Matera is a global technology powerhouse with over 30 years of experience providing mission-critical software for the banking, financial services, and retail sectors. Headquartered in Brazil, the company has established itself as a world leader in instant payment infrastructure and core banking solutions. Matera’s technology is the backbone of some of the world’s most advanced financial ecosystems, driving digital transformation through scalability, security, and innovation.
Core Solutions and Technological Leadership: The company is widely recognized as a key architect behind Pix, Brazil’s highly successful national instant payment system. Matera’s software processes billions of transactions, enabling real-time settlements that have revolutionized how an entire nation moves money.
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Matera Core Banking: A cloud-native, microservices-based platform that allows financial institutions to launch digital accounts, credit products, and investment services with unprecedented speed and flexibility.
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24/7 Ledger Technology: One of Matera’s standout innovations is its high-performance ledger designed for the "always-on" economy. It ensures that balances are updated instantly and accurately at any time of day, a critical requirement for modern real-time payment rails.
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Digital Assets and QR Code Payments: The platform simplifies the checkout experience for retailers and consumers alike by integrating QR-based payments and digital asset management, reducing transaction costs and friction.
Global Expansion and Vision: Leveraging its success in South America, Matera is now expanding rapidly into North America. It provides U.S. financial institutions with the expertise needed to navigate the shift toward instant payments (such as FedNow and RTP). With over 150 clients, including Tier-1 banks and global retail chains, Matera is not just a software provider; it is a strategic partner helping traditional institutions bridge the gap between legacy systems and the future of decentralized, real-time finance.
