Credible Network

Credible Network

Created using Figma
Created using Figma

Last Update

Aug 15, 2018

Credible is the only global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes. And we’re doing this to solve the $5.2 trillion funding gap suffered by SMEs each year who struggle to gain credit because of a lack of trustworthy data.
Pre-Sale
Jul 17, 2018
Jul 31, 2018
100% completed
Raised funds - no Data
past
Token Details
Ticker
PESA
Total supply
500000000
Token Distribution
Public 50%
Treasury 20%
Early backers 10%
Staff 9%
Partners 7%
Community 4%
Accepted Currencies
ETH, BTC, HT, BNB
Company Details
Registered Company Name
SmartPesa
Company Founded
May 20, 2014
Bonus Structure
40% Private
20% Pre-sale
10% Public
Additional Details
MVP/Prototype
Yes
Platform
Ethereum
Whitelist
Yes , from Aug 15, 2018 till Oct 15, 2018
KYC
Yes
Categories
Platform

About Credible Network

SmartPesa is the team behind Credible. It is an experienced payments and agency banking FinTech which has been powering transactions for over 8,000 business owners in 5 countries since 2014. SmartPesa’s regulatory and standards compliant platform-as-a-service provides a range of financial services across the last mile in Emerging Markets. It can be deployed on-premises or in the cloud and supports international and local cards, wallets, APIs as well as cryptocurrencies.

Credible is the SmartPesa’s team 3rd Blockchain project after successfully rolling out CryptoPayments and CryptoATM which are part of the SmartPesa product suite. We see our role as developing the first wave of Credible, helping to add data and becoming the first Trusted Escrow Agent (TEA).

Features

Data collection: Businesses own their own data. They are incentivized to build strong credit histories as they share their business credit data on the blockchain.

Data usage: Our ecosystem connects lenders, data providers, credit scorers, researchers & enterprises to contribute, verify and consume credit data.

Financial Marketplace: The Credible marketplace is open to purchase raw data, value added credit reports and loan provision facilitated by Trusted Escrow Agents (TEAs).

Technical Info

Credible has its own infrastructure, a blockchain network for public access, data contribution and querying. It is multi-country and will comprise of a large number of nodes, each a separate TEA.

Our code and design is and will always be open source and is shared on Github.

We encourage collaboration and welcome suggestions to improve the design and flow of Credible. 

  • Credible uses blockchain in a novel way to store cryptographically secured data
  • Tendermint validators ensure Byzantine-fault tolerance across all nodes
  • We adopt MongoDB as our storage layer in a noSQL database for large datasets
  • Flexible JSON data models for hierarchy, classification and querying across credit data

Credible Network Roadmap

  • Nov 2017 - Feb 2018

  • Run own own nodes.
    R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments.
  • APR 2018

  • Register patent for blockchain based payments (SG 10201802929R).
  • JUN 2018 - AUG 2018

  • Token Sale.
  • Q3 2018

  • Publish credit data model and taxonomy (systematics, structure, hierarchy).
  • Read More
  • Q4 2018

  • R&D on Credible (data replication, consensus, trial data, noSQL storage), incorporate local offices in PH.
  • Q1 2019

  • Design Credible RPC (interface, validation), Credible Token acceptance payment.
  • Q2 2019

  • Launch Credible testate with Credible Explorer. First 20 nodes shared keyring, joining and recovery.
  • Q3 2019

  • Credible SDKs for Mobile publish Credible RPC interface for add, validate, search, purchase credit data.
  • Q4 2019

  • Onboard existing merchants onto new blockchain with terminal service provides (TSP) and merchant service provides (MSP).
  • Q1 2020

  • Sign on data consumers (MFI, banks, loan providers).
  • Q2 2020

  • Credit scoring model, loan provision support.
  • Q3 2020

  • Dynamic data pricing exchange.

Activity

Activity:
25
VERY LOW
Posts:
94
VERY LOW
Views:
1 353
LOW
Posts:
162
MEDIUM
Followers:
464
VERY LOW
Likes:
456
VERY LOW
Rating:
4.40
HIGH
Reviews:
5
VERY LOW
Followers:
231
VERY LOW
Tweets:
309
HIGH
30 Days Growth:
-26
Alexa
Rank:
2 613 795
VERY LOW
Delta:
0
Year commits:
176
Watchers:
14
Stars:
1
Forks:
0
Open issues:
0

Team

Verified 79%

Attention. There is a risk that unverified members are not actually members of the team

Founder and CEO, Nehme Group
verified
C-Level Executive, Financial Inclusion advocate, F...
verified
CEO and Co-Founder, InfoCorp and SentinelChain
unverified
Partner of Invention Capital, Inventor of IP Block...
unverified
CEO & Co-Founder
verified
Chief Marketing Officer
verified
CTO & Architect
verified
Business Development
verified
Cryptography & Blockchain Engineer
verified
Backend & Blockchain Engineer
verified
Android & iOS Engineer
verified
Operations Manager
verified
Senior Developer
verified
Payment & Cryptography Specialist
unverified

Advisors

Verified 50%

Attention. There is a risk that unverified members are not actually members of the team

CGAP Consultant, SUSS Fellow, Travelkhana
verified
Cryptocurrency Fund Manager, Blockchain Technologi...
unverified

Former members

Senior SDK Engineer

Credible Network Interviews

Fabio Nehme
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Credible is a serious project, led by a very strong, proven fintech team that applies in an inteligent and innovative manner blockchain and digital coins to create a real-world solution to a real-world, global problem, which is the acute need for greater financial inclusion and access to financial services in developing countries.
Ali Hussein Kassim
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I’m an expert advisor
Barry Levett
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I'm proud to be CEO of Credible, a blockchain solution that I believe could change how business financing is done in emerging markets. Data ownership is a key part of empowerment, not just access to credit. Credible does all this.
Cat Williams- Treloar
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Onboard as the CMO Reinventing Credit Scoring.
Thorsten Neumann
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Lead the R&D efforts and collaborate with the team on possible innovative blockchain applications in the area of storing and sharing credit data
Shlomi Podgaetz
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Business development and expanding the company reach into new markets.
Credit data is extremely valuable and only via a decentralised solution, merchants and small business will be able to benefit from their own data
Phuc Nguyen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am proud to be a member of SmartPesa where my contributions can make human lives better.
Trung Nguyen
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
quite promising project
Shaik Ashiq
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
My role is to develop the Android and iOS apps for Credible and make sure merchants have a user-friendly experience.
Jun Azuelo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
I am in-charge of operations
Huỳnh Thái Tâm
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
Lead Senior Developer at SmartPesa
Matteo Chiampo
As a team member, сan you tell us about your role in the ICO project? What do you think about idea?
In my experience bringing financial services to the unbanked, I found that missing, incomplete, and untrustworthy information is potentially an obstacle for micro and small enterprises to access capital. By leveraging Blockchain technology to unlock credit history data, Credible can serve as a game-changer in helping to reduce the massive SME funding gap in developing economies

Last News

  • Because there may be time differences in information updates, accurate information about each ICO project should be verified through its official website or other communication channels.
  • This information is not a suggestion or advice on investing in ICO funding. Please thoroughly investigate the relevant information yourself and decide on ICO participation.
  • If you think there are issues or problems to be corrected on this content, or if you would like to submit your own ICO project to be listed, Please email us.
Please read the disclaimer and risk warning. Show disclaimer and risk warning.
Planning an ICO? We can help with a wide range of support for all stages of your ICO