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Table of Contents
Abstract........................................................................................................................... 3
About Initial Coin Offerings ........................................................................................... 4
The ICO Market .......................................................................................................... 4
Problems with the ICO Market................................................................................... 4
Problems with the Crowdfunding Market .................................................................. 5
Scam activities ............................................................................................................ 5
Pump and Dump ICO Schemes and Price Manipulation .......................................... 6
The Activities of Cybercriminals ................................................................................ 6
Our solution .................................................................................................................... 6
Introduction ................................................................................................................ 6
What is BlokBiz? ......................................................................................................... 7
Our Goals .................................................................................................................... 7
Security of Investors ................................................................................................... 9
Why is it reliable to use BlokBiz as an Investment portal? ...................................... 10
Procedure of ICO project enrollment. ...................................................................... 14
...................................................................................................................................... 15
Funding procedure ................................................................................................... 16
Being part of the BlokBiz community as a company. .............................................. 16
Technical content ......................................................................................................... 17
Blockchain technology .............................................................................................. 18
Why ERC20 token .................................................................................................... 19
Using smart contracts for crowdfunding ................................................................. 19
Proof of Work............................................................................................................20
Fees ...............................................................................................................................20
XBZ token .....................................................................................................................20
Total supply of our token .......................................................................................... 21
Token distribution .................................................................................................... 22
Pre-sale ..................................................................................................................... 22
Soft cap...................................................................................................................... 22
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Hard cap.................................................................................................................... 23
How much will be sold (in % format)....................................................................... 23
Repurchase of invested ETH coins ........................................................................... 23
Airdrop ...................................................................................................................... 24
Growth plan .................................................................................................................. 24
Support ......................................................................................................................... 25
...................................................................................................................................... 27
...................................................................................................................................... 29
Plans for the future / Side projects ..............................................................................30
Team ............................................................................................................................. 31

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Abstract

BlokBiz is a crowdfunding platform within the cryptocurrency segment. Our goal is to build
a platform where all the listed ICOs are thoroughly checked by our Team using globally
approved compliance and AML methods. Only those companies can appear on our platform
which fully passing on the aforementioned procedures. Investors can browse on our platform
for ICO investments knowing that every company is carefully checked and rated.

We also send out the funded amounts to the companies in installments based on their budget
plan and the progress in the project. If the project does not proceed the funded amounts will
be sent back to the investors. Our tools for achieving these goals are 24/7 customer service,
professionalism, strict policies, helpful attitude and dedicated project managers for enrolled
ICOs to maximize supervision and productivity.

We are issuing our own token (XBZ) for several reasons. Although it helps us financing the
majority of the project it will also help our investors minimize their costs during investing
and let them benefit from our operation in the future. Our aim is to make the ICO market
much more safe and transparent. We will create an absolutely user-friendly platform for
Investors and for the enrolled companies to reduce the costs and energy spent on their
fundraising period. Our vision is to create a bundle of services under the name of BlokBiz
that represents trust, and safety. A group of platforms that creates and maintains a strong hub
in the ICO market.

Our success is the whole market’s success as well.

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About Initial Coin Offerings

„Our project is not just a simple ICO. It helps the whole ICO market to be more
transparent and reliable.” – Norbert Csontos, CEO of BlokBiz

The ICO Market

The ICO market1 is the latest method of financing and supporting companies by the
investors. Mostly, the typical ICO’s are based on the Ethereum’s blockchain (ERC20
token). Normally, they have 3 stages of selling their tokens: pre-sale, soft cap, hard
cap. The only problem with them is if they are not listed on any cryptocurrency
exchange and do not achieve their goals, they could worth nothing. Unfortunately,
there are a lot of hindering factors on this market, thus it cannot be able to grow and
be a safe investment opportunity. We believe our abilities can change the negative
attitude of investors and the popularity will continue to thrive. We will create the
safest investment portal, which strictly check all the applied projects.

Problems with the ICO Market

Numerous ICO’s have got suitable vision and revolutionary plan for the future but
approximately 2% of them will be successful, therefore we would like to establish a
platform where the customers can easily choose which is the appropriate project. It
might be a solution for all the investors and companies. The most incredible fact is
since January 2017, the capitalization and amount of ICO’s have increased 740 fold
that means an enormous growth. Unfortunately, majority of these coins/tokens were
scam activities or pump and dump schemes, moreover they caused huge financial
damages for the investors. Nowadays, nobody knows which is a viable or unviable
project, therefore this type of market is excessively dangerous and unreliable.

1https://cointelegraph.com/news/bitcoin-etfs-may-have-lost-the-battle-but-not-the-war

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Initially, the biggest ICO evaluator platforms may list the most profitable projects,
although it is uncertain whether it will proceed till the fulfillment.

Problems with the Crowdfunding Market

There are a lot of great projects with preeminent plan but they cannot be able to
achieve their goals. This expression spread all over the world and the exact meaning
of crowdfunding is when a company collect enough funds to actualize their ideas.
Nowadays, lot of companies apply this method via ICO’s and that is why this market
is really popular and of course untrustworthy. Many innocent people choose this
kind of investment opportunity, because there are a lot of good projects with
extended marketing activity but they are not performing as well as they seem.
Our principle is to use professional compliance methods, outsourced project
managing, smart contracts and provide the funds to the financed companies
depending on their performance.

Scam activities

Unfortunately, as in any market there are also available a lot of scam projects and
these are typically focusing on stealing money from the investors. The only problem
is, they have got too many possibilities to cheat, because there are not any platform
or establishment that can overhaul the reality of their activities and existence.
Commonly, they have got great roadmap but they do not reach their promises. These
ICO’s are nearly the same as every real and reliable project with the difference of
their only aim is to defraud money and lost forever. They could also spend money for
marketing activities or great and credible appearance, which make them impossibly
deceived from real ones. The worst thing is they overwhelm all the real projects. The
conclusion is it could be a hard work for investors to visit and find the convenient
ICO to invest in.

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Pump and Dump ICO Schemes and Price Manipulation

In this kind of market, the most typical phenomenon is manipulating the price. This
is the simplest description of the scam activities. Generally, the capitalization of
ICO’s are not too large-scale, so obviously their prices can be easily vectored. The
same thing happens when a large amount of call order increases the price and
everybody makes a large profit and then nearly the same amount is sold, the price
drops down and the ICO might become worthless. We believe the amount of ICO’s
has to be limited because of avoiding the price manipulation.

The Activities of Cybercriminals

For the reason that it is electronic and despite of the blockchain based technology
there are a lot of cybercriminals who also want to hack many platforms and
blockchain systems. The purpose of our developers is to avoid and prevent
cybercrime intentions. Typically, the cryptocurrency related stock exchanges and
definitely the cryptocurrencies are under the risk of cybercrime activities, therefore
we are willing to follow their security technology.

Our solution

Introduction

BlokBiz is a secured and monitored crowdfunding portal. It is an intermediary that


combines blockchain technology with the most secure compliance methods used by
big commercial banks. BlokBiz gives solution to the current ICO and cryptocurrency
investment issues. Filters financial criminal activities such as scam ICOs, money
laundering, terrorism and black market financing. We dedicate a project manager for
each and every ICO project, so it is directly monitored and guided by our Team.

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What is BlokBiz?

However, it is a new technology for financing or supporting good projects there will
always be a lot of unsuccessful ones, thus BlokBiz could be the appropriate platform
for all the investors who want to participate in the ICO market. Our vision is to avoid
fraudulence by using the combination of well-tried and globally accepted methods
and the new decentralized technology. We apply smart-contracts for the transactions
in ERC20 format and every ICO that appears on our platform has to be strictly
verified. Our significant market gap in the current ICO market is that there have not
been any ICO trading platform based on a strict control and personal managing.

Our Goals

Our goal is to establish a community based financing platform and ICO


crowdfunding system where companies are thoroughly checked, monitored and the
projects are supervised by BlokBiz. Investors can invest with a minimal risk in new
businesses for which they receive an ICO token. By leveraging blockchain technology,
our system delivers cryptocurrency from the investor to the funded company and the
ICO of the funded company through smart contracts. For the financed projects the
companies will receive their funds in installments only and only if they can make
progress. We want to create not just an IT company, but also to a serious supervisory
Team that will not let go the hands of companies even after the financing phase. Our
financed projects’ success is our success as well.

