank of Australia
Rafael De la Vega - Head of Digital Strategic Partnerships, Banco Santander
PV Bóccasam - CEO, WealthEngine
Ramsey Alwin - Director, Financial Resilience, Thought Leadership, AARP
4:00 pm - 4:30 pm 30 mins
CUSTOMER EXPERIENCE SUMMIT
Strategy Session: How will AI change how you interact with customers to create a better customer experience?
Steven Ramirez - CEO, Beyond the Arc
Ryan Miller - Senior Vice President, Design & Delivery Leader, Innovation Group, Wells Fargo
Imran Khan - VP Digital Customer Experience, TD Bank
4:00 pm - 4:30 pm 30 mins
CYBER SECURITY SUMMIT
Strategy Session: Has the threat landscape expanded – or just shifted? A discussion of phishing, misconfigured servers (cloud), credential reuse and extortion.
Sean Sposito - Analyst Cybersecurity, Javelin Strategy & Research
Matthew Wong - Security Solutions Architect, Phantom
Heath Renfrow - Vice CISO, LEO Cyber Security
Bryan Payne - Product & Application Security Team Lead, Netflix
4:30 pm - 5:00 pm 30 mins
BANKING & PAYMENTS SUMMIT
C-Suite Officers Debate: What will be the role of the branch in a digital world?
Debbie Bianucci - President & Chief Executive Officer, BAI
Nicolas Kopp - US CEO, N26
John Waupsh - Chief Innovation Officer, Kasasa
Kevin Bender - Executive Vice President, Chief Operating Officer, American River Bank
David Frith - Chief Strategy Officer, City Credit Union
4:30 pm - 5:00 pm 30 mins
DIGITAL LENDING SUMMIT
Innovator Insight: How is Fintech transforming the financial hubs landscape globally?
Jim Bruene - Founder, Finovate / BUX Advisors
Valentina Isakina - Managing Director, JobsOhio
Ludwika Alvarez - Senior International Trade Specialist - Global Financial Services, US Department of Commerce
Aiden Hayes - Senior Business Leader, Enterprise Ireland
4:30 pm - 5:00 pm 30 mins
CUSTOMER EXPERIENCE SUMMIT
C-Suite Officers Debate: Does cutting edge CX improve long-term profits?
Steven Ramirez - CEO, Beyond the Arc
Jason Osterhage - SVP, Chief Lending Executive, Alliant Credit Union
Ravi Bala - Vice President and CIO, Digital Technology Customer Office, Prudential
Lisa Gold Schier - Group Senior Vice President, American Bankers Association (ABA)
4:30 pm - 5:00 pm 30 mins
CYBER SECURITY SUMMIT
Practitioners Debate: Are we winning the security battle or are we creating more vulnerabilities?
Sean Sposito - Analyst Cybersecurity, Javelin Strategy & Research
Ty Sbano - Head of Security, Periscope Data
Philip Martin - Director of Security, Coinbase
Caleb Sima, Former Managing VP Cybersecurity at Capital One
5:00 pm - 5:05 pm 5 mins
BANKING & PAYMENTS SUMMIT
Chairman's Closing Remarks
5:00 pm - 5:05 pm 5 mins
DIGITAL LENDING SUMMIT
Chairman's Closing Remarks
5:00 pm - 5:05 pm 5 mins
CUSTOMER EXPERIENCE SUMMIT
Chairman's Closing Remarks
5:00 pm - 5:05 pm 5 mins
CYBER SECURITY SUMMIT
Chairman's Closing Remarks
5:05 pm - 6:30 pm 85 mins
Reception & Networking

8:00 am - 9:00 am 60 mins
Registration, Continental breakfast & Networking
9:00 am - 9:05 am 5 mins
Chairman's Opening Remarks
David Penn - Research Analyst, Finovate
9:05 am - 9:45 am 40 mins
Keynote Address: The rise of Natural Language Processing (NLP), smart speakers (Alexa), and a future with far less screen time
Adam Cheyer - Co-Founder and VP Engineering, Siri and Viv Labs
9:45 am - 10:05 am 20 mins
Fireside Chat: How to innovate on behalf of the customer
David Penn - Research Analyst, Finovate
Joseph Villamizar - Director, FinTech Partnerships, Scotiabank
Patrick Gauthier - Vice President, Amazon Pay
10:05 am - 10:35 am 30 mins
Morning Coffee & Networking Break
10:35 am - 10:40 am 5 mins
BANKING & PAYMENTS SUMMIT
Chair's Opening Remarks
Jim Van Dyke - Founder & CEO, Futurion
10:35 am - 10:40 am 5 mins
SMB FINTECH SUMMIT
Chair's Opening Remarks
Steven Ramirez - CEO, Beyond the Arc
10:35 am - 10:40 am 5 mins
NEW TECHNOLOGY SUMMIT
Chair's Opening Remarks
David Penn - Research Analyst, Finovate
10:40 am - 11:00 am 20 mins
BANKING & PAYMENTS SUMMIT
Fireside Chat: FI + Core Vendor + FinTech - What it takes to make the partnership work
Jim Van Dyke - Founder & CEO, Futurion
Chrystina (Tina) Giorgio - President & CEO, ICBA Bancard
10:40 am - 11:00 am 20 mins
SMB FINTECH SUMMIT
Special Address: Why digital financial services are well suited for building profitable relationships with SMBs
Rob Frohwein - Co-Founder & CEO, Kabbage
10:40 am - 11:00 am 20 mins
NEW TECHNOLOGY SUMMIT
Fireside Chat: AI, Machine Learning, NLP & Deep Learning - Ingredients needed for an FIs future
David Penn - Research Analyst, Finovate
Ramneek Gupta - Managing Director & Co-Head of Venture Investing, Citi Ventures
11:00 am - 11:30 am 30 mins
BANKING & PAYMENTS SUMMIT
Innovator Insight: P2P Payments are the new ‘must have’ service –What’s next?
