Competitive Compliance

After years of experience with Amazon and PayPal, Yana became an entrepreneur on a mission to showcase how compliance can operate as an agile and scalable function within FinTech, and developed her unique methodology to solving regulatory issues - famous "Just in Time Compliance" approach (which is reversing the pains and mistakes of traditional "Just in Case" compliance.

We can project manage your end-to-end license application process and help you reach your licensing, partnership, scalability or white label arrangements targets. We strongly believe that the future of compliance is in doing things just in time, automation, standardization, dashboards, risk-based monitoring, and scaling (and not in collecting utility bills or adding more people).

We also offer a digital program "Compliance That Makes Sense", supporting FinTech business owners and compliance professionals in the form of coaching group calls and by offering templates, discussing case studies, providing feedback, and sharing best industry practices as part of the program. If you just need to save time and are looking for specific policy and document templates, you will find them in our Templates Package. Remember: The worst possible compliance mistake in compliance is starting from scratch.

Why trust us with your compliance?

• Since 2017, Competitive Compliance has worked with prominent FinTech pioneers such as bitFlyer, Cryptopay, Banxa, Mara, TenX, BitPesa / Aza Finance, Chainium / WeOwn, VNX, LCX, Lirium, and a number of other industry leaders, and helped them build up scalable compliance programs and secure over a dozen of financial licenses, secure partnerships and and grow their businesses in Luxembourg, Switzerland, Liechtenstein, UK, Singapore, Nigeria, Uganda, Kenya, Spain, and several other jurisdictions.
• Competitive Compliance is your service provider and a member of your team – all at the same time. It is the best possible combination for a lean, growing startup, because we know and understand your business and your product and can be fully hands-on, but we also know what others in the industry are doing and what the emerging best practices are.
• After years of successful experience with multiple FinTech startups, we have never seen an approved license application or a large scale FinTech expansion or product launch project where everything was ready and 100% compliant from day one. There are always trade-offs and compromises, missing things and plans to improve over time. Yana's "secret" to FinTech compliance is to manage it as an iterative agile tech project, where you need to setup priorities, understand your risks, focus only on most critical issues at each point in time, test ideas, and keep continuous and open dialogue with regulators and auditors.