Bitcoin - the world's largest and most popular cryptocurrency by market cap, is held in virtual wallets with unique keys. Bitcoin and other digital coins are equivalent of cash, but in electronic form. The virtual currency is not held in physical form. Digital currency is decentralised by a ledger system called blockchain, which means that it is not controlled by a bank or central authority. Bitcoin bank may be considered an inaccurate term, as the digital coins are not regulated by a central authority. Exchange companies and firms that offer services of managing digital currency, are not technically banks. Bitcoin bank will allow people to hold their funds in a digital wallet or spend it like they would spend traditional money. People can manage their cryptocurrency balances on Bitcoin bank. Bitcoin bank will allow consumers to use the digital coin balance just like any other currency to make day-to-day withdrawals and purchases, just like cash, instead of keeping it as an investment. Crypto debit cards - commonly known as bitcoin debit cards, will be issued by Bitcoin bank will operate like prepaid debit cards. These can be loaded with cryptocurrency to make online and in-store purchases from merchants that do not accept the digital currency. Bitcoin bank will require individuals to create an account and/or digital wallet in order to apply for a crypto card. It will also require users to validate their identity using the Know Your Customer (KYC) verification process .
FIRST STEP (Q4, 2021)
SECOND STEP (Q1 ,2022)
THIRD STEP (Q2, 2022)
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