To build a user-friendly website where investors can browse and invest in even
multiple companies by knowing exactly where they invested their cryptocurrency.
Furthermore, they will get the invested funds back if the company does not begin to
operate or does not perform properly.

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Make a consultative artificial intelligence available on our webpage to help the
investors realize what coins or tokens they need to convert from their funds so that it
can be converted into fiat currency under the best possible conditions at the current
market position. An algorithm that monitors and analyses the crypto-market 24/7.
Studying and examining samples of similar patterns, thus it can produce a short-
term forecast.

Because of efficient ICO advertising is getting more and more complicated we wanted
to come up with a solution for that as well. Our website is a perfect advertising
platform. Only those companies can register and launch a portfolio that will undergo
our strict compliance check. So only by appearing on our website can be a huge
advertisement opportunity for the companies.

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Security of Investors

Our company takes the security of investors' cryptosystem seriously, so we run our
companies and their owners with serious compliance checking. We demand the
following documents uploaded during the registration:
● Certificate of Incorporation
● Shareholder’s Register (copy)
● Director’s Register (copy)
● Organizational Chart
● Certificate of Good Standing or Company registry search confirming that
company was not dissolved or terminated (active)
● Cash Flow Projections
● Most recent version of the Memorandum and Articles of Association or other
statutory documents including the appointed Director(s) and shareholder(s)
● Declaration of Trust (if applicable, i.e. in case of partnerships) / Proof of
ultimate Beneficial Ownership
● Power of Attorney (if applicable)
● Names of shareholders (partners) holding 25%+
● Articles of Incorporation/Organization (in case of LLC) Certificate of
Ownership (in case of LLC)
● Trust Deed (in case of a Trust) • Certificate of Registration (in case of a Trust)
● Certified copies of passport and other acceptable ID (front and back page
containing photo and signature) for Shareholders, Authorised Person,
Additional Authorised Persons (if any), and Attorney in Fact (if any) all
Directors and Officers, as well as the Beneficial Owners.
● Proof of address – Original or Certified – Notarised copies of a Utility Bill or
Bank Statement for the Shareholders, the Authorized Person, additionally
Authorised Persons (if any), and Attorney in Fact (if any) all Directors and
Officers, as well as the Beneficial Owners.

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● Original Bank References for Authorised Person, Additional Authorised
Persons (if any), Attorney in Fact (if any) all Director(s) and Officer(s), as well
as the Beneficial Owner(s)

Why is it reliable to use BlokBiz as an Investment portal?

The coin market is getting more and more spread among the Investors. The
promising high yield encourages more people the rearrange their assets to the
cryptomarket which is inevitably increases the number of frauds. The daily amount
of frauds is about 20 million in USD. Our company’s goal is to curb the spread of
scam ICOs and create a crypto-investment portal, where all the investors can be sure
that the company they are investing in is a fully-monitored, fully-checked and guided
entity. BlokBiz uses the following methods to put the cryptomarket on a more trusted
road:

- Companies are monitored by our compliance department. Compliance experts


are reviewing the projects’ goals, Cash Flow Projections, history of all owners,
organizational chart till the Holding, Bank Reference from company and owners. etc.

- BlokBiz Anti-Scam security method. Company should deliver a cash flow plan,
and a roadmap. Our compliance experts review the plan, approves the amount of
Ethereum that is necessary for the project, and will send to the company in
installments depending on the progress of the project.

- If the funded companies do not collect the set amount of Ethereum within the
deadline, they do not proceed with the project, or either in any contradiction or
suspect of fraud is noticed, investors will get their Ethereum back. Thus, if the
company has collected the target amount by the deadline but does not show any
progress, investors will not lose all of their invested Ethereum coins.

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- We manage funded companies’ ICOs to appear in exchange sites as soon as
possible, thus the token investors have invested in will grow in value.

- This market is more simple than you think. If good projects are going well,
every participant benefit from it. We will be constantly in contact with our funded
companies to help their business thrive. It is the investors’ and our interest to
maximize productivity, achieve business goals, and grow token value.

- Our company issues and manages the funded companies’ token stocks. In that
way we are preventing artificial ‘Pump & Dump’ schemes by companies.

- Our fees are very low. We take 2% commission from the invested funds.

- Easy and quick joining. Straightforward registration, simple and quick


compliance check. After registration we automatically create a wallet for the investor
which can be managed in the Profile menu.

- Interested in Cryptocurrency Investments but you are still new in it? Don’t
worry. You’ll be able to pay with your bank card and we will make the investment
from our stocks. If the company does not show any progress you will receive the
invested amount back in Ethereum.

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Flow of
procedures

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Company
enrollment
procedure

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Procedure of ICO project enrollment.

1. Company with a project enrolls for ICO funding on our webpage.

2. Uploads all the necessary due diligence documents, roadmap stages, budget
plan, etc.

3. Compliance department receives the documents. Starts to reviewing them.

4. If OK. A project manager is assigned to the project. The project manager


interviews the company members, scores the project’s viability, the
professionalism of the members, and the goals of the project.

5. If the company passes the interview their portfolio will appear on the website.
Every content will be reviewed and accepted by the dedicated project
manager.

6. If there are any suspicious activity, blacklisted owner(s), unprofessionalism,


or any kind of issue that can affect the project’s viability it cannot appear on
the BlokBiz website.

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Funding
procedure

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Funding procedure

1. Visitors of the webpage can find all the information about the approved
projects and can invest through the platform.

2. The visitors can invest in any company listed within the BlokBiz platform after
a quick registration. After the investment was done, the company’s tokens will
appear in the investor’s wallet automatically. The funded amounts will be kept
in a temporary wallet at BlokBiz until the funding ends. If the funding is not
successful the funds will be transferred back to the investors.

3. Project manager approves the transfer of the funded amounts. It will be


transferred in installments based on the attached budget plan.

4. Every investor will be informed about the transferred amount, and will be kept
updated about the spendings and the progress of each roadmap stage.

5. The whole point of pay-out in installments is that if the company is not


proceeding properly, or stops completely, or there is any suspicious activity,
BlokBiz will transfer back the remained invested funds to the investors.

Being part of the BlokBiz community as a company.

Our Team members already took part in start-up projects. We know how hard is it to
find an investor, we have experienced how hard is to find a Mentor who guides you
and evaluates your decisions.

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Today in the ICO era it is getting more and more simple to find investors, but to find
guidance is still not easy. We would like to help your business come alive not just by
finding investors to your project but by providing our guidance and advice regarding
your business.

Our Solution for your ideas:

- Registration is very straightforward. Just fill one page with the necessary data,
Drag & Drop the necessary documents, and the rest is our job. We will create your
portfolio, your wallet, your tokens and we deal with the investors.

- When you consider to upload the plans and documents feel free to use our
help guides to make them very appealing and clear to the investors. The first
impression is very important.

- Our Portfolio Editor is very simple and straightforward. Once you give all the
data, we will generate automatically your graphs, designs, roadmap, progress bars
etc. One more thing for you that you don’t have to deal with.

- Good marketing for you as well. All the investors know that the project
appearing in our portal are 100% checked and monitored. They would invest in your
company more likely. We also have very affordable offers for highlighting your
company for maximized attention. BlokBiz will be advertised heavily on many crypto
related websites and channels.

Technical content

Our server maintains a constant connection with the Ethereum network with a local
client program which can be accessed through the web service via the interface called
web3. Thus, end-users of the site can deploy our pre-made ERC-20 Token Contracts
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by using the web site. Users can be divided into two groups: funded companies
(ICO’s) and investors. Financed can create an Ethereum address by their registration
and its public key will be available. However, the private key is handled by the server
and we do not provide any direct access to this. The transactional needs (which
require to know the private key) are executed by the server. Financed can create
portfolios that include a description of the project and its implementation, budget,
goals, the project deadline and the target amount of it. Each portfolio has an ERC-20
token (suitable for crowdfunding and holding purposes for later) that the funded
companies offer to investors in return for Ethereum. Our server applies the
mentioned token contract for creating crowd sale (moving the token and ETH
between investors’ and funded companies’ wallet).

Blockchain technology

Summarizing, the growth of the blockchain technology in 2017 was historical,


because it is a new method of making financial transactions or decentralized
applications. Nowadays, more and more corporation use blockchain technology as a
new and much more transparent system. Increasing numbers of payment sectors,
like banks apply this method for developing their efficiency, rapidity and database
management.
All the cryptocurrencies are based on blockchain and they are typically called as “the
future money” which could be true, because using them, the financial corruption is
able to be kept off. When the Bitcoin was invented by Satoshi Nakamoto, it was a
breakthrough, because it was the first proof of using the blockchain technology.
Largely, the monetary transactions and secure online payments and money transfers
are preferred to use this technology, nevertheless it can be applicable in every
corporate sector. Year after year increasing number of blockchain-related jobs are
available.

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Why ERC20 token

The ERC20 (Ethereum Request for Comments) is type of a protocol whom you can
create new tokens on the Ethereum blockchain. Ethereum offers an open-source
standardized system, which can help the integration of several currencies and they
use a standard set of rules and guidelines, including the support of smart contracts.
Despite the fact there are more opportunities to decide which standard is the
appropriate for us, we have chosen the Ethereum system because of its multi-
purpose program and it also has a standard prescript. The blockchain standard of
Bitcoin has got more significant problems, for instance it is not a general-purpose
program. Typically, the Ethereum blockchain supports smart contracts which makes
an elementary part of our solution.

Using smart contracts for crowdfunding

The first smart contract had been deployed by Nick Szabo in 1993, and after almost
16 years Bitcoin was invented making this expression very popular. Szabo is a
cryptographer and he simply wanted to apply a distributed ledger to store contracts.
The smart contract is a digital contract stored inside the blockchain.
Actually when an entity that wants to gather funds to achieve its goal has to go to a
third-party who is usually a fundraising company that is an intermediary. They
collect money from people who support and believe in the idea.
The smart contracts’ operation is almost the same system but it does not dependent
on trust but on performance excluding human intervention. In the blockchain
system, the smart contract can store the collected funds until the company achieves
its goal. If the specified amount of funds are collected and the company became fully
funded, the contract automatically sends it to the owner of the project.

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Proof of Work

Normally, a blockchain based system needs a consensus protocol which serves the
purpose of making agreement of the current state. Every node has to agree with the
condition. In order to use the Ethereum system, nodes apply proof of work
consensus, which handle the agreement between the participants.
When a new block is produced, it has to join the whole blockchain system. Because of
the Proof of Work, miners produce blocks that means they compile transactions
bounding them together into a unit. The blocks will be distributed into the chain.

Fees

- Our commission will be 2% from the goal amount of Ethereum as a service fee
(e.g. goal is 5.000 ETH -> our fee is 100 ETH) + 1% of the total supply of the
company’s token. The tokens will be only used for our exchange site as our stock to
serve our customers as efficiently as possible.

- We demand 1% transaction fee from the investors after every transaction. If an


investor keeps certain amount of XBZ tokens in his BlokBiz wallet the transaction fee
will be reduced to 0,5%.

XBZ token

The purpose of issuing and offering our own token to the investors consists of two
parts.

1. It accelerates the development procedures of the project, thus it can start its
operation earlier. HOWEVER, THE LAUNCH OF THE PLATFORM IS NOT DEPENDENT

ON THE SUCCESS OF THE TOKEN SALE. The capital raising from the token sale is

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meant to be an accelerator. That’s why the XBZ tokens are refundable during
the sale periods.

2. Owning XBZ tokens will reduce the token owner’s transaction fees on the
BlokBiz platform. Investors have the opportunity to get these tokens at a very
reasonable price during the pre-sale and the soft cap period, but the tokens
will be available during the operation of BlokBiz Platform at a higher price.

Total supply of our token

The fixed total supply of BlokBiz token (symbolized XBZ) is 100 000 000 XBZ.

Pre-Sale goal: 2.000 ETH – 1,72x bonus 6.5M token – 3250 XBZ/ETH

Soft-cap goal: 15.000 ETH – 1,23x bonus 35M token – 2333 XBZ/ETH

Hard-Cap goal: 23.000 ETH - 43.5M token – 1891 XBZ/ETH

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Token distribution

Pre-sale

We have set the target amount of Pre-sale to 2.000 ETH. By investing this amount
BlokBiz will hire its first full-time developers, buy the necessary softwares and
equipment, finalize the design, the basics of the BlokBiz main platform, and focus on
marketing.

Soft cap

We believe our project is not just a simple ICO. It helps the whole ICO crowdfunding
market to be more transparent and reliable, including avoid all the worthless tokens.
In order to our project will be feasible, we have set the soft-cap goal to 15.000 ETH
and we will reinvest this amount in security development, equipment, Team
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expansion and marketing. At this point BlokBiz will start providing its services for
the market and there is enough capital for 2 years of operation. Development of new
projects like BlokBiz Funding for artists and creators, and BlokBiz Company
Marketplace can be started after this period.

’Hard cap’

Our hard cap period will begin at the exact time our platform officially launches. The
tokens will be available at its normal price and can be used for reducing transaction
fees within the platform. The hard cap ’goal’ is 23.000 ETH. From this period
BlokBiz focuses on extending its capacity, service areas, and developing future
projects such as BlokBiz Investment Bot, and BlokBiz Exchange.

How much will be sold (in % format)

1. Firstly, we sell 15% of our token supply among our advisors, team and early
contributors. There will be future bonuses, airdrop, and premium customers.
2. Pre-sale will be 6.5% of our token supply, providing 1,72x bonus to all the
investors.
3. 78,5% will be sold on main sale period.

Repurchase of invested ETH coins

All purchases of XBZ tokens are refundable under the following conditions:

- From the beginning, until the last day of each sale period the purchased XBZ
tokens are refundable at 0,95x ratio of the XBZ price (price without any bonus).

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If the investors do not reclaim their invested ETH coins within the aforementioned
period, BlokBiz will keep and invest that amount to develop their platforms.

- XBZ tokens will be refundable or can be used for reducing transaction fees within
the platform anytime when the platform officially starts.

Reclaiming the invested ETH coins can be done by sending back the XBZ tokens to
the BlokBiz deposit address and when the above-mentioned criteria are met.

Airdrop

We provide an airdrop after the pre-sale, so if you took part in our pre-sale period,
you will receive a prorated amount of XBZ token which is kind of a bonus to all our
investors. Our belief is to have long time investors and make them contented.

Premium Customers

Those investors who buy XBZ tokens during the pre-sale period will receive lifetime
premium membership on the BlokBiz website. That means they will be notified first
in regard to upcoming ICOs and will be able to invest on our platform with the
reduced 0,5% transaction fee even if they don’t have XBZ tokens on their wallet.

Growth plan

We have got a developed business plan which can be reachable and we counted on
the circumstances. We use our token for converting transactions and our platform to
collect and select ICO’s. We know, firstly we will not be able to finance a huge
number of ICO’s but due to our extensive marketing strategy the number of available
ICO’s will be increasing because our platform become internationally recognised.
Our main goal is to become a reliable ICO trading portal and make the ICO market
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more transparent and safe. Financed companies and investors are also very
important for us and our team is trying to make a user friendly platform. We will
create an ERC20 supported wallet where the customers can easily store their tokens
in one place.

Support

It’s our interest to make sure the investors that their invested funds are safe. We
provide 12/7 customer service at the beginning of the project, later on we will expand
it to 24/7. In the near future, as our project progresses we are willing to apply a
multilingual platform.
When our platform is available, we will have an automatic chatbot, which provides
guide and answer fundamental questions.

