PointPay.io

PointPay.io

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Created using Figma

最后更新

2021年3月3日

Welcome to the future of the BLOCKCHAIN-BASED BANKING
  • 市场
    价钱
    第24H卷
    24H(价格)
    24H(体积)
  • Livecoin
    PXP/BTC ] 1,Inf [%count%个月前
    $ 0.0182
    $ 5.021 K
    -
    -
  • Livecoin
    PXP/USDT ] 1,Inf [%count%个月前
    $ 1,103.74
    $ 819.971 K
    -
    -
  • Livecoin
    PXP/ETH ] 1,Inf [%count%个月前
    $ 0.0198
    $ 6.12
    -
    -
Round 1
2019年7月22日
2021年6月30日
90% 完成
募集资金 - 无数据
ongoing
令牌详细信息
断续器
PXP
总供应量
1,000,000,000
令牌分发
To be sold 50%
Yield banking reserve 30%
Team tokens 10%
Maximum allowance for high-volume investment purchases 10%
接受的货币
ETH, BTC, EOS, LTC, BCH, TRX, BNB, USDT, XLM, XRP
最小的贡献
10
USD
公司详情
注册公司名称
PointPay LTD
注册国家
Estonia
公司成立
Jun 25, 2018
奖金结构
$500 and more 2%
$1000 and more 3%
$3,000 and more 4%
$5,000 and more 7%
$10,000 and more 10%
额外细节
MVP /原型
平台
Ethereum
分类
平台

关于 PointPay.io

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

  • Low fees
  • Fast transfers worldwide
  • No currency restrictions
  • Virtual, debit and credit, fiat and crypto currency cards
  • Cryptocurrency lending
  • Crypto acquiring
  • Online mobile banking
  • Crypto Forex Trading
  • Crypto deposits and credits
PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

  • Fiat pay-ins and pay-outs
  • Tokenized assets trading (stocks, indices, commodities)
  • Daily crypto back to PXP holders
  • Four-level referral system and referral exchange
  • Leveraged trading (1:10)
  • 24/7 support

特征

PointPay Blockchain-based Bank 

The first in the world blockchain bank with bitcoin, dollar stable-coin and tokenized gold

  • Checking and Saving Accounts
  • Daily compound interest
  • BTC, ETH, USDt, XAUt and PXP-token support
  • Higher yield for PXP token holders on a progressive scale.

PointPay Crypto Exchange

  • Market, limit and stop-limit orders support
  • Simplified cryptocurrency conversion option for newbies
  • Referral system and bright advertising banners 
  • Progressive discount scale for PXP token holders.

PointPay Crypto Wallet

  • Graphic interaction of user's portfolio
  • Live price quotes
  • Sending the funds via email acceptable 
  • Automatical PXP accrual to the PointPay wallet when buying through Token Sale platform for BTC and ETH.

PointPay Payment System

  • Buy crypto with a bank card for USD, RUB and UAH
  • Sell crypto and withdraw the funds to a bank card for USD, RUB and UAH
  • Largest providers' support
  • Fully automized process.

Conception of products

Just one account needed to start using all the PointPay products.

Additional information

PointPay Team has created a course of educational video tutorials for beginners to make crypto mass-adoption happen.

技术信息

   

The PointPay Payment system

The PointPay Payment System (​PPPS​) aims to solve one of the most pressing issues in the cryptocurrency space - liquidity of crypto assets. While they are normally intended as payment methods, actually spending cryptocurrency is no easy task, especially when the vendors accept only FIAT payments. PPPS solves this by integrating with payment providers and leveraging its own cryptocurrency exchange service.

What happens behind the scenes when you swipe your card or touch the point of sale terminal with your phone while buying goods?

