DeCredit is a DeFi 2.0 protocol that empowers the DeFi market by introducing the credit loan models, that is, linking credit authentication nodes and credit Oracle to lending products,on the premise of existing encrypted collateralised loan models, with a view to progressively reduce and finally eliminate collaterals,enabling staggered resource allocation and enabling the blockchain paradigm to inclusively enable the traditional financial lending sector. By doing this,DeCredit leverages the tremendous momentum generated by DeFi to provide liquidity support to a wider range of entities and individuals
1The world first "on-chain plus off-chain" omni-channel lending scenario.
2Realized regional level and global level credit oracle.
3The team has deeply engaged in credit investigation market for many years and has rich industry resources in credit investigation protocol,big data credit investigation,industrial fund,data risk control,etc.
DeCredit & Labs Group
LABS Group is world's first end to end blockchain powered real estate investment ecosystem Disrupting real estate investments in the largest asset class through the world's first end to end real estate investment ecosystem by fractionalizing real estate investment. Powered by the LABS Group ecosystem token through decentralized finance( DeFi) and governance.
Labs Group Mission
LABS Group, the world's first end to end real estate digital ecosystem, is reshaping real estate investment by segmenting investment, mortgage, and secondary markets through a regulated real estate stock exchange. 70%
1.DeCredit is a decentralized lending program powered by a credit oracle that matches peer-to-peer and user-to-user ending behavior on a blockchain network. DeCredit's stable-coin lending pool is available for this collaboration with LABS Group.
2. LABS Group mints the property rights or titles of its housing assets to NFTs and deposits them into DeCredit's pledge pool. Meanwhile the credit data of the asset holder is sent to DeCredit oracle for rating benefitting the lending from DeCredit's borrowing pool with optimized liquidity.
3. LABS Group then converts the borrowed funds into fiat money and gives it to LendCo.
4. LendCo allocates funds to different t real estate projects.
5. When the investment cycle ends, LABS Groups returns funds back to DeCredit and redeems the collaterals.