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BlokBiz Website
Visualization

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Plans for the future / Side projects

-Consultant AI. Analyzes the market and tells what tokens or coins should you
invest in for maximum profit. It will be a free-to-use application for our users.
Development of the project starts after the Hard Cap period. 2019 Q2

- BlokBiz Company Marketplace. There are good projects, ideas, patents or


operating businesses out there for sale and there are potential buyers for them.
BlokBiz wants to bring them together in its dedicated platform. Development of the
project starts after the Soft Cap period. 2019 Q1

-BlokBiz Exchange Platform. We believe in our funded ICOs and we know that
the real success is when a token or coin goes to the exchange market. In order to
accelerate this progress, we will establish our own exchange site. All the ICOs will
appear on it that were funded on BlokBiz Platform. Development of the project starts
after the Hard Cap period. 2019 Q3

-BlokBiz Mobile App. So you can browse within our platforms more comfortably.
Development of the project starts after the Soft Cap period. 2019 Q1

-BlokBiz Supporting Platform for Creators and Artists. Get donations from
your fans by using BlokBiz. Give them some of your own token or XBZ token in
return and let them use it for exchange, or redeem it for extra services from you or
from others. Development of the project starts after the Soft Cap period. 2019 Q1

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Team

Norbert Csontos – CEO


Graduated at Eötvös Loránd University.
5 years in IT related services and 2 years in
the cryptocurrency segment.
I’ve started business at an early age,
actually at high school. I have always tried
to find ways which provide solutions to the
problem of lots of people. I have worked
and still working in different business
areas, from e-commerce to service
providing companies. I have good skills at
finding talented people and unite them as
a professional team. It is also like this at BlokBiz. I am proud of my colleagues who
are really good specialists and well-qualified at their field. My main task is to help
these guys with doing their best, and manage the operation and relationships of the
company.

Ferenc Mrlyak – CFO


I graduated at Budapest Business School. Finance and
Accounting.
From 2014 until 2018 I was the CFO of Inno-Rising
Ltd.

From 2018 I am the Managing Director of Droneverts


Ltd. and Chief Financial Officer of Gold Lion Media Ltd.

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Since 2017 I am dealing with ICO investments, the risk of which is the highest in
current market opportunities. My aim is to provide adequate protection to all ICO
investors so that they can support the realization of reliable and value-creating
projects with their investment.

Balázs Simó– CTO


Currently studiyng at Budapest Univerity of
Technology and Economics. Developing
softwares since 2012. Worked as a embeded
software developer for 2 years. I met with
cryptocurrencies when i designed a trading
bot back in 2017. I am interested in smart
contract developement. I see the future
where cryptocurrencies are widespread and smart contracts take essential parts of
the current law making/enforcement services making them more stable and faster
and less corrupt.

Luigi Ferramenti – CBO

It is a decisive factor to see the whole picture as a CBO.


My career has helped me to get the best out of myself in
my present job. Being a material arts instructor has
teached me what means stamina, patience and self-
discipline. These are key definitions in my success, and
was useful in the catering and the building industry
also. At my ongoing project, Blokbiz I manage the
company’s relationships and growth function. I also reliable for the work of the team
members. My goal is to attract great people to the company and keep them motivated
until we reach our goals.
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Bálint Takács –
Cryptocurrency and Trading
Advisor
I am a cryptocurrency expert and analyzer and have
5 years experience of forex trading, including
cryptocurrency investments. My vision is to make a
strictly controlled ICO trading website where the investors can finance many reliable
projects without risking their money.

Gergely Kucsera –
Lead Software developer
I graduated at Óbuda University as
programming engineer. In the last 2 years I've been
working on different kinds of web applications (eg. a
cardiological decision support system and a queue
management system). I'm experienced in modern
technologies like .Net Core, Angular and React
frameworks, and beside that, as a hobby project I
take a lead part in the development of a pc game
using Unity Engine. My aim is to keep up with the
latest technologies and modern architectures to be
able to design and create professional systems.

33
Vilmos Hujber – Advisor in
compliance and customer service
segment.

I'm working 5 year now in an IT company


specialized for the Banking and Finance sector.
We've provided IT services and maintenance for
Loyal Bank Limited and still providing IT
maintenance, customer service and compliance check services for Money+Card
Payment Institution Ltd. Recently, I am working on an e-money based mobile wallet
(ePayzz) integrated with real time cash-back solution called By Reward.

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