Jun 24, 2018
Ease of transacting, market volatility and long transaction processing times are the three barriers to crypto spending. Digits has solved for these by making transacting as easy as swiping your existing credit card. Their back-end technology, The Hedge Lending Network, is the world's first network-hedged lending system. This system eliminates crypto market volatility and long transaction times by using smart contracts and a hedged lending system. Networked participants hedge crypto lows against future highs, and smart contracts lock in rates at the time of your transaction, giving you an instantaneous transaction speed with zero volatility.
Digits has created this technology with the vision to make transacting crypto as easy as transacting is today, for both consumers and merchants.
Digits is currently in Pre-ICO through September 2018 and is open to accredited investors.
Attention. There is a risk that unverified members are not actually members of the team
DIGITS is a platform that integrates the cryptocurrency market into the credit and debit market enabling people who hold cryptocurrency to easily make any payments of goods and services via their existing debit and credit cards.
The platform use promotes easy crypto trading as it permits the users to make payments of goods and services using their cryptocurrency as it links their customer’s debits and credit cards with the cryptocurrency. I would therefore invest in this project.
Pros Automatic Savings — Digit's service makes saving simple and as easy as sending a text message. In fact, you don't have to make any transfers if you don't want to. Simplified Goals — With one savings account, you can simplify your goal and work toward one small short-term savings goal. No distractions and it's easy to stay on track. Save Without Thinking — Once you set up Digit it's easy to set-and-forget your savings with them. Next thing you know, you have some vacation or fun money saved up. $5 Referral per Signup — Get $5 for each friend you refer to Digit's service. Cons $2.99 Monthly Fee — Digit costs $2.99 a month to use their service. Cannot Perform Transactions via the Website — You cannot make deposits or withdraw money via Digit's website. Unexplained Savings Algorithm — After questioning Digit's team and CEO directly, I still have no idea how they determine how much money to transfer into your account every few days. If you don't want to give up the control of your finances, you may not like their vague algorithm. Small Savings Interest — The way Digit makes money is off of the interest your savings account makes while paying you only a very small portion based on the money in your account. Not for Long-Term Savings — Digit won't make you rich and it's more difficult to save money towards a larger goal, like buying a home or retirement.
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