Jim Van Dyke - Founder & CEO, Futurion
Shari Krikorian - Senior Vice President, Push Payments, Mastercard
Eric Solis - Founder & CEO, MOVO
Jane Hennessy - Head of External Alliances, G2 Web Services
11:00 am - 11:30 am 30 mins
SMB FINTECH SUMMIT
Innovator Insight: SMB Challenger banks are taking off in Europe. Will the same thing happen in North America?
Steven Ramirez - CEO, Beyond the Arc
Brian Merritt - Co-Founder & CEO, Seed
Tyler McIntyre - Founder, Bank Novo
Jacob Schuler - Founder, Alpha Business Bank
11:00 am - 11:30 am 30 mins
NEW TECHNOLOGY SUMMIT
Innovator Insight: Will augmented reality (AR) and virtual reality (VR) transform banking?
David Penn - Research Analyst, Finovate
Bradley Leimer - Managing Director and Head of Fintech Strategy, Explorer Advisory & Capital
11:30 am - 11:50 am 20 mins
BANKING & PAYMENTS SUMMIT
Case Study: Generating new revenue through fintech collaborations
Lisa Gold Schier - Group Senior Vice President, American Bankers Association (ABA)
Peter Glyman - Co-Founder and President, Geezeo
Matt Tollerton - Director of eCommerce, Central Bancorp
11:30 am - 11:50 am 20 mins
SMB FINTECH SUMMIT
Fireside Chat: A Pioneer of Challenger Banking - an SMB Unicorn Story
Steven Ramirez - CEO, Beyond the Arc
Valentina Kristensen - Director of Growth and Communications, OakNorth
11:30 am - 11:50 am 20 mins
NEW TECHNOLOGY SUMMIT
Fireside Chat: How Technology Enables the New Private Capital Market
Ullas Naik - Founder and General Partner, Streamlined Ventures
Sohail Prasad - Co-Founder & Co-CEO, Equidate
Samvit Ramadurgam - Co-Founder & Co-CEO, Equidate
11:50 am - 12:20 pm 30 mins
BANKING & PAYMENTS SUMMIT
Leaders Debate: Financial Services is posed for an unprecedented transformation - from Millennial to Generation Z, how is the industry being radically reshaped
William Mills III - CEO, William Mills Agency
Jennifer McHugh - Director of Public Affairs & Financial Education, Royal Credit Union
Peggy Mangot - Senior Vice President, Innovation, Wells Fargo
Vaduvur Bharghavan - CEO, Ondot Systems
11:50 am - 12:20 pm 30 mins
SMB FINTECH SUMMIT
Leaders Debate: SMB Lending - can banks compete with the growing fintech marketplace lenders?
Steven Ramirez - CEO, Beyond the Arc
Brock Blake - Chief Executive Officer, Founder, Lendio
Adam Stettner - Founder & CEO, Reliant Funding
Stuart Blake - VP, Sales & Customer Success, BlueVine
11:50 am - 12:20 pm 30 mins
NEW TECHNOLOGY SUMMIT
Leaders Debate: Will Cryptocurrency replace gold or challenge the dollar? Is this a bubble or a lasting change in financial assets?
David Penn - Research Analyst, Finovate
Matt Hougan - Global Head of Research, Bitwise Asset Management
Siri Srinivas - Investment Team, Draper Associates
12:20 pm - 1:20 pm 60 mins
Lunch & Networking Break
1:20 pm - 1:50 pm 30 mins
VC Investor Outlook: What's getting funded now as well as predictions for the next 2 years
David Penn - Research Analyst, Finovate
Brian Kass - President & Managing Director, CMFG Ventures
Alexander Prokhorov - Partner, Finsight Ventures
Dan Rosen - Founder & General Partner, Commerce Ventures
Kyle Lui - Principal, DCM Ventures
1:50 pm - 2:50 pm 60 mins
The Finovate Finale! Accelerator / Incubator / Lab Showcase
Top accelerators each showcase 2 of their hottest portfolion companies in 3-minute pitches - this is a high energy and a thought provoking conclusion to Finovate Spring.

Ravi Belani - Managing Director, Alchemist Accelerator
Martin Zych - CEO, Jirav (Alchemist Accelerator)
Terry Gore - Director of Financial Services and Fintech, JobsOhio
Drew Glover - Director of Marketplace, Steady
Rob Zwink - Co-Founder & CTO, SafeChain
Paddy Ramanathan - Founder & Managing Director, iValley Innovation Centre
PJ Gupta - Founder, Checkbook (iValley Accelerator)
Harish Doddi - CEO, Datatron (iValley Accelerator)
Aaron Tainter - Program Manager, AlphaLab
George Cook - Co-Founder & CEO, Honeycomb Credit (AlphaLab Accelerator)
Dave Bernard - CEO, iraLogix (AlphaLab Accelerator)
Kevin Bouey - Senior Vice President, Wells Fargo Startup Accelerator
Anu Bhaskar - CTO & Co-Founder, Hurdlr (Wells Fargo Startup Accelerator)
Tracy DeMiroz - VP Marketing, Kasisto (Wells Fargo Startup Accelerator)
Louis Condon - Program Director, gener8tor
Chris Campbell - CEO, ReviewTrackers (gener8tor Accelerator)
Michael Cromheecke - CEO, SteamChain (gener8tor Accelerator)
2:50 pm - 3:00 pm 10 mins
Chairman's Closing Remarks
3:00 pm - 3:05 pm 5 mins
End of Conference