Last Update
Aug 15, 2018
SmartPesa is the team behind Credible. It is an experienced payments and agency banking FinTech which has been powering transactions for over 8,000 business owners in 5 countries since 2014. SmartPesa’s regulatory and standards compliant platform-as-a-service provides a range of financial services across the last mile in Emerging Markets. It can be deployed on-premises or in the cloud and supports international and local cards, wallets, APIs as well as cryptocurrencies.
Credible is the SmartPesa’s team 3rd Blockchain project after successfully rolling out CryptoPayments and CryptoATM which are part of the SmartPesa product suite. We see our role as developing the first wave of Credible, helping to add data and becoming the first Trusted Escrow Agent (TEA).
Data collection: Businesses own their own data. They are incentivized to build strong credit histories as they share their business credit data on the blockchain.
Data usage: Our ecosystem connects lenders, data providers, credit scorers, researchers & enterprises to contribute, verify and consume credit data.
Financial Marketplace: The Credible marketplace is open to purchase raw data, value added credit reports and loan provision facilitated by Trusted Escrow Agents (TEAs).
Credible has its own infrastructure, a blockchain network for public access, data contribution and querying. It is multi-country and will comprise of a large number of nodes, each a separate TEA.
Our code and design is and will always be open source and is shared on Github.
We encourage collaboration and welcome suggestions to improve the design and flow of Credible.
Nov 2017 - Feb 2018
APR 2018
JUN 2018 - AUG 2018
Q3 2018
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Q1 2019
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Verified 79%
Attention. There is a risk that unverified members are not actually members of the team
Verified 50%
Attention. There is a risk that unverified members are not actually members of the team
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