Nova Credit

Nova Credit is a CRA and data analytics company with two products that help businesses make more fair and informed decisions on millions of ‘thin file’, no credit history, or new-to-country applicants.

The Credit Passport® unlocks cross-border credit bureau data to help businesses underwrite new-to-country newcomer populations. With credit reporting data from over 20 countries, the Credit Passport is in operation with leading companies in the United States, United Kingdom, Canada, Singapore, and the United Arab Emirates.

The Cash Atlas™ provides a suite of underwriting and verification solutions derived from bank statement data. From cash flow underwriting to verification of income, our solutions enable lenders and other businesses to make better decisions with greater precision.

Businesses use these products to approve more applicants without taking on more risk, and consumers are empowered to put their best foot forward in their applications. The company’s differentiated data sources and proprietary analytics are used by leading organizations like American Express, Verizon, HSBC, SoFi, and Yardi. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi.