FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible & Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast & ubiquitous digital adoption in India & increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped & unserved demand.
Our Vision is to provide “Financial Access at a Click”. Consumers & small business owners can borrow through FlexiLoans to get loans customised to their needs at a fast pace & at transparent finance charges. We utilise our technology to provide a better experience, offering borrowers a convenient, simple & fast online application that improves the often time-consuming & frustrating Business Loan application process. We will generate unique scores based on each customer profile using our proprietary credit engine which will help them avail loans from our lending partners.