Arch

Arch Lending is an American financial services company that specializes in providing secured cryptocurrency loans. Founded in 2022 in New York City, it offers individual and institutional loans secured by Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and private equity stakes. The company is known for its commitment to security, compliance, and customer service.

Arch Lending Key Features:

Cryptocurrency-backed loans: Loans are offered in USD or USDC stablecoins with interest rates starting at 12% per annum. The maximum loan-to-value (LTV) ratio is up to 60%, and the loan term is up to 12 months. The loan process is fully automated and can take a few minutes.

Startup equity loans: Employees and shareholders of tech companies can use their equity stakes as collateral to obtain a loan. This allows you to avoid tax consequences from selling shares and get liquidity without losing your stake in the company.
archlending.com

Secure Asset Storage: All clients' crypto assets are stored in a cold wallet using qualified storage through Anchorage, which ensures a high level of security. The company also provides asset insurance for up to $250 million.

Transparent Terms and No Hidden Fees: Arch Lending adheres to a no rehypothecation policy, which provides additional protection for clients' interests. The loan process does not require a credit check, and funds can be received on the same day.