5 This process might be subject to change as the system is currently under development

  1. You link your card previously issued by a fully licensed and PCI DSS6 compliant bank (selected and approved as a PointPay payment partner) to the crypto asset of your choice using our app7

  2. Information goes from the merchant to a bank that is providing payment services to that particular merchant

  3. That bank is called Acquirer and his servers know what payment system is used at the moment so it routes information to the correct payment system

  4. The payment system knows what bank issued your card and the information

    flows to it

  5. This bank checks if you have enough funds and then send positive or negative

    response backwards

So this is how it works in general. We will add just one more simple step for you to this sequence and you will be able to use your crypto assets in brick and mortar stores, ATMs and even at online shops!

The PointPay Wallet

A cryptocurrency wallet is a software program that stores private and public keys and interacts with various blockchain to enable users to send and receive digital currency and monitor their balance. If you want to use Bitcoin or any other cryptocurrency, you will need to have a digital wallet.8

Comfort of usage

The PointPay Wallet (PPW) is a cryptocurrency wallet following all established and proven best practices. It has the following features:

  • ●  Easy transfer of funds to another user by some identification (email, phone and user-defined id).

  • ●  Support of all currencies on the PointPay platform.

  • ●  Easy overview of the user’s crypto holding and transactions.

  • ●  Can facilitate transfers to both PPW and non-PPW-users.

  • ●  Multi-platform support.

     

Security

Cryptocurrency transactions occur all the time. Most of those transactions are done in small amounts (such as small purchases and payments to merchants). On the other hand, large money transfers are a lot more seldom and require better security and validation.

This is where the concepts of Hot and Cold wallets in the cryptocurrency space come from.

● Hot Wallets or Hot Storage (HS) are wallets which are constantly connected to the internet which makes them less secure. They, however, offer a higher speed of execution and availability. In the PointPay system, only a small amount of funds will be kept in HS. Users will be able to operate with funds within the HS without the approval of the PointPay supervisors (​SV​). Regardless of this fact, this does not mean that the funds in those wallets will not be monitored. They will be under PointPay’s Hot Storage Fraud Policy (HSFP) which automatically detects fraud patterns and alerts the SV.

● Cold wallets or Cold Storage (CS) ​are air-gapped9 wallets which are considered state of the art in cryptocurrency security. They are not constantly connected to a network and require an SV interaction with the cold storage in order to approve a transaction. For example, let's assume that Bob wants to send Alice 1000 ETH. After he clicks the “Send” button, SV is notified about the large transaction. The transaction remains in “Waiting for moderation” status until the SV approves the transaction. After he checks the transaction for validity, the SV transfers ETH to Alice using CS. After a blockchain confirmation is received, the transaction’s status is changed to “Done”.

Using HS requires extra commissions and makes large-amount transactions slow and not user-friendly. What happens if the user wants to manage his money in a fast and secure way, even without supervision? In this case, the SESA and PPM technologies used.

PointPay Mirroring and Special Extra Secure Accounts

Any user can enable Special Extra Secure Accounts (SESA) as an option. If this is done, every transaction afterwards must be confirmed with a special payment password. All of the user's secure-sensitive data will be encrypted with this password. Even if another person has full access to the PointPay system, they still cannot decrypt this data.

In the event where the user loses his payment password, it will be recoverable, by passing an extended verification procedure. This is possible due to PointPay Mirroring (PPM), that includes asymmetric cryptography and PointPay Mirroring Storage (PPMS).

So what is PPM? When a user enables SESA and sets his Payment Password, this information is sent to PPMS in encrypted form. The encrypted form is produced using public/private key cryptography.

Private key from this public key is stored in cold storage, access to which granted only to SV. User can disable Mirroring when enabling SESA, but in this case, they will not be able to restore the data if Payment Password lost.

As an additional security measure, the user can choose to enable 2FA10 (two-factor authentication) checks for SESA, that will make checks in PG.

