Money20/20 Europe 2025 is one of the leading events in the financial technology sector, taking place from June 3 to 5, 2025 at RAI Amsterdam, Netherlands. This premier event brings together over 6,000 influential leaders, innovators, and entrepreneurs from the global fintech ecosystem to explore the future of finance, payments, and digital transformation. With a focus on open banking, cryptocurrency, blockchain, AI, and much more, Money20/20 provides a platform for discovering the latest trends and innovations in the financial services industry.
Throughout the three-day event, attendees will have access to a variety of sessions, workshops, and networking opportunities designed to foster collaboration and growth. The event will feature high-profile speakers from across the fintech and financial services industries, offering valuable insights into the challenges and opportunities that lie ahead. It’s the perfect environment to engage with like-minded professionals, discover new technologies, and forge meaningful partnerships.
Held at the RAI Amsterdam in the heart of the city, Money20/20 Europe offers an ideal setting for attendees to connect and engage with key players in the industry. Whether you’re a startup, corporate, investor, or innovator, this is your chance to be part of the conversation shaping the future of finance. Don’t miss out on the opportunity to be part of this groundbreaking event!
09:15–10:20 – Beyond FinTech – Money Morning Live
09:20–09:45 – Embedded Intelligence: Money Movement In The Age of AI
10:25–10:50 – Towards a Sustainable Future for European Banking
11:25–11:50 – AI Unleashed: Data, Trust, and the Future of Technology
13:10–13:40 – From Disruption to Integration: What’s Driving the New Financial Order?
13:45–14:10 – Moving on from The Tinder Swindler
14:20–14:35 – Payments Reimagined: The Hidden Goldmine of New Revenue Streams
14:40–15:05 – Banking Innovation in the AI and Data Era
15:35–16:00 – Decentralised AI: What is it and do we Want it?
15:40–16:05 – Data-sharing in Fraud Prevention is… Possible!
16:05–16:25 – Publicly Funded Infrastructure: Why it Matters More than Ever
16:30–17:00 – The DeFi/TradFi Blur: Things I Need to Get Off My Chest
10:15–10:30 – AI-Driven Payments: The Future of Secure, Scalable, and Seamless Transactions
10:40–11:05 – Transforming the User Journey with Gen AI
10:55–11:20 – The Future of SME Finance
11:30–11:45 – The Power of Innovating Across Payment Rails and Regulation
12:10–12:25 – Fintech in the Fast Lane
12:25–12:45 – Fueling Entrepreneurship: Embedded Financing for SMB Growth
13:30–13:45 – Transforming Every Device into a Payment Acceptance Tool
13:50–14:10 – From Banking to the Pitch: Fintech & Football
14:35–14:50 – Borderless Payments: The Future of Work
14:55–15:10 – Transforming a Market Through Fintech Regulation
15:15–15:30 – Robot-to-Robot Payments: The New Frontier
15:30–15:50 – Third Party Innovation in a CBDC Economy
15:35–15:50 – Telcos & Banking Opportunities in Emerging Markets
15:55–16:10 – Expansion of Mobile Payment Interoperability
16:15–16:35 – Making Web3 Finance a Reality
16:40–16:55 – Mobilising Capital through Cutting Edge Tech
10:15–10:35 – Fintech Brainfood x Money20/20: The State of Open Banking
11:00–11:25 – Fit for the Future: Unlocking the Full Potential of Open Banking
12:45–13:10 – Building a New Payment Method from Scratch
13:00–13:30 – AI Summit – Is the Financial Services World Ready for Agentic AI? (Powered by AWS & NVIDIA)
13:30–13:40 – AI Summit – AWS/NVIDIA Fraud Capabilities
13:40–14:05 – AI Summit – Owning the Future of Payments: AI's Untapped Potential
14:20–14:45 – AI Summit – Executive Perspective: From Single Use Case to AI Factory
15:15–15:40 – Fraud 20/20: Inside the Mind of an Ex-Fraudster
15:40–16:05 – Trust Reimagined: AI for Embedded Commerce
16:10–16:35 – Do I Have the Right to Be a Dog Online?