%name%Roadmap

  • June 25, 2018

  • - PointPay Company Registered
    POINT PAY LTD (Company No.11431098) .
  • Q3 2018

  • - Blockchain listener for transactions completed
    - Common ecosystem infrastructure plan created
    - Main site created
  • Q4 2018

  • - PointPay whitepaper, one-pager, pitch deck created
    - PointPay is added to major rating agencies lists
    - PointPay promotional video created
  • Q1 2019

  • - Authentication form created
    - Community of supporters created
    - Token sale form created
  • 阅读更多
  • Q2 2019

  • - All social media accounts created
    - Announcement in social media made
    - PointPay Live Roadmap created
  • Q3 2019

  • - Unified registration infrastructure completed
    - PointPay Crypto Exchange launched
    - PointPay Crypto Wallet launched
  • Q4 2019

  • - PointPay Blockchain-based bank launched
    - PointPay is elected the best blockchain start-up 2019 at Blockchain Life
    - PointPay token (PXP) integrated into Bank, Exchange and Wallet
  • Q1 2020

  • - PointPay Payment System with buy option launched
    - Sell option added to PointPay Payment System
    - Payment System connected to Bank, Exchange and Wallet
  • Q2 2020

  • - MoonPay, Indacoin, Mercuryo with worldwide debit and credit card coverage integrated into PointPay Payment System
    - Home pages are added to all products
    - PointPay Crypto School created
  • Q3 2020

  • - One-click instant transfers between all the products implemented
    - Release of mobile banking applications for Android and iOS
    - Markets overview integrated into PointPay Crypto Exchange
    - Lower transaction fees on a progressive scale for PointPay (PXP) token holders within the whole ecosystem implemented
    - Filing for Small Payment Institution license
    - PointPay complies with PCI DSS
    - Discounts to PXP tokenholders for internal transfers within the ecosystem
  • Q4 2020

  • - Launch of PointPay Crypto Loan module
    - Adding sell function to PointPay Payment System
    - Adding Exchange to mobile crypto banking applications
    - Adding loan module to mobile crypto banking applications
    - SEPA payments accessible for PointPay customers
  • Q1 2021

  • - Wire transfers accessible for PointPay customers
    - Voting platform for PXP token holders
    - Increasing of trading pairs on the Exchange
    - SEO optimization of all products
    - PXP burning program
  • Q2 2021

  • - Filing for Reg. D., EMI license UK, EMI license Estonia, EMI license Eurozone, Banking license Cayman Islands
    - Marginal trading implementation on PointPay Crypto Exchange started
    - PointPay Debit Card pre-order accessible
    - SWIFT payments integrated into PointPay platform
  • Q3 2021

  • - Attaching debit cards in personal account implemented
    - PointPay Debit Card is ready for distribution
    - Marginal trading implementation on PointPay Crypto Exchange finished
  • Q4 2021

  • - Following licenses granted: Reg. D. Filing, EMI license UK, EMI license Estonia, EMI license Eurozone, Banking license Cayman Islands
    - Aggressive promotion of PointPay on all the markets
    - Full ecosystem completed

活动

活动:
537
VERY HIGH
帖子:
940
HIGH
查看:
10 227
VERY HIGH
活动:
537
VERY HIGH
值得:
100
MEDIUM
帖子:
3
VERY LOW
查看:
644
VERY LOW
用户:
46
LOW
关注:
31 728
VERY HIGH
喜欢:
29 671
VERY HIGH
评分:
5
VERY HIGH
关注:
20 540
VERY HIGH
推文:
270
MEDIUM
检测到假用户:
6.50%
30天成长:
1211
会员:
30 814
VERY HIGH
30天成长:
3642
Alexa的

秩:
54 489
VERY HIGH
三角洲:
-30 646
年提交:
0
看守:
2
明星:
6
福克斯:
3
开放式问题:
0

参加活动

PointPay.io 球队

验证 38%

注意。未经证实的成员实际上可能不是团队成员

Andrey Svyatov
CEO
验证
Andrew Sivko
SR. GRAPHIC UX/UI DESIGNER
未验证
Jatin Kalra
COMMUNITY MANAGER
未验证
Svetlana Shyrokostup
SOCIAL NETWORK MANAGER
未验证
Alvis Albie
COMMUNITY MANAGER
未验证
Sebastian Lokonon
FRENCH NATIVE TRANSLATOR
未验证
Farheen Irfan
COMMUNITY MANAGER
未验证
Khurram Rajpoot
ACCOUNTANT
未验证
Elza Hovhannisyan
CONTENT WRITER
未验证
Valeriya Potapenko
Customer Support
验证
Artyom Zbandut
CO-FOUNDER & EXCHANGE PM
验证
Aleksandr Sviatov
CO-FOUNDER/CMO/WALLET PM
验证
Alex Varigin
Project Manager
验证
Irina Karpenko
Sr. Software Developer
未验证
Sergey Kovalev
Sr. Devops Engineer
未验证
Maria Blyashchuk
Business Development
未验证
Alina Ibragimova
VP of Customer Relations
验证
Natalya Nakhmanson
Legal Counsel
验证
Konstantyn Poplavsky
Content Writer
验证
Candy Zuo
Content Manager (Asia)
未验证
Ekaterina Pushkina
Business Development/ HR
验证
Oleg Fedorov
Software Developer
未验证
Pavlo Nykytiuk
Sr. Software Developer
未验证
Alex Chernokun
iOS Engineer
未验证

顾问

验证 13%

注意。未经证实的成员实际上可能不是团队成员

Zied Chaabane
ICO ADVISOR
未验证

86 ICOs

$114 495 564

Hamza Khan
ICO ADVISOR
未验证
Elias Tan
ICO ADVISOR
未验证
Saurav Devrani
ICO ADVISOR
未验证
Michael Brooks
ICO ADVISOR
未验证

19 ICOs

$73 149 761

Quentin Herbrecht
ICO ADVISOR
未验证
Joaquin Scarpa
ICO ADVISOR
未验证
Anatoly Gugel
ICO ADVISOR
验证

61 ICOs

$158 624 641

Naveen Kapoor
ICO Advisor
验证
Jay Derenthal
ICO Advisor
未验证
Kevin Kim
ICO Advisor
未验证
George Dicdiquin
ICO Advisor
未验证
Mikael Araújo
ICO Advisor
未验证
Ilya Polyakov
ICO Advisor
未验证
Vishal Savaliya
ICO Advisor
未验证

前成员

Renat Vakilov
ICO ADVISOR
Alex Prokopenko
Crypto Exchange PM
Ilya Shabanov
Sr. Software Developer
Leonid Shkolnyk
Android Engineer