16:40–17:10 – 1 in 50: Human Story and Preventing Childhood Identity Theft
10:20–10:50 – Creating an EU Payments Vision
10:57–11:12 – Global Market Overview: Trends in Card Issuance – Thredd
11:15–12:00 – Card Issuing: From Start-Up to Scale-Up – Thredd
11:55–12:25 – Thredd: Closing Address and Networking
13:30–13:37 – The Great Migration: Moving Infrastructure On-Chain – Nomyx
13:38–13:45 – Redefining FinOps Software – Aurum Solutions
13:46–13:53 – AI-Driven B2B Payments for Emerging Markets – XTransfer
13:54–14:01 – Digital Asset Security Reinvented – Paribu
14:10–14:35 – €1.6 Trillion Opportunity: Ending Digital Exclusion
14:45–15:45 – Banking Beyond the Transaction – Citi
15:00–15:40 – Citi Summit: Reimagining the Future of Payments – Citi
15:45–16:05 – Building Trust with AI Agents
16:10–16:40 – How to Compete with Deregulation
10:20–10:50 – To Hell and Back: Why I Still Believe in Crypto
11:30–12:00 – Banking 2030: Breaking Free from Legacy Thinking
12:05–12:50 – What Fintech Can Learn from NASA
14:00–14:30 – Ask Me Anything: The Founder & The Funder
14:35–15:05 – How European Fintechs Can Crack the US Market
13:15–13:45 – Real-Time Onboarding at Scale
16:05–16:30 – Lead or Be Left Behind: Banks' Fiat-to-Crypto Bridge
15:30–16:00 – 3 Myths That Will Break Your Startup – From a Founder Turned VC
All day – MoneyPot Live: Financial Inclusion by Sending Payments Like an Email – Podcast
09:50–10:15 – If You’re Not Digital First, You’re Last – Panel Discussion
10:20–10:40 – Gen Z's Financial Future: Redesigning Payments for Digitally Native Consumers – Fireside Chat
10:45–10:50 – Money20/20 x BIS Innovation Hub: The Future of Digital Money – Summit
10:50–11:20 – Payments in Motion: A Public Sector Perspective on Rapid Innovation – Presentation
13:30–13:55 – The Future of Digital Money – Panel Discussion
14:30–14:55 – Embracing The Dawn Of AI Commerce – Presentation
15:00–15:25 – Digital Assets at the Tipping Point: How to Accelerate Adoption? – Panel Discussion
15:30–15:55 – Regulating for Innovation in Payments: Challenge or Opportunity? – Panel Discussion
16:00–16:25 – It’s Time to Redefine what Makes up a Digital Identity – Panel Discussion
16:30–16:55 – Navigating the Evolving Cyber Threat Landscape – Panel Discussion
10:05–10:30 – Clouds, not Branches: A Franchise(?) Approach to SaaS Banking – Panel Discussion
10:35–11:05 – The Future of Credit – Panel Discussion
11:10–11:35 – Untapped Frontiers: How Africa Is Reshaping Global Innovation – Fireside Chat
12:15–12:35 – The Incumbent Strikes Back – Presentation
12:40–13:00 – Are Banks Disrupting Neobanks? The BBVA Story – Fireside Chat
13:45–14:00 – Liverpool FC Legend Session TBC – Fireside Chat
14:00–14:25 – How DeFi and Tokenized Real-World Assets Are Reshaping the Future of Finance – Fireside Chat
14:30–14:55 – CBDCs in Focus: The Latest on the Digital € / £ – Fireside Chat
15:25–15:45 – AI & IPOs: Leading Fintechs & Paths To Go Public – Presentation
10:00–10:30 – Wallet Wars & Co-opetition: How Europe’s Digital Wallets are Redefining Competition – Panel Discussion
10:35–11:05 – Consumer Adoption of New Payment Methods: LPM Playbook – Panel Discussion
11:10–11:40 – Wealthtech in a Connected and Instant Era – Panel Discussion
13:00–13:07 – GBG Go: Connect with Every Genuine Customer Worldwide – GBG
13:40–14:10 – Smart Data and the Limits of Open Finance – Panel Discussion
13:55–14:25 – The Checkout Revolution: Why ecommerce is embracing ‘Pay by Bank’ – Panel Discussion
14:15–14:45 – Billion Dollar Employee: Redefining Work for the AI Era – Panel Discussion
14:50–15:20 – The Great Embedded SME Lending Opportunity – Panel Discussion
15:25–15:55 – Why do we Need the EUDI? – Panel Discussion
16:00–16:30 – Seize the Moment with Instant Payments – Panel Discussion
16:10–16:35 – MoneyPot Live: Data Privacy and the Future of Financial Infrastructure – Podcast
10:05–10:20 – Talk is Cheap: Why the Future of Money Demands Real Collaboration – Presentation
10:25–10:40 – Building a Net Zero Retail Bank – Fireside Chat
10:45–11:00 – The Digital Assets Opportunity: How Banks can Win at Web3 – Fireside Chat
11:05–11:20 – How Corporate Venture Capital Can Radically Alter The Finance World – Presentation
11:25–11:45 – Digital Money: The Backbone of the New Financial Ecosystem – Mastercard
11:50–12:05 – How to Get Quantum-Ready – Fireside Chat
13:00–13:20 – A New Age for Current Accounts: Delivering Value for the Modern Customer – Fireside Chat
13:30–13:45 – From Legacy to Leadership: The Future of Domestic Schemes – Fireside Chat
13:50–14:05 – Empowering Emerging Markets: AI-Driven B2B Payment Solutions – XTransfer
14:10–14:25 – Borderless payments are the driver the future of work – Presentation