PointPay.io 面试

Andrey Svyatov
As a team member, сan you tell us about your role in the ICO project?
Being CEO at PointPay, I feel a huge responsibility to the Team in particular and the whole crypto community in general. We will be the first in the world to develop a combined ecosystem including PointPay Crypto Bank, PointPay Crypto Wallet and PointPay Crypto Exchange in order to meet so much desired trend of all-in-one solution delivery.
What do you think about idea?
It's not a secret that creation of a fin-tech start-up requires a lot of efforts, skills and time. That is why we are doing our best in order to develop the products and make them competetive and desirable for customers to use.
We do have the key to success. It's our experienced Team.
Valeriya Potapenko
As a team member, сan you tell us about your role in the ICO project?
Young and dynamic customer support specialist, always ready to hear users’ needs and find a quick solution to their requests, I provide customer support through social media platforms.
What do you think about idea?
A revolutionary idea of crypto exchange, crypto wallet and crypto bank - is a perfect all-in-one solution for cryptocurrency ecosystem!
Renat Vakilov
As a team member, сan you tell us about your role in the ICO project?
I'm managing PointPay Crypto Bank product and facilitate product management of other PointPay products
What do you think about idea?
PointPay team has a vision that combines great ambitions and clear delivery strategy planned in step-by-step manner
Artyom Zbandut
As a team member, сan you tell us about your role in the ICO project?
I have been trading for years until took a position of crypto exchange manager. I'm one of the key persons responsible for technical tasks, exchange algorithms, quotes and options for traders. The PointPay Exchange, on which we are working hard, will become the main source of liquidity to the whole ecosystem. This product with its user-friendly design will be appreciated by our customers.
What do you think about idea?
Newness of the PointPay approach is that we will definitely achieve all the goals that we set to ourselves in the terms of development and creation of the client base. Experienced staff, pleasant team spirit and a desire to become the first one in the industry guarantee a way to success and implementation of idea.
Anatoly Gugel
As a team member, сan you tell us about your role in the ICO project?
I am a crypto wallet product manager.
Have a big experience in a blockchain field. Working with projects cryptowallet Billion App, Bitkong.com, uremont.com and more.
What do you think about idea?
Of course, it's great. It will be first really working crypto bank. This will enable more people around the world to start working with banking services
Aleksandr Sviatov
As a team member, сan you tell us about your role in the ICO project?
Experienced ICO advisor, worked on a variety of projects. Project marketing and promotion specialist. Reputation management expert. Professional interests are in the area of cryptocurrency project promotion.
What do you think about idea?
PointPay is solving cutting edge crypto issues creating a closed-loop ecosystem which consists of PointPay Crypto Exchange, PointPay Crypto Wallet and PointPay Crypto Bank.
Alex Varigin
As a team member, сan you tell us about your role in the ICO project?
I've been assigned a PM role at PointPay. Assisting with ongoing tasks, project management and monitoring.
What do you think about idea?
PointPay is a new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.
Alina Ibragimova
As a team member, сan you tell us about your role in the ICO project?
I'm responsible for managing and maintaining relationships with assigned clients in B2B and B2C account management.
What do you think about idea?
PointPay is a revolutionary blockchain-powered online platform striving to implement a fully licensed all-in-one solution for crypto and fiat currencies on the global market.
Natalya Nakhmanson
As a team member, сan you tell us about your role in the ICO project?
I am in-house legal Counsel at PointPay, I help in optimization of legal risks in different jurisdictions.
What do you think about idea?
Modern world needs one platform with different crypto-products that are integrated with each other. Point Pay ecosystem allows to exchange currencies, to store assets in crypto wallet and to pay in crypto. I like the company vision and I am proud to be a part of the team.
Konstantyn Poplavsky
As a team member, сan you tell us about your role in the ICO project?
A content manager and editor. Marketing and analytical writing.

Also involved in other lines of work including bounty campaign.
What do you think about idea?
I'm honored to be part of the team of professionals united by aspiration to go down in history as the creators of the world's first all-in-one solution for cryptocurrency ecosystem.
Naveen Kapoor
As a team member, сan you tell us about your role in the ICO project?
Naviin Kapoor, founder of “The Times of Crypto” and a blockchain & ICO consultant with more than twelve of experience in project management and business analysis and more than one year of experience in ICO implementation, cryptocurrencies, ethereum, bitcoin, hyper ledger, EOS, consensus protocol and distributed/shared ledger technology. He has also attained various industry certifications such as PMP, CBAP, ITIL, PSM 1 & CSM.

He had worked on various banking transformation projects – “sustainable and disruption”, which were initiated in various domains such as Retail Banking, Cash Management, Integrated Liquidity Management (ILM), Corporate Banking, Asset & Wealth Management, Financial Messaging, Regulatory Sanctions Filtering and Local and International Payment Systems.

Currently, he is advising Pointpay as an ico and blockchain advisor
What do you think about idea?
Аll-in-one banking cryptocurrency ecosystem
PointPay is all-in-one cryptocurrency ecosystem centered around PointPay token as the main payment tool. It includes working PointPay Crypto
Ekaterina Pushkina
As a team member, сan you tell us about your role in the ICO project?
BUSINESS DEVELOPMENT/HR .
What do you think about idea?
I think this is good projectю. Very promising. .

PointPay.io 最新消息

$ 0.0182
Crypto Stats
Daily, %:
Weekly, %:
Monthly, %:
Market Info
Market Cap:
Volume 24h:
$ 5.031 K
Circ. Supply:
0 PXP
Ticker:
PXP
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