14:45–15:00 – Packetisation, not Tokenisation: Moving Money for the Unbanked – Presentation
15:05–15:20 – Towards tokenized cash and atomic settlement – Presentation
15:25–15:45 – Human-Centric Design: The Key to Crypto Adoption & Custody – Presentation
15:50–16:05 – How Digital IDs Are Enabling Trust, Security, and User Experience – Presentation
16:10–16:25 – What’s behind the B2B curtain: Digital identity in corporate payments – Presentation
16:30–16:45 – Rethinking cross-border payments: Lessons from frontier markets – Presentation
16:50–17:05 – Data Privacy vs. Fraud Prevention: Striking the Right Balance in the Digital Economy – Fireside Chat
10:20–10:50 – The Bybit Hack: Lessons Learned from Following the Money – Off the Record
10:55–11:25 – Stablecoins for Retail? The Dream vs. The Reality – Off the Record
11:30–12:00 – The Scamdemic: The payments industry fight back starts here – Off the Record
12:05–12:35 – 5 Reasons Why You're About to be Defrauded – Off the Record
13:30–14:00 – From Crisis to Growth: Unzer's Story – Off the Record
14:05–14:35 – FiDA: Meet the Regulator, Shape the Future – Off the Record
14:40–15:10 – Inside the C-Suite: The Biggest WTF* Moments I Can (Legally) Share – Off the Record
13:55–14:25 – The Checkout Revolution: Why ecommerce is embracing ‘Pay by Bank’ – Panel Discussion
15:10–15:35 – Trust is the New Currency – Panel Discussion
15:50–16:05 – Beyond Security: How Deepfakes Expose the Cracks in Digital Processes – Presentation
16:00–16:30 – Enfuce: Scaling up with Sisu – Fireside Chat
🔚 Networking
17:30–21:30 – Electric Garden Party – Networking – Na.i.ture Stage, RAI
09:30–09:35 – Welcome to Growth Thursday – Panel Discussion
09:35–10:05 – The Neobanks Strike Back – Fireside Chat
10:45–11:15 – Brand Strategy, Made Simple: Unlocking Growth in Financial Services – Panel Discussion
13:25–13:55 – The Big Close, with Money20/20's Content Team – Panel Discussion
10:05–10:30 – Sustainability in Payments: ESG as a Competitive Advantage – Panel Discussion
10:50–11:15 – How will CFOs use AI? Pinpointing Tools and Hires for Growth – Panel Discussion
11:05–11:30 – What can Europe Learn from Y Combinator? – Panel Discussion
11:20–11:45 – Unlocking Global Payments: What Europe can Learn from Nordic Fintech – Panel Discussion
11:50–12:15 – Built to Last: Effective Storytelling to Drive Results – Panel Discussion
12:15–12:50 – Marcomms Meetup – Networking
13:15–13:40 – The Future Is Offline: How Digital First Brands Are Winning IRL – Panel Discussion
13:30–13:55 – How Financial Institutions Can Win in the Social Media Era – Panel Discussion
14:00–14:25 – Putting The F In Fintech – Panel Discussion
14:30–14:55 – AI in the Real World: Unlocking Human Potential in Finance – Fireside Chat
15:00–15:25 – Exploring the Fintech Ecosystem in Atlanta, Georgia: A Talent-Driven Perspective – Panel Discussion
10:05–10:20 – The Fundraising Playbook(s) – Presentation
10:25–10:40 – Making Your LinkedIn Profile a Business Growth Engine – Presentation
11:05–11:20 – How fintechs can reach unbanked and underserved customers – Presentation
12:30–12:50 – Explosive Growth and AI: Lessons Learned from Beyond Financial Services – Fireside Chat
13:15–13:30 – Why Poor App Development is Holding Back Fintech Growth – Presentation
13:30–14:30 – Sharing the Pie, Growing the Pie: Partnerships and APIs Showcase – Presentation
13:35–13:50 – Accessibility in Payments: An Opportunity in Every Sense – Presentation
13:55–14:10 – Brainwaves: A Novel and Effective Method for Inclusive Authentication – Fireside Chat
10:20–10:45 – How to Create and Leverage FinBank Partnerships – Ian Horne – 25 min
10:50–11:10 – Rivals reimagined: Competitor collaboration is here to stay – Summit
11:45–12:10 – The multi-trillion-dollar B2B Embedded Payments opportunity – Summit
12:15–12:40 – The e-Commerce Evolution: Technology and Payment Strategies that Support Innovation – Panel Discussion
13:35–14:05 – The Chief Growth Officers’ Playbook for International Expansion – Panel Discussion
14:10–14:30 – Fintech hyperscaler lessons: building a global financial super platform – Summit
14:35–14:55 – Put Your Money Where the Growth is! – Panel Discussion
10:20–10:50 – Consolidation in Fintech: Lessons from Pockit’s Acquisition of Monese – Off the Record
10:55–11:25 – Behind the Scenes of Fintech's Biggest IPOs – Off the Record
11:30–12:00 – Bootstrapping vs. Backers: The Fintech Funding Showdown – Off the Record
13:30–14:00 – Startup Marketing: Here’s What Actually Works – Off the Record
11:00–11:30 – The Startup Playbook: How Airwallex Built Global Momentum – Fireside Chat
11:35–12:05 – Where Fintech goes Next: Tapping into Platforms and Verticals – Panel